Lake Shore Bancorp Inc (LSBK) — Financial Flexibility Index
Lake Shore Bancorp Inc (LSBK) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $2.17 Million (operating CF $2.15 Million minus capex $17.00K) represents 0% of total liabilities ($585.68 Million). Also explore LSBK year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Lake Shore Bancorp Inc Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Lake Shore Bancorp Inc across 22 annual periods. Check LSBK PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Lake Shore Bancorp Inc (2004–2025)
Year-by-year free cash flow to debt coverage for Lake Shore Bancorp Inc. For the full company profile including market capitalisation, see market cap of Lake Shore Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $8.56 Million | $8.00 Million | $585.68 Million | ▲ +231.9% |
| 2024 | 0.00x | $2.62 Million | $2.51 Million | $595.64 Million | ▼ -57.4% |
| 2023 | 0.01x | $6.60 Million | $6.21 Million | $638.85 Million | ▼ -25.2% |
| 2022 | 0.01x | $8.54 Million | $8.14 Million | $618.73 Million | ▼ -5.9% |
| 2021 | 0.01x | $9.18 Million | $8.55 Million | $625.76 Million | ▲ +46.7% |
| 2020 | 0.01x | $6.00 Million | $5.60 Million | $600.28 Million | ▼ -94.8% |
| 2019 | 0.19x | $6.65 Million | $5.84 Million | $34.65 Million | ▲ +1189.1% |
| 2018 | 0.01x | $6.93 Million | $6.11 Million | $465.90 Million | ▼ -10.3% |
| 2017 | 0.02x | $7.31 Million | $5.83 Million | $440.60 Million | ▲ +43.9% |
| 2016 | 0.01x | $4.76 Million | $4.29 Million | $413.14 Million | ▼ -15.1% |
| 2015 | 0.01x | $5.42 Million | $4.96 Million | $399.51 Million | ▲ +13.5% |
| 2014 | 0.01x | $4.97 Million | $4.35 Million | $415.84 Million | ▼ -17.4% |
| 2013 | 0.01x | $6.04 Million | $5.38 Million | $416.90 Million | ▼ -29.8% |
| 2012 | 0.02x | $8.57 Million | $6.75 Million | $415.40 Million | ▲ +37.7% |
| 2011 | 0.01x | $6.37 Million | $6.15 Million | $424.65 Million | ▼ -2.5% |
| 2010 | 0.02x | $6.52 Million | $4.90 Million | $423.84 Million | ▲ +99.9% |
| 2009 | 0.01x | $2.85 Million | $2.55 Million | $370.21 Million | ▼ -54.6% |
| 2008 | 0.02x | $5.99 Million | $4.18 Million | $353.61 Million | ▲ +122.7% |
| 2007 | 0.01x | $2.32 Million | $2.09 Million | $304.34 Million | ▼ -51.7% |
| 2006 | 0.02x | $4.74 Million | $4.50 Million | $300.49 Million | ▲ +5.8% |
| 2005 | 0.01x | $4.56 Million | $2.93 Million | $305.73 Million | ▼ -2.0% |
| 2004 | 0.02x | $4.61 Million | $3.83 Million | $302.93 Million | — |