First Internet Bancorp (INBK) — Financial Flexibility Index
First Internet Bancorp (INBK) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $24.30 Million (operating CF $24.28 Million minus capex $21.00K) represents 0% of total liabilities ($5.19 Billion). Check how aggressively does First Internet Bancorp reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Internet Bancorp Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for First Internet Bancorp across 21 annual periods. For the full cash flow conversion analysis, see First Internet Bancorp operating cash flow efficiency.
Annual Financial Flexibility Index for First Internet Bancorp (2005–2025)
Year-by-year free cash flow to debt coverage for First Internet Bancorp. Explore INBK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $4.68 Million | $3.45 Million | $5.21 Billion | ▼ -69.2% |
| 2024 | 0.00x | $15.58 Million | $12.99 Million | $5.35 Billion | ▼ -18.0% |
| 2023 | 0.00x | $17.05 Million | $11.68 Million | $4.80 Billion | ▼ -85.2% |
| 2022 | 0.02x | $100.24 Million | $82.72 Million | $4.18 Billion | ▲ +8.5% |
| 2021 | 0.02x | $84.73 Million | $54.84 Million | $3.83 Billion | ▲ +124.2% |
| 2020 | 0.01x | $38.63 Million | $13.07 Million | $3.92 Billion | ▲ +194.9% |
| 2019 | -0.01x | $-39.47 Million | $-43.58 Million | $3.80 Billion | ▼ -207.2% |
| 2018 | 0.01x | $31.57 Million | $29.36 Million | $3.25 Billion | ▼ -5.6% |
| 2017 | 0.01x | $26.14 Million | $24.62 Million | $2.54 Billion | ▼ -41.0% |
| 2016 | 0.02x | $29.64 Million | $26.47 Million | $1.70 Billion | ▲ +51.1% |
| 2015 | 0.01x | $13.45 Million | $10.91 Million | $1.17 Billion | ▲ +248.3% |
| 2014 | 0.00x | $2.90 Million | $1.98 Million | $873.72 Million | ▼ -95.2% |
| 2013 | 0.07x | $48.73 Million | $41.54 Million | $711.43 Million | ▲ +832.9% |
| 2012 | -0.01x | $-5.37 Million | $-5.68 Million | $575.02 Million | ▲ +84.1% |
| 2011 | -0.06x | $-31.19 Million | $-31.43 Million | $530.02 Million | ▼ -320.9% |
| 2010 | 0.03x | $12.12 Million | $11.34 Million | $455.02 Million | ▲ +614.9% |
| 2009 | 0.00x | $1.71 Million | $1.64 Million | $459.85 Million | ▼ -63.7% |
| 2008 | 0.01x | $5.10 Million | $4.62 Million | $497.63 Million | ▼ -9.2% |
| 2007 | 0.01x | $5.78 Million | $4.60 Million | $511.81 Million | ▲ +349.6% |
| 2006 | 0.00x | $-1.99 Million | $-2.24 Million | $440.87 Million | ▼ -123.3% |
| 2005 | 0.02x | $7.52 Million | $7.24 Million | $388.17 Million | — |