Lake Shore Bancorp Inc (LSBK) — Cash Flow Reinvestment Rate
Lake Shore Bancorp Inc (LSBK) has a Cash Flow Reinvestment Rate of 0.39x as of March 2026, reinvesting $1.08 Million (capex $8.00K plus investments $1.07 Million) from operating cash flow of $2.79 Million. Check LSBK cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Lake Shore Bancorp Inc Cash Flow Reinvestment Rate (2004–2025)
Historical reinvestment intensity for Lake Shore Bancorp Inc across 22 annual periods. Explore Lake Shore Bancorp Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Lake Shore Bancorp Inc (2004–2025)
Year-by-year capital reinvestment analysis for Lake Shore Bancorp Inc. For live market cap and broader valuation context, see Lake Shore Bancorp Inc market cap and net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.48x | $3.87 Million | $8.00 Million | $560.00K | ▼ -94.3% |
| 2024 | 8.46x | $21.23 Million | $2.51 Million | $114.00K | ▲ +549.2% |
| 2023 | 1.30x | $8.09 Million | $6.21 Million | $391.00K | ▼ -81.6% |
| 2022 | 7.08x | $57.61 Million | $8.14 Million | $406.00K | ▲ +850.7% |
| 2021 | 0.74x | $6.37 Million | $8.55 Million | $627.00K | ▼ -93.3% |
| 2020 | 11.16x | $62.54 Million | $5.60 Million | $399.00K | ▲ +0.5% |
| 2019 | 11.11x | $64.81 Million | $5.84 Million | $810.00K | ▲ +80.6% |
| 2018 | 6.15x | $37.60 Million | $6.11 Million | $818.00K | ▼ -5.6% |
| 2017 | 6.51x | $37.94 Million | $5.83 Million | $1.48 Million | ▲ +262.1% |
| 2016 | 1.80x | $7.72 Million | $4.29 Million | $468.00K | ▼ -10.6% |
| 2015 | 2.01x | $9.98 Million | $4.96 Million | $459.00K | ▼ -48.1% |
| 2014 | 3.87x | $16.82 Million | $4.35 Million | $627.00K | ▲ +78.0% |
| 2013 | 2.17x | $11.70 Million | $5.38 Million | $657.00K | ▲ +175.1% |
| 2012 | 0.79x | $5.34 Million | $6.75 Million | $1.82 Million | ▼ -66.7% |
| 2011 | 2.37x | $14.61 Million | $6.15 Million | $216.00K | ▲ +619.0% |
| 2010 | 0.33x | $1.62 Million | $4.90 Million | $1.62 Million | ▲ +179.5% |
| 2009 | 0.12x | $301.00K | $2.55 Million | $301.00K | ▼ -72.7% |
| 2008 | 0.43x | $1.81 Million | $4.18 Million | $1.81 Million | ▲ +294.8% |
| 2007 | 0.11x | $229.00K | $2.09 Million | $229.00K | ▲ +109.1% |
| 2006 | 0.05x | $236.00K | $4.50 Million | $236.00K | ▼ -90.5% |
| 2005 | 0.55x | $1.63 Million | $2.93 Million | $1.63 Million | ▲ +171.1% |
| 2004 | 0.20x | $783.00K | $3.83 Million | $783.00K | — |