Lake Shore Bancorp Inc (LSBK) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.39x

Lake Shore Bancorp Inc (LSBK) has a Cash Flow Reinvestment Rate of 0.39x as of March 2026, reinvesting $1.08 Million (capex $8.00K plus investments $1.07 Million) from operating cash flow of $2.79 Million. See cash generation quality of Lake Shore Bancorp Inc to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.39x
(Capex + Investments) / Operating CF

Total Reinvested

$1.08 Million
Capex + Investments

Operating Cash Flow

$2.79 Million
USD

Capital Expenditures

$8.00K
USD

Lake Shore Bancorp Inc Cash Flow Reinvestment Rate (2004–2025)

Historical reinvestment intensity for Lake Shore Bancorp Inc across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Lake Shore Bancorp Inc.

Annual Cash Flow Reinvestment Rate for Lake Shore Bancorp Inc (2004–2025)

Year-by-year capital reinvestment analysis for Lake Shore Bancorp Inc. See Lake Shore Bancorp Inc (LSBK) flexibility index to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.48x $3.87 Million $8.00 Million $560.00K ▼ -94.3%
2024 8.46x $21.23 Million $2.51 Million $114.00K ▲ +549.2%
2023 1.30x $8.09 Million $6.21 Million $391.00K ▼ -81.6%
2022 7.08x $57.61 Million $8.14 Million $406.00K ▲ +850.7%
2021 0.74x $6.37 Million $8.55 Million $627.00K ▼ -93.3%
2020 11.16x $62.54 Million $5.60 Million $399.00K ▲ +0.5%
2019 11.11x $64.81 Million $5.84 Million $810.00K ▲ +80.6%
2018 6.15x $37.60 Million $6.11 Million $818.00K ▼ -5.6%
2017 6.51x $37.94 Million $5.83 Million $1.48 Million ▲ +262.1%
2016 1.80x $7.72 Million $4.29 Million $468.00K ▼ -10.6%
2015 2.01x $9.98 Million $4.96 Million $459.00K ▼ -48.1%
2014 3.87x $16.82 Million $4.35 Million $627.00K ▲ +78.0%
2013 2.17x $11.70 Million $5.38 Million $657.00K ▲ +175.1%
2012 0.79x $5.34 Million $6.75 Million $1.82 Million ▼ -66.7%
2011 2.37x $14.61 Million $6.15 Million $216.00K ▲ +619.0%
2010 0.33x $1.62 Million $4.90 Million $1.62 Million ▲ +179.5%
2009 0.12x $301.00K $2.55 Million $301.00K ▼ -72.7%
2008 0.43x $1.81 Million $4.18 Million $1.81 Million ▲ +294.8%
2007 0.11x $229.00K $2.09 Million $229.00K ▲ +109.1%
2006 0.05x $236.00K $4.50 Million $236.00K ▼ -90.5%
2005 0.55x $1.63 Million $2.93 Million $1.63 Million ▲ +171.1%
2004 0.20x $783.00K $3.83 Million $783.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow