Lake Shore Bancorp Inc (LSBK) — Strategic Asset Allocation Index

Latest as of March 2026: 35.6%

Lake Shore Bancorp Inc (LSBK) has a Strategic Asset Allocation Index of 35.6% as of March 2026. Strategic assets (PP&E of $- plus long-term investments of $50.68 Million) total $50.68 Million, measured against net assets of $142.38 Million. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. Check Lake Shore Bancorp Inc (LSBK) asset resilience to evaluate the company's liquid asset resilience ratio.

SAAI

35.6%
Strategic Assets / Net Assets

Strategic Assets

$50.68 Million
PP&E + LT Investments

PP&E

$-
USD

Net Assets

$142.38 Million
USD

Lake Shore Bancorp Inc Strategic Asset Allocation Index (2003–2025)

This chart shows how Lake Shore Bancorp Inc's Strategic Asset Allocation Index has evolved across 23 annual periods from 2003 to 2025. As of March 2026, the index stands at 35.6%, representing strategic assets of $50.68 Million against net assets of $142.38 Million USD. See how financially flexible is Lake Shore Bancorp Inc to measure the company's free cash flow as a share of total liabilities.

Annual Strategic Asset Allocation Index for Lake Shore Bancorp Inc (2003–2025)

The table below presents the year-by-year Strategic Asset Allocation Index for Lake Shore Bancorp Inc from 2003 to 2025, covering 23 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see Lake Shore Bancorp Inc market cap and net worth.

Year SAAI Strategic Assets (USD) PP&E LT Investments Net Assets Change (pp)
2025 37.1% $52.54 Million $- $52.54 Million $141.64 Million ▼ -25.8 pp
2024 62.9% $56.49 Million $- $56.49 Million $89.87 Million ▼ -7.2 pp
2023 70.1% $60.44 Million $- $60.44 Million $86.27 Million ▼ -19.9 pp
2022 90.0% $73.05 Million $- $73.05 Million $81.18 Million ▼ -21.5 pp
2021 111.5% $98.06 Million $9.25 Million $88.82 Million $87.98 Million ▲ +8.0 pp
2020 103.5% $88.90 Million $9.62 Million $79.28 Million $85.92 Million ▲ +20.1 pp
2019 83.3% $480.23 Million $9.41 Million $470.82 Million $576.22 Million ▼ -36.5 pp
2018 119.8% $95.61 Million $9.42 Million $86.19 Million $79.80 Million ▲ +5.2 pp
2017 114.6% $89.79 Million $9.37 Million $80.42 Million $78.38 Million ▼ -10.5 pp
2016 125.1% $95.08 Million $8.75 Million $86.33 Million $76.03 Million ▼ -289.5 pp
2015 414.5% $306.25 Million $9.14 Million $297.10 Million $73.88 Million ▲ +3.6 pp
2014 411.0% $294.37 Million $9.52 Million $284.85 Million $71.63 Million ▼ -28.7 pp
2013 439.7% $286.99 Million $9.64 Million $277.35 Million $65.27 Million ▲ +17.8 pp
2012 421.9% $282.62 Million $9.69 Million $272.93 Million $66.98 Million ▼ -21.6 pp
2011 443.5% $283.60 Million $8.53 Million $275.07 Million $63.95 Million ▲ +427.2 pp
2010 16.2% $8.97 Million $8.97 Million $- $55.21 Million ▲ +1.9 pp
2009 14.3% $7.95 Million $7.95 Million $- $55.45 Million ▼ -0.8 pp
2008 15.1% $8.20 Million $8.20 Million $- $54.23 Million ▲ +2.2 pp
2007 12.9% $6.92 Million $6.92 Million $- $53.47 Million ▼ -0.5 pp
2006 13.5% $7.23 Million $7.23 Million $- $53.75 Million ▼ -13.9 pp
2005 27.3% $7.65 Million $7.65 Million $- $28.00 Million ▲ +2.6 pp
2004 24.7% $6.64 Million $6.64 Million $- $26.91 Million ▼ -1.2 pp
2003 25.9% $6.47 Million $6.47 Million $- $24.95 Million
pp = percentage points