First Internet Bancorp (INBK) — Financial Flexibility Index

Latest as of March 2026: 0.01x

First Internet Bancorp (INBK) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $75.85 Million (operating CF $75.55 Million minus capex $299.00K) represents 0% of total liabilities ($5.35 Billion). Also explore First Internet Bancorp annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$75.85 Million
Operating CF − Capex

Total Liabilities

$5.35 Billion
USD

Capital Expenditures

$299.00K
USD

First Internet Bancorp Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for First Internet Bancorp across 21 annual periods. Check asset allocation strategy of First Internet Bancorp to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for First Internet Bancorp (2005–2025)

Year-by-year free cash flow to debt coverage for First Internet Bancorp. For the full company profile including market capitalisation, see First Internet Bancorp (INBK) market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.00x $4.68 Million $3.45 Million $5.21 Billion ▼ -69.2%
2024 0.00x $15.58 Million $12.99 Million $5.35 Billion ▼ -18.0%
2023 0.00x $17.05 Million $11.68 Million $4.80 Billion ▼ -85.2%
2022 0.02x $100.24 Million $82.72 Million $4.18 Billion ▲ +8.5%
2021 0.02x $84.73 Million $54.84 Million $3.83 Billion ▲ +124.2%
2020 0.01x $38.63 Million $13.07 Million $3.92 Billion ▲ +194.9%
2019 -0.01x $-39.47 Million $-43.58 Million $3.80 Billion ▼ -207.2%
2018 0.01x $31.57 Million $29.36 Million $3.25 Billion ▼ -5.6%
2017 0.01x $26.14 Million $24.62 Million $2.54 Billion ▼ -41.0%
2016 0.02x $29.64 Million $26.47 Million $1.70 Billion ▲ +51.1%
2015 0.01x $13.45 Million $10.91 Million $1.17 Billion ▲ +248.3%
2014 0.00x $2.90 Million $1.98 Million $873.72 Million ▼ -95.2%
2013 0.07x $48.73 Million $41.54 Million $711.43 Million ▲ +832.9%
2012 -0.01x $-5.37 Million $-5.68 Million $575.02 Million ▲ +84.1%
2011 -0.06x $-31.19 Million $-31.43 Million $530.02 Million ▼ -320.9%
2010 0.03x $12.12 Million $11.34 Million $455.02 Million ▲ +614.9%
2009 0.00x $1.71 Million $1.64 Million $459.85 Million ▼ -63.7%
2008 0.01x $5.10 Million $4.62 Million $497.63 Million ▼ -9.2%
2007 0.01x $5.78 Million $4.60 Million $511.81 Million ▲ +349.6%
2006 0.00x $-1.99 Million $-2.24 Million $440.87 Million ▼ -123.3%
2005 0.02x $7.52 Million $7.24 Million $388.17 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities