Lake Shore Bancorp Inc (LSBK) — Cash Flow Quality Index
Lake Shore Bancorp Inc (LSBK) has a Cash Flow Quality Index of 1.11x as of December 2025. Operating cash flow of $2.15 Million exceeds net income of $1.93 Million, indicating high earnings quality where cash backs reported profits. Explore Lake Shore Bancorp Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Lake Shore Bancorp Inc Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Lake Shore Bancorp Inc across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Lake Shore Bancorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Lake Shore Bancorp Inc (2004–2025)
Year-by-year earnings quality comparison for Lake Shore Bancorp Inc. For live market cap and the full company financial profile, see LSBK stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.10x | $8.00 Million | $7.27 Million | ▲ +116.3% |
| 2024 | 0.51x | $2.51 Million | $4.93 Million | ▼ -60.5% |
| 2023 | 1.29x | $6.21 Million | $4.82 Million | ▼ -9.7% |
| 2022 | 1.43x | $8.14 Million | $5.71 Million | ▲ +3.1% |
| 2021 | 1.38x | $8.55 Million | $6.19 Million | ▲ +12.4% |
| 2020 | 1.23x | $5.60 Million | $4.56 Million | ▼ -13.9% |
| 2019 | 1.43x | $5.84 Million | $4.09 Million | ▼ -6.6% |
| 2018 | 1.53x | $6.11 Million | $4.00 Million | ▼ -11.4% |
| 2017 | 1.72x | $5.83 Million | $3.38 Million | ▲ +41.2% |
| 2016 | 1.22x | $4.29 Million | $3.52 Million | ▼ -17.8% |
| 2015 | 1.49x | $4.96 Million | $3.34 Million | ▲ +8.0% |
| 2014 | 1.38x | $4.35 Million | $3.16 Million | ▼ -4.3% |
| 2013 | 1.44x | $5.38 Million | $3.74 Million | ▼ -22.8% |
| 2012 | 1.86x | $6.75 Million | $3.63 Million | ▲ +11.4% |
| 2011 | 1.67x | $6.15 Million | $3.68 Million | ▲ +3.8% |
| 2010 | 1.61x | $4.90 Million | $3.04 Million | ▲ +36.6% |
| 2009 | 1.18x | $2.55 Million | $2.16 Million | ▼ -58.6% |
| 2008 | 2.85x | $4.18 Million | $1.47 Million | ▲ +147.6% |
| 2007 | 1.15x | $2.09 Million | $1.82 Million | ▼ -53.5% |
| 2006 | 2.47x | $4.50 Million | $1.82 Million | ▲ +73.4% |
| 2005 | 1.43x | $2.93 Million | $2.05 Million | ▼ -18.7% |
| 2004 | 1.76x | $3.83 Million | $2.18 Million | — |