Lake Shore Bancorp Inc (LSBK) — Cash Flow-to-Debt Ratio
Lake Shore Bancorp Inc (LSBK) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $2.79 Million could theoretically repay 0% of its total liabilities ($579.63 Million) in one year. See Lake Shore Bancorp Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Lake Shore Bancorp Inc Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Lake Shore Bancorp Inc across 22 annual periods. For the full cash flow conversion analysis, see Lake Shore Bancorp Inc (LSBK) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Lake Shore Bancorp Inc (2004–2025)
Year-by-year debt coverage analysis for Lake Shore Bancorp Inc. Check Lake Shore Bancorp Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $8.00 Million | $585.68 Million | ▲ +224.3% |
| 2024 | 0.00x | $2.51 Million | $595.64 Million | ▼ -56.6% |
| 2023 | 0.01x | $6.21 Million | $638.85 Million | ▼ -26.1% |
| 2022 | 0.01x | $8.14 Million | $618.73 Million | ▼ -3.8% |
| 2021 | 0.01x | $8.55 Million | $625.76 Million | ▲ +46.4% |
| 2020 | 0.01x | $5.60 Million | $600.28 Million | ▼ -94.5% |
| 2019 | 0.17x | $5.84 Million | $34.65 Million | ▲ +1183.5% |
| 2018 | 0.01x | $6.11 Million | $465.90 Million | ▼ -0.8% |
| 2017 | 0.01x | $5.83 Million | $440.60 Million | ▲ +27.2% |
| 2016 | 0.01x | $4.29 Million | $413.14 Million | ▼ -16.3% |
| 2015 | 0.01x | $4.96 Million | $399.51 Million | ▲ +18.8% |
| 2014 | 0.01x | $4.35 Million | $415.84 Million | ▼ -19.0% |
| 2013 | 0.01x | $5.38 Million | $416.90 Million | ▼ -20.6% |
| 2012 | 0.02x | $6.75 Million | $415.40 Million | ▲ +12.2% |
| 2011 | 0.01x | $6.15 Million | $424.65 Million | ▲ +25.3% |
| 2010 | 0.01x | $4.90 Million | $423.84 Million | ▲ +68.0% |
| 2009 | 0.01x | $2.55 Million | $370.21 Million | ▼ -41.8% |
| 2008 | 0.01x | $4.18 Million | $353.61 Million | ▲ +72.4% |
| 2007 | 0.01x | $2.09 Million | $304.34 Million | ▼ -54.2% |
| 2006 | 0.01x | $4.50 Million | $300.49 Million | ▲ +56.3% |
| 2005 | 0.01x | $2.93 Million | $305.73 Million | ▼ -24.1% |
| 2004 | 0.01x | $3.83 Million | $302.93 Million | — |