Lake Shore Bancorp Inc (LSBK) — Cash Flow-to-Debt Ratio
Lake Shore Bancorp Inc (LSBK) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $2.79 Million could theoretically repay 0% of its total liabilities ($579.63 Million) in one year. Explore Lake Shore Bancorp Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Lake Shore Bancorp Inc Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Lake Shore Bancorp Inc across 22 annual periods. Also explore Lake Shore Bancorp Inc balance sheet assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Lake Shore Bancorp Inc (2004–2025)
Year-by-year debt coverage analysis for Lake Shore Bancorp Inc. For market capitalisation and broader financial context, see market value of Lake Shore Bancorp Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $8.00 Million | $585.68 Million | ▲ +224.3% |
| 2024 | 0.00x | $2.51 Million | $595.64 Million | ▼ -56.6% |
| 2023 | 0.01x | $6.21 Million | $638.85 Million | ▼ -26.1% |
| 2022 | 0.01x | $8.14 Million | $618.73 Million | ▼ -3.8% |
| 2021 | 0.01x | $8.55 Million | $625.76 Million | ▲ +46.4% |
| 2020 | 0.01x | $5.60 Million | $600.28 Million | ▼ -94.5% |
| 2019 | 0.17x | $5.84 Million | $34.65 Million | ▲ +1183.5% |
| 2018 | 0.01x | $6.11 Million | $465.90 Million | ▼ -0.8% |
| 2017 | 0.01x | $5.83 Million | $440.60 Million | ▲ +27.2% |
| 2016 | 0.01x | $4.29 Million | $413.14 Million | ▼ -16.3% |
| 2015 | 0.01x | $4.96 Million | $399.51 Million | ▲ +18.8% |
| 2014 | 0.01x | $4.35 Million | $415.84 Million | ▼ -19.0% |
| 2013 | 0.01x | $5.38 Million | $416.90 Million | ▼ -20.6% |
| 2012 | 0.02x | $6.75 Million | $415.40 Million | ▲ +12.2% |
| 2011 | 0.01x | $6.15 Million | $424.65 Million | ▲ +25.3% |
| 2010 | 0.01x | $4.90 Million | $423.84 Million | ▲ +68.0% |
| 2009 | 0.01x | $2.55 Million | $370.21 Million | ▼ -41.8% |
| 2008 | 0.01x | $4.18 Million | $353.61 Million | ▲ +72.4% |
| 2007 | 0.01x | $2.09 Million | $304.34 Million | ▼ -54.2% |
| 2006 | 0.01x | $4.50 Million | $300.49 Million | ▲ +56.3% |
| 2005 | 0.01x | $2.93 Million | $305.73 Million | ▼ -24.1% |
| 2004 | 0.01x | $3.83 Million | $302.93 Million | — |