First Internet Bancorp Defensive Interval Ratio
First Internet Bancorp defensive interval ratio. First Internet Bancorp (INBK) has a Defensive Interval Ratio of 62 days as of June 2026. Defensive assets of $815.81 Million (cash $-, short-term investments $786.68 Million, receivables $29.14 Million) cover 62 days of daily cash needs of $13.24 Million/day. See INBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First Internet Bancorp (2005–2025)
Defensive interval ratio of First Internet Bancorp from 2005 to 2025. This chart shows how First Internet Bancorp's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of June 2026, the ratio stands at 62 days, meaning defensive assets of $815.81 Million can fund 62 days of operations without new revenue. Check asset resilience ratio of First Internet Bancorp to evaluate the company's liquid asset resilience ratio.
First Internet Bancorp Defensive Interval Ratio by Year (2005–2025)
First Internet Bancorp defensive interval ratio by year from 2005 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First Internet Bancorp from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see First Internet Bancorp balance sheet assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 23484 days | $643.40 Million | $27.40K/day | $- | $615.50 Million | ▲ +23382 days |
| 2024 | 103 days | $1.39 Billion | $13.52 Million/day | $- | $413.30 Million | ▼ -26 days |
| 2023 | 128 days | $1.43 Billion | $11.15 Million/day | $- | $474.86 Million | ▼ -13 days |
| 2022 | 141 days | $1.34 Billion | $9.48 Million/day | $- | $390.38 Million | ▼ -27 days |
| 2021 | 169 days | $1.48 Billion | $8.80 Million/day | $- | $603.04 Million | ▲ +8 days |
| 2020 | 161 days | $1.47 Billion | $9.10 Million/day | $- | $497.63 Million | ▼ -16 days |
| 2019 | 177 days | $1.56 Billion | $8.80 Million/day | $- | $540.85 Million | ▼ -15 days |
| 2018 | 192 days | $1.42 Billion | $7.38 Million/day | $- | $481.35 Million | ▼ -32 days |
| 2017 | 224 days | $1.29 Billion | $5.74 Million/day | $- | $473.27 Million | ▼ -41 days |
| 2016 | 265 days | $1.07 Billion | $4.04 Million/day | $- | $456.70 Million | ▼ -1862227 days |
| 2015 | 1862492 days | $597.02 Million | $320.55/day | $- | $213.70 Million | ▲ +592089 days |
| 2014 | 1270403 days | $337.61 Million | $265.75/day | $- | $137.52 Million | ▲ +1270304 days |
| 2013 | 99 days | $184.31 Million | $1.85 Million/day | $- | $181.41 Million | ▼ -9 days |
| 2012 | 109 days | $158.89 Million | $1.46 Million/day | $- | $156.69 Million | ▼ -5 days |
| 2011 | 113 days | $151.40 Million | $1.34 Million/day | $- | $149.27 Million | ▲ +86 days |
| 2010 | 28 days | $32.16 Million | $1.16 Million/day | $- | $30.06 Million | ▲ +26 days |
| 2009 | 2 days | $2.26 Million | $1.13 Million/day | $- | $- | ▼ 0 days |
| 2008 | 2 days | $2.77 Million | $1.21 Million/day | $- | $- | ▲ +0 days |
| 2007 | 2 days | $2.78 Million | $1.27 Million/day | $- | $- | ▲ +0 days |
| 2006 | 2 days | $2.29 Million | $1.05 Million/day | $- | $- | ▼ 0 days |
| 2005 | 2 days | $1.96 Million | $901.75K/day | $- | $- | — |