Lake Shore Bancorp Inc (LSBK) — Free Cash Flow Generation Index
Lake Shore Bancorp Inc (LSBK) has a Free Cash Flow Generation Index of 1.01x as of December 2025. Free cash flow of $2.17 Million represents 1% of operating cash flow ($2.15 Million). See LSBK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Lake Shore Bancorp Inc Free Cash Flow Generation Index (2004–2025)
Historical FCF Generation Index trend for Lake Shore Bancorp Inc across 22 annual periods. Explore LSBK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Lake Shore Bancorp Inc (2004–2025)
Year-by-year Free Cash Flow Generation Index for Lake Shore Bancorp Inc. For the full company profile including market capitalisation, see LSBK stock market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.93x | $7.44 Million | $8.00 Million | $560.00K | ▼ -7.0% |
| 2024 | 1.00x | $2.51 Million | $2.51 Million | $114.00K | ▲ +6.7% |
| 2023 | 0.94x | $5.81 Million | $6.21 Million | $391.00K | ▼ -1.4% |
| 2022 | 0.95x | $7.73 Million | $8.14 Million | $406.00K | ▲ +2.5% |
| 2021 | 0.93x | $7.92 Million | $8.55 Million | $627.00K | ▼ -0.2% |
| 2020 | 0.93x | $5.20 Million | $5.60 Million | $399.00K | ▲ +7.8% |
| 2019 | 0.86x | $5.03 Million | $5.84 Million | $810.00K | ▼ -0.6% |
| 2018 | 0.87x | $5.30 Million | $6.11 Million | $818.00K | ▲ +16.1% |
| 2017 | 0.75x | $4.35 Million | $5.83 Million | $1.48 Million | ▼ -16.3% |
| 2016 | 0.89x | $3.83 Million | $4.29 Million | $468.00K | ▼ -1.8% |
| 2015 | 0.91x | $4.50 Million | $4.96 Million | $459.00K | ▲ +6.0% |
| 2014 | 0.86x | $3.72 Million | $4.35 Million | $627.00K | ▼ -2.5% |
| 2013 | 0.88x | $4.72 Million | $5.38 Million | $657.00K | ▲ +20.2% |
| 2012 | 0.73x | $4.93 Million | $6.75 Million | $1.82 Million | ▼ -24.3% |
| 2011 | 0.96x | $5.94 Million | $6.15 Million | $216.00K | ▲ +44.1% |
| 2010 | 0.67x | $3.28 Million | $4.90 Million | $1.62 Million | ▼ -24.1% |
| 2009 | 0.88x | $2.25 Million | $2.55 Million | $301.00K | ▲ +55.5% |
| 2008 | 0.57x | $2.37 Million | $4.18 Million | $1.81 Million | ▼ -36.3% |
| 2007 | 0.89x | $1.86 Million | $2.09 Million | $229.00K | ▼ -6.0% |
| 2006 | 0.95x | $4.26 Million | $4.50 Million | $236.00K | ▲ +112.9% |
| 2005 | 0.45x | $1.30 Million | $2.93 Million | $1.63 Million | ▼ -44.0% |
| 2004 | 0.80x | $3.04 Million | $3.83 Million | $783.00K | — |