Lake Shore Bancorp Inc Cash Flow-to-Debt Ratio
Lake Shore Bancorp Inc cash flow-to-debt ratio. Lake Shore Bancorp Inc (LSBK) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $2.34 Million could theoretically repay 0% of its total liabilities ($591.89 Million) in one year. Check LSBK operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Lake Shore Bancorp Inc (2004–2025)
Cash flow-to-debt ratio of Lake Shore Bancorp Inc from 2004 to 2025. Historical debt coverage capacity for Lake Shore Bancorp Inc across 22 annual periods. Check cash flow reinvestment rate of Lake Shore Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
Lake Shore Bancorp Inc Cash Flow-to-Debt Ratio by Year (2004–2025)
Lake Shore Bancorp Inc cash flow-to-debt ratio by year from 2004 to 2025. Year-by-year debt coverage analysis for Lake Shore Bancorp Inc. For the full cash flow conversion analysis, see Lake Shore Bancorp Inc cash conversion from operations.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $8.00 Million | $585.68 Million | ▲ +224.3% |
| 2024 | 0.00x | $2.51 Million | $595.64 Million | ▼ -56.6% |
| 2023 | 0.01x | $6.21 Million | $638.85 Million | ▼ -26.1% |
| 2022 | 0.01x | $8.14 Million | $618.73 Million | ▼ -3.8% |
| 2021 | 0.01x | $8.55 Million | $625.76 Million | ▲ +46.4% |
| 2020 | 0.01x | $5.60 Million | $600.28 Million | ▼ -94.5% |
| 2019 | 0.17x | $5.84 Million | $34.65 Million | ▲ +1183.5% |
| 2018 | 0.01x | $6.11 Million | $465.90 Million | ▼ -0.8% |
| 2017 | 0.01x | $5.83 Million | $440.60 Million | ▲ +27.2% |
| 2016 | 0.01x | $4.29 Million | $413.14 Million | ▼ -16.3% |
| 2015 | 0.01x | $4.96 Million | $399.51 Million | ▲ +18.8% |
| 2014 | 0.01x | $4.35 Million | $415.84 Million | ▼ -19.0% |
| 2013 | 0.01x | $5.38 Million | $416.90 Million | ▼ -20.6% |
| 2012 | 0.02x | $6.75 Million | $415.40 Million | ▲ +12.2% |
| 2011 | 0.01x | $6.15 Million | $424.65 Million | ▲ +25.3% |
| 2010 | 0.01x | $4.90 Million | $423.84 Million | ▲ +68.0% |
| 2009 | 0.01x | $2.55 Million | $370.21 Million | ▼ -41.8% |
| 2008 | 0.01x | $4.18 Million | $353.61 Million | ▲ +72.4% |
| 2007 | 0.01x | $2.09 Million | $304.34 Million | ▼ -54.2% |
| 2006 | 0.01x | $4.50 Million | $300.49 Million | ▲ +56.3% |
| 2005 | 0.01x | $2.93 Million | $305.73 Million | ▼ -24.1% |
| 2004 | 0.01x | $3.83 Million | $302.93 Million | — |