Lake Shore Bancorp Inc (LSBK) — Cash Flow-to-Debt Ratio
Lake Shore Bancorp Inc (LSBK) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $2.15 Million could theoretically repay 0% of its total liabilities ($585.68 Million) in one year. See LSBK free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Lake Shore Bancorp Inc Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Lake Shore Bancorp Inc across 22 annual periods. Also explore LSBK shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Lake Shore Bancorp Inc (2004–2025)
Year-by-year debt coverage analysis for Lake Shore Bancorp Inc. For market capitalisation and broader financial context, see market cap of Lake Shore Bancorp Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $8.00 Million | $585.68 Million | ▲ +224.3% |
| 2024 | 0.00x | $2.51 Million | $595.64 Million | ▼ -56.6% |
| 2023 | 0.01x | $6.21 Million | $638.85 Million | ▼ -26.1% |
| 2022 | 0.01x | $8.14 Million | $618.73 Million | ▼ -3.8% |
| 2021 | 0.01x | $8.55 Million | $625.76 Million | ▲ +46.4% |
| 2020 | 0.01x | $5.60 Million | $600.28 Million | ▼ -94.5% |
| 2019 | 0.17x | $5.84 Million | $34.65 Million | ▲ +1183.5% |
| 2018 | 0.01x | $6.11 Million | $465.90 Million | ▼ -0.8% |
| 2017 | 0.01x | $5.83 Million | $440.60 Million | ▲ +27.2% |
| 2016 | 0.01x | $4.29 Million | $413.14 Million | ▼ -16.3% |
| 2015 | 0.01x | $4.96 Million | $399.51 Million | ▲ +18.8% |
| 2014 | 0.01x | $4.35 Million | $415.84 Million | ▼ -19.0% |
| 2013 | 0.01x | $5.38 Million | $416.90 Million | ▼ -20.6% |
| 2012 | 0.02x | $6.75 Million | $415.40 Million | ▲ +12.2% |
| 2011 | 0.01x | $6.15 Million | $424.65 Million | ▲ +25.3% |
| 2010 | 0.01x | $4.90 Million | $423.84 Million | ▲ +68.0% |
| 2009 | 0.01x | $2.55 Million | $370.21 Million | ▼ -41.8% |
| 2008 | 0.01x | $4.18 Million | $353.61 Million | ▲ +72.4% |
| 2007 | 0.01x | $2.09 Million | $304.34 Million | ▼ -54.2% |
| 2006 | 0.01x | $4.50 Million | $300.49 Million | ▲ +56.3% |
| 2005 | 0.01x | $2.93 Million | $305.73 Million | ▼ -24.1% |
| 2004 | 0.01x | $3.83 Million | $302.93 Million | — |