Lake Shore Bancorp Inc (LSBK) — Net Asset Quality Index
Lake Shore Bancorp Inc (LSBK) has a Net Asset Quality Index of 19.7% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $722.01 Million minus total liabilities of $579.63 Million yields net assets of $142.38 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Lake Shore Bancorp Inc (LSBK) defensive interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Lake Shore Bancorp Inc Net Asset Quality Index Over Time (2001–2025)
This chart shows how Lake Shore Bancorp Inc's Net Asset Quality Index has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the index stands at 19.7%, representing net assets of $142.38 Million against total assets of $722.01 Million USD. Explore cash flow conversion of Lake Shore Bancorp Inc to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Lake Shore Bancorp Inc (2001–2025)
The table below presents the year-by-year Net Asset Quality Index for Lake Shore Bancorp Inc from 2001 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Lake Shore Bancorp Inc worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 19.5% | $141.64 Million | $727.32 Million | $585.68 Million | ▲ +6.4 pp |
| 2024 | 13.1% | $89.87 Million | $685.50 Million | $595.64 Million | ▲ +1.2 pp |
| 2023 | 11.9% | $86.27 Million | $725.12 Million | $638.85 Million | ▲ +0.3 pp |
| 2022 | 11.6% | $81.18 Million | $699.91 Million | $618.73 Million | ▼ -0.7 pp |
| 2021 | 12.3% | $87.98 Million | $713.74 Million | $625.76 Million | ▼ -0.2 pp |
| 2020 | 12.5% | $85.92 Million | $686.20 Million | $600.28 Million | ▼ -81.8 pp |
| 2019 | 94.3% | $576.22 Million | $610.87 Million | $34.65 Million | ▲ +79.7 pp |
| 2018 | 14.6% | $79.80 Million | $545.71 Million | $465.90 Million | ▼ -0.5 pp |
| 2017 | 15.1% | $78.38 Million | $518.98 Million | $440.60 Million | ▼ -0.4 pp |
| 2016 | 15.5% | $76.03 Million | $489.17 Million | $413.14 Million | ▼ -0.1 pp |
| 2015 | 15.6% | $73.88 Million | $473.38 Million | $399.51 Million | ▲ +0.9 pp |
| 2014 | 14.7% | $71.63 Million | $487.47 Million | $415.84 Million | ▲ +1.2 pp |
| 2013 | 13.5% | $65.27 Million | $482.17 Million | $416.90 Million | ▼ -0.3 pp |
| 2012 | 13.9% | $66.98 Million | $482.39 Million | $415.40 Million | ▲ +0.8 pp |
| 2011 | 13.1% | $63.95 Million | $488.60 Million | $424.65 Million | ▲ +1.6 pp |
| 2010 | 11.5% | $55.21 Million | $479.05 Million | $423.84 Million | ▼ -1.5 pp |
| 2009 | 13.0% | $55.45 Million | $425.66 Million | $370.21 Million | ▼ -0.3 pp |
| 2008 | 13.3% | $54.23 Million | $407.83 Million | $353.61 Million | ▼ -1.6 pp |
| 2007 | 14.9% | $53.47 Million | $357.80 Million | $304.34 Million | ▼ -0.2 pp |
| 2006 | 15.2% | $53.75 Million | $354.24 Million | $300.49 Million | ▲ +6.8 pp |
| 2005 | 8.4% | $28.00 Million | $333.72 Million | $305.73 Million | ▲ +0.2 pp |
| 2004 | 8.2% | $26.91 Million | $329.84 Million | $302.93 Million | ▼ -0.1 pp |
| 2003 | 8.2% | $24.95 Million | $303.51 Million | $278.56 Million | ▼ -1.8 pp |
| 2002 | 10.1% | $23.94 Million | $238.06 Million | $214.11 Million | ▼ -0.1 pp |
| 2001 | 10.1% | $21.70 Million | $214.09 Million | $192.38 Million | — |