Lake Shore Bancorp Inc (LSBK) — Financial Flexibility Index
Lake Shore Bancorp Inc (LSBK) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $2.80 Million (operating CF $2.79 Million minus capex $8.00K) represents 0% of total liabilities ($579.63 Million). Check Lake Shore Bancorp Inc (LSBK) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Lake Shore Bancorp Inc Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Lake Shore Bancorp Inc across 22 annual periods. See working capital to net assets of Lake Shore Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Lake Shore Bancorp Inc (2004–2025)
Year-by-year free cash flow to debt coverage for Lake Shore Bancorp Inc. For the full company profile including market capitalisation, see market value of Lake Shore Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $8.56 Million | $8.00 Million | $585.68 Million | ▲ +231.9% |
| 2024 | 0.00x | $2.62 Million | $2.51 Million | $595.64 Million | ▼ -57.4% |
| 2023 | 0.01x | $6.60 Million | $6.21 Million | $638.85 Million | ▼ -25.2% |
| 2022 | 0.01x | $8.54 Million | $8.14 Million | $618.73 Million | ▼ -5.9% |
| 2021 | 0.01x | $9.18 Million | $8.55 Million | $625.76 Million | ▲ +46.7% |
| 2020 | 0.01x | $6.00 Million | $5.60 Million | $600.28 Million | ▼ -94.8% |
| 2019 | 0.19x | $6.65 Million | $5.84 Million | $34.65 Million | ▲ +1189.1% |
| 2018 | 0.01x | $6.93 Million | $6.11 Million | $465.90 Million | ▼ -10.3% |
| 2017 | 0.02x | $7.31 Million | $5.83 Million | $440.60 Million | ▲ +43.9% |
| 2016 | 0.01x | $4.76 Million | $4.29 Million | $413.14 Million | ▼ -15.1% |
| 2015 | 0.01x | $5.42 Million | $4.96 Million | $399.51 Million | ▲ +13.5% |
| 2014 | 0.01x | $4.97 Million | $4.35 Million | $415.84 Million | ▼ -17.4% |
| 2013 | 0.01x | $6.04 Million | $5.38 Million | $416.90 Million | ▼ -29.8% |
| 2012 | 0.02x | $8.57 Million | $6.75 Million | $415.40 Million | ▲ +37.7% |
| 2011 | 0.01x | $6.37 Million | $6.15 Million | $424.65 Million | ▼ -2.5% |
| 2010 | 0.02x | $6.52 Million | $4.90 Million | $423.84 Million | ▲ +99.9% |
| 2009 | 0.01x | $2.85 Million | $2.55 Million | $370.21 Million | ▼ -54.6% |
| 2008 | 0.02x | $5.99 Million | $4.18 Million | $353.61 Million | ▲ +122.7% |
| 2007 | 0.01x | $2.32 Million | $2.09 Million | $304.34 Million | ▼ -51.7% |
| 2006 | 0.02x | $4.74 Million | $4.50 Million | $300.49 Million | ▲ +5.8% |
| 2005 | 0.01x | $4.56 Million | $2.93 Million | $305.73 Million | ▼ -2.0% |
| 2004 | 0.02x | $4.61 Million | $3.83 Million | $302.93 Million | — |