Lake Shore Bancorp Inc (LSBK) — Cash Flow Quality Index
Lake Shore Bancorp Inc (LSBK) has a Cash Flow Quality Index of 1.45x as of March 2026. Operating cash flow of $2.79 Million exceeds net income of $1.92 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow conversion of Lake Shore Bancorp Inc to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Lake Shore Bancorp Inc Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Lake Shore Bancorp Inc across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Lake Shore Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Lake Shore Bancorp Inc (2004–2025)
Year-by-year earnings quality comparison for Lake Shore Bancorp Inc. For live market cap and the full company financial profile, see LSBK market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.10x | $8.00 Million | $7.27 Million | ▲ +116.3% |
| 2024 | 0.51x | $2.51 Million | $4.93 Million | ▼ -60.5% |
| 2023 | 1.29x | $6.21 Million | $4.82 Million | ▼ -9.7% |
| 2022 | 1.43x | $8.14 Million | $5.71 Million | ▲ +3.1% |
| 2021 | 1.38x | $8.55 Million | $6.19 Million | ▲ +12.4% |
| 2020 | 1.23x | $5.60 Million | $4.56 Million | ▼ -13.9% |
| 2019 | 1.43x | $5.84 Million | $4.09 Million | ▼ -6.6% |
| 2018 | 1.53x | $6.11 Million | $4.00 Million | ▼ -11.4% |
| 2017 | 1.72x | $5.83 Million | $3.38 Million | ▲ +41.2% |
| 2016 | 1.22x | $4.29 Million | $3.52 Million | ▼ -17.8% |
| 2015 | 1.49x | $4.96 Million | $3.34 Million | ▲ +8.0% |
| 2014 | 1.38x | $4.35 Million | $3.16 Million | ▼ -4.3% |
| 2013 | 1.44x | $5.38 Million | $3.74 Million | ▼ -22.8% |
| 2012 | 1.86x | $6.75 Million | $3.63 Million | ▲ +11.4% |
| 2011 | 1.67x | $6.15 Million | $3.68 Million | ▲ +3.8% |
| 2010 | 1.61x | $4.90 Million | $3.04 Million | ▲ +36.6% |
| 2009 | 1.18x | $2.55 Million | $2.16 Million | ▼ -58.6% |
| 2008 | 2.85x | $4.18 Million | $1.47 Million | ▲ +147.6% |
| 2007 | 1.15x | $2.09 Million | $1.82 Million | ▼ -53.5% |
| 2006 | 2.47x | $4.50 Million | $1.82 Million | ▲ +73.4% |
| 2005 | 1.43x | $2.93 Million | $2.05 Million | ▼ -18.7% |
| 2004 | 1.76x | $3.83 Million | $2.18 Million | — |