Lake Shore Bancorp Inc Financial Flexibility Index
Lake Shore Bancorp Inc financial flexibility index. Lake Shore Bancorp Inc (LSBK) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $2.42 Million (operating CF $2.34 Million minus capex $80.00K) represents 0% of total liabilities ($591.89 Million). See Lake Shore Bancorp Inc (LSBK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Lake Shore Bancorp Inc (2004–2025)
Financial flexibility index of Lake Shore Bancorp Inc from 2004 to 2025. Historical Financial Flexibility Index trend for Lake Shore Bancorp Inc across 22 annual periods. Check Lake Shore Bancorp Inc (LSBK) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Lake Shore Bancorp Inc Financial Flexibility Index by Year (2004–2025)
Lake Shore Bancorp Inc financial flexibility index by year from 2004 to 2025. Year-by-year free cash flow to debt coverage for Lake Shore Bancorp Inc. For the full cash flow conversion analysis, see Lake Shore Bancorp Inc operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $8.56 Million | $8.00 Million | $585.68 Million | ▲ +231.9% |
| 2024 | 0.00x | $2.62 Million | $2.51 Million | $595.64 Million | ▼ -57.4% |
| 2023 | 0.01x | $6.60 Million | $6.21 Million | $638.85 Million | ▼ -25.2% |
| 2022 | 0.01x | $8.54 Million | $8.14 Million | $618.73 Million | ▼ -5.9% |
| 2021 | 0.01x | $9.18 Million | $8.55 Million | $625.76 Million | ▲ +46.7% |
| 2020 | 0.01x | $6.00 Million | $5.60 Million | $600.28 Million | ▼ -94.8% |
| 2019 | 0.19x | $6.65 Million | $5.84 Million | $34.65 Million | ▲ +1189.1% |
| 2018 | 0.01x | $6.93 Million | $6.11 Million | $465.90 Million | ▼ -10.3% |
| 2017 | 0.02x | $7.31 Million | $5.83 Million | $440.60 Million | ▲ +43.9% |
| 2016 | 0.01x | $4.76 Million | $4.29 Million | $413.14 Million | ▼ -15.1% |
| 2015 | 0.01x | $5.42 Million | $4.96 Million | $399.51 Million | ▲ +13.5% |
| 2014 | 0.01x | $4.97 Million | $4.35 Million | $415.84 Million | ▼ -17.4% |
| 2013 | 0.01x | $6.04 Million | $5.38 Million | $416.90 Million | ▼ -29.8% |
| 2012 | 0.02x | $8.57 Million | $6.75 Million | $415.40 Million | ▲ +37.7% |
| 2011 | 0.01x | $6.37 Million | $6.15 Million | $424.65 Million | ▼ -2.5% |
| 2010 | 0.02x | $6.52 Million | $4.90 Million | $423.84 Million | ▲ +99.9% |
| 2009 | 0.01x | $2.85 Million | $2.55 Million | $370.21 Million | ▼ -54.6% |
| 2008 | 0.02x | $5.99 Million | $4.18 Million | $353.61 Million | ▲ +122.7% |
| 2007 | 0.01x | $2.32 Million | $2.09 Million | $304.34 Million | ▼ -51.7% |
| 2006 | 0.02x | $4.74 Million | $4.50 Million | $300.49 Million | ▲ +5.8% |
| 2005 | 0.01x | $4.56 Million | $2.93 Million | $305.73 Million | ▼ -2.0% |
| 2004 | 0.02x | $4.61 Million | $3.83 Million | $302.93 Million | — |