Lake Shore Bancorp Inc Cash Flow Quality Index
Lake Shore Bancorp Inc cash flow quality index. Lake Shore Bancorp Inc (LSBK) has a Cash Flow Quality Index of 1.08x as of June 2026. Operating cash flow of $2.34 Million exceeds net income of $2.17 Million, indicating high earnings quality where cash backs reported profits. See Lake Shore Bancorp Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Lake Shore Bancorp Inc (2004–2025)
Cash flow quality index of Lake Shore Bancorp Inc from 2004 to 2025. Historical Cash Flow Quality Index for Lake Shore Bancorp Inc across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Lake Shore Bancorp Inc (LSBK) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Lake Shore Bancorp Inc Cash Flow Quality Index by Year (2004–2025)
Lake Shore Bancorp Inc cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for Lake Shore Bancorp Inc. For the full cash flow conversion analysis, see Lake Shore Bancorp Inc operating cash flow efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.10x | $8.00 Million | $7.27 Million | ▲ +116.3% |
| 2024 | 0.51x | $2.51 Million | $4.93 Million | ▼ -60.5% |
| 2023 | 1.29x | $6.21 Million | $4.82 Million | ▼ -9.7% |
| 2022 | 1.43x | $8.14 Million | $5.71 Million | ▲ +3.1% |
| 2021 | 1.38x | $8.55 Million | $6.19 Million | ▲ +12.4% |
| 2020 | 1.23x | $5.60 Million | $4.56 Million | ▼ -13.9% |
| 2019 | 1.43x | $5.84 Million | $4.09 Million | ▼ -6.6% |
| 2018 | 1.53x | $6.11 Million | $4.00 Million | ▼ -11.4% |
| 2017 | 1.72x | $5.83 Million | $3.38 Million | ▲ +41.2% |
| 2016 | 1.22x | $4.29 Million | $3.52 Million | ▼ -17.8% |
| 2015 | 1.49x | $4.96 Million | $3.34 Million | ▲ +8.0% |
| 2014 | 1.38x | $4.35 Million | $3.16 Million | ▼ -4.3% |
| 2013 | 1.44x | $5.38 Million | $3.74 Million | ▼ -22.8% |
| 2012 | 1.86x | $6.75 Million | $3.63 Million | ▲ +11.4% |
| 2011 | 1.67x | $6.15 Million | $3.68 Million | ▲ +3.8% |
| 2010 | 1.61x | $4.90 Million | $3.04 Million | ▲ +36.6% |
| 2009 | 1.18x | $2.55 Million | $2.16 Million | ▼ -58.6% |
| 2008 | 2.85x | $4.18 Million | $1.47 Million | ▲ +147.6% |
| 2007 | 1.15x | $2.09 Million | $1.82 Million | ▼ -53.5% |
| 2006 | 2.47x | $4.50 Million | $1.82 Million | ▲ +73.4% |
| 2005 | 1.43x | $2.93 Million | $2.05 Million | ▼ -18.7% |
| 2004 | 1.76x | $3.83 Million | $2.18 Million | — |