First Internet Bancorp (INBK) — Cash Flow-to-Debt Ratio
First Internet Bancorp (INBK) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $75.55 Million could theoretically repay 0% of its total liabilities ($5.35 Billion) in one year. See First Internet Bancorp free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Internet Bancorp Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for First Internet Bancorp across 21 annual periods. Also explore INBK year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for First Internet Bancorp (2005–2025)
Year-by-year debt coverage analysis for First Internet Bancorp. For market capitalisation and broader financial context, see First Internet Bancorp stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $3.45 Million | $5.21 Billion | ▼ -72.7% |
| 2024 | 0.00x | $12.99 Million | $5.35 Billion | ▼ -0.2% |
| 2023 | 0.00x | $11.68 Million | $4.80 Billion | ▼ -87.7% |
| 2022 | 0.02x | $82.72 Million | $4.18 Billion | ▲ +38.3% |
| 2021 | 0.01x | $54.84 Million | $3.83 Billion | ▲ +328.9% |
| 2020 | 0.00x | $13.07 Million | $3.92 Billion | ▲ +129.1% |
| 2019 | -0.01x | $-43.58 Million | $3.80 Billion | ▼ -227.2% |
| 2018 | 0.01x | $29.36 Million | $3.25 Billion | ▼ -6.8% |
| 2017 | 0.01x | $24.62 Million | $2.54 Billion | ▼ -37.8% |
| 2016 | 0.02x | $26.47 Million | $1.70 Billion | ▲ +66.3% |
| 2015 | 0.01x | $10.91 Million | $1.17 Billion | ▲ +313.0% |
| 2014 | 0.00x | $1.98 Million | $873.72 Million | ▼ -96.1% |
| 2013 | 0.06x | $41.54 Million | $711.43 Million | ▲ +690.8% |
| 2012 | -0.01x | $-5.68 Million | $575.02 Million | ▲ +83.3% |
| 2011 | -0.06x | $-31.43 Million | $530.02 Million | ▼ -337.9% |
| 2010 | 0.02x | $11.34 Million | $455.02 Million | ▲ +598.3% |
| 2009 | 0.00x | $1.64 Million | $459.85 Million | ▼ -61.6% |
| 2008 | 0.01x | $4.62 Million | $497.63 Million | ▲ +3.4% |
| 2007 | 0.01x | $4.60 Million | $511.81 Million | ▲ +276.6% |
| 2006 | -0.01x | $-2.24 Million | $440.87 Million | ▼ -127.2% |
| 2005 | 0.02x | $7.24 Million | $388.17 Million | — |