First Internet Bancorp (INBK) — Financial Flexibility Index
First Internet Bancorp (INBK) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $75.85 Million (operating CF $75.55 Million minus capex $299.00K) represents 0% of total liabilities ($5.35 Billion). Check INBK PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Internet Bancorp Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for First Internet Bancorp across 21 annual periods. See First Internet Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First Internet Bancorp (2005–2025)
Year-by-year free cash flow to debt coverage for First Internet Bancorp. For the full company profile including market capitalisation, see INBK market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $4.68 Million | $3.45 Million | $5.21 Billion | ▼ -69.2% |
| 2024 | 0.00x | $15.58 Million | $12.99 Million | $5.35 Billion | ▼ -18.0% |
| 2023 | 0.00x | $17.05 Million | $11.68 Million | $4.80 Billion | ▼ -85.2% |
| 2022 | 0.02x | $100.24 Million | $82.72 Million | $4.18 Billion | ▲ +8.5% |
| 2021 | 0.02x | $84.73 Million | $54.84 Million | $3.83 Billion | ▲ +124.2% |
| 2020 | 0.01x | $38.63 Million | $13.07 Million | $3.92 Billion | ▲ +194.9% |
| 2019 | -0.01x | $-39.47 Million | $-43.58 Million | $3.80 Billion | ▼ -207.2% |
| 2018 | 0.01x | $31.57 Million | $29.36 Million | $3.25 Billion | ▼ -5.6% |
| 2017 | 0.01x | $26.14 Million | $24.62 Million | $2.54 Billion | ▼ -41.0% |
| 2016 | 0.02x | $29.64 Million | $26.47 Million | $1.70 Billion | ▲ +51.1% |
| 2015 | 0.01x | $13.45 Million | $10.91 Million | $1.17 Billion | ▲ +248.3% |
| 2014 | 0.00x | $2.90 Million | $1.98 Million | $873.72 Million | ▼ -95.2% |
| 2013 | 0.07x | $48.73 Million | $41.54 Million | $711.43 Million | ▲ +832.9% |
| 2012 | -0.01x | $-5.37 Million | $-5.68 Million | $575.02 Million | ▲ +84.1% |
| 2011 | -0.06x | $-31.19 Million | $-31.43 Million | $530.02 Million | ▼ -320.9% |
| 2010 | 0.03x | $12.12 Million | $11.34 Million | $455.02 Million | ▲ +614.9% |
| 2009 | 0.00x | $1.71 Million | $1.64 Million | $459.85 Million | ▼ -63.7% |
| 2008 | 0.01x | $5.10 Million | $4.62 Million | $497.63 Million | ▼ -9.2% |
| 2007 | 0.01x | $5.78 Million | $4.60 Million | $511.81 Million | ▲ +349.6% |
| 2006 | 0.00x | $-1.99 Million | $-2.24 Million | $440.87 Million | ▼ -123.3% |
| 2005 | 0.02x | $7.52 Million | $7.24 Million | $388.17 Million | — |