Lake Shore Bancorp Inc Net Asset Quality Index
Lake Shore Bancorp Inc net asset quality index. Lake Shore Bancorp Inc (LSBK) has a Net Asset Quality Index of 19.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $736.65 Million minus total liabilities of $591.89 Million yields net assets of $144.76 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Lake Shore Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Lake Shore Bancorp Inc (2001–2025)
Net asset quality index of Lake Shore Bancorp Inc from 2001 to 2025. This chart shows how Lake Shore Bancorp Inc's Net Asset Quality Index has evolved across 25 annual periods from 2001 to 2025. As of June 2026, the index stands at 19.7%, representing net assets of $144.76 Million against total assets of $736.65 Million USD. Check asset allocation strategy of Lake Shore Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Lake Shore Bancorp Inc Net Asset Quality Index by Year (2001–2025)
Lake Shore Bancorp Inc net asset quality index by year from 2001 to 2025. The table below presents the year-by-year Net Asset Quality Index for Lake Shore Bancorp Inc from 2001 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see LSBK company net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 19.5% | $141.64 Million | $727.32 Million | $585.68 Million | ▲ +6.4 pp |
| 2024 | 13.1% | $89.87 Million | $685.50 Million | $595.64 Million | ▲ +1.2 pp |
| 2023 | 11.9% | $86.27 Million | $725.12 Million | $638.85 Million | ▲ +0.3 pp |
| 2022 | 11.6% | $81.18 Million | $699.91 Million | $618.73 Million | ▼ -0.7 pp |
| 2021 | 12.3% | $87.98 Million | $713.74 Million | $625.76 Million | ▼ -0.2 pp |
| 2020 | 12.5% | $85.92 Million | $686.20 Million | $600.28 Million | ▼ -81.8 pp |
| 2019 | 94.3% | $576.22 Million | $610.87 Million | $34.65 Million | ▲ +79.7 pp |
| 2018 | 14.6% | $79.80 Million | $545.71 Million | $465.90 Million | ▼ -0.5 pp |
| 2017 | 15.1% | $78.38 Million | $518.98 Million | $440.60 Million | ▼ -0.4 pp |
| 2016 | 15.5% | $76.03 Million | $489.17 Million | $413.14 Million | ▼ -0.1 pp |
| 2015 | 15.6% | $73.88 Million | $473.38 Million | $399.51 Million | ▲ +0.9 pp |
| 2014 | 14.7% | $71.63 Million | $487.47 Million | $415.84 Million | ▲ +1.2 pp |
| 2013 | 13.5% | $65.27 Million | $482.17 Million | $416.90 Million | ▼ -0.3 pp |
| 2012 | 13.9% | $66.98 Million | $482.39 Million | $415.40 Million | ▲ +0.8 pp |
| 2011 | 13.1% | $63.95 Million | $488.60 Million | $424.65 Million | ▲ +1.6 pp |
| 2010 | 11.5% | $55.21 Million | $479.05 Million | $423.84 Million | ▼ -1.5 pp |
| 2009 | 13.0% | $55.45 Million | $425.66 Million | $370.21 Million | ▼ -0.3 pp |
| 2008 | 13.3% | $54.23 Million | $407.83 Million | $353.61 Million | ▼ -1.6 pp |
| 2007 | 14.9% | $53.47 Million | $357.80 Million | $304.34 Million | ▼ -0.2 pp |
| 2006 | 15.2% | $53.75 Million | $354.24 Million | $300.49 Million | ▲ +6.8 pp |
| 2005 | 8.4% | $28.00 Million | $333.72 Million | $305.73 Million | ▲ +0.2 pp |
| 2004 | 8.2% | $26.91 Million | $329.84 Million | $302.93 Million | ▼ -0.1 pp |
| 2003 | 8.2% | $24.95 Million | $303.51 Million | $278.56 Million | ▼ -1.8 pp |
| 2002 | 10.1% | $23.94 Million | $238.06 Million | $214.11 Million | ▼ -0.1 pp |
| 2001 | 10.1% | $21.70 Million | $214.09 Million | $192.38 Million | — |