Lake Shore Bancorp Inc (LSBK) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.47x

Lake Shore Bancorp Inc (LSBK) has a Cash Flow Reinvestment Rate of 0.47x as of December 2025, reinvesting $1.01 Million (capex $17.00K plus investments $989.00K) from operating cash flow of $2.15 Million. Explore LSBK capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.47x
(Capex + Investments) / Operating CF

Total Reinvested

$1.01 Million
Capex + Investments

Operating Cash Flow

$2.15 Million
USD

Capital Expenditures

$17.00K
USD

Lake Shore Bancorp Inc Cash Flow Reinvestment Rate (2004–2025)

Historical reinvestment intensity for Lake Shore Bancorp Inc across 22 annual periods. Also explore Lake Shore Bancorp Inc balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Lake Shore Bancorp Inc (2004–2025)

Year-by-year capital reinvestment analysis for Lake Shore Bancorp Inc. For live market cap and broader valuation context, see market cap of Lake Shore Bancorp Inc.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.48x $3.87 Million $8.00 Million $560.00K ▼ -94.3%
2024 8.46x $21.23 Million $2.51 Million $114.00K ▲ +549.2%
2023 1.30x $8.09 Million $6.21 Million $391.00K ▼ -81.6%
2022 7.08x $57.61 Million $8.14 Million $406.00K ▲ +850.7%
2021 0.74x $6.37 Million $8.55 Million $627.00K ▼ -93.3%
2020 11.16x $62.54 Million $5.60 Million $399.00K ▲ +0.5%
2019 11.11x $64.81 Million $5.84 Million $810.00K ▲ +80.6%
2018 6.15x $37.60 Million $6.11 Million $818.00K ▼ -5.6%
2017 6.51x $37.94 Million $5.83 Million $1.48 Million ▲ +262.1%
2016 1.80x $7.72 Million $4.29 Million $468.00K ▼ -10.6%
2015 2.01x $9.98 Million $4.96 Million $459.00K ▼ -48.1%
2014 3.87x $16.82 Million $4.35 Million $627.00K ▲ +78.0%
2013 2.17x $11.70 Million $5.38 Million $657.00K ▲ +175.1%
2012 0.79x $5.34 Million $6.75 Million $1.82 Million ▼ -66.7%
2011 2.37x $14.61 Million $6.15 Million $216.00K ▲ +619.0%
2010 0.33x $1.62 Million $4.90 Million $1.62 Million ▲ +179.5%
2009 0.12x $301.00K $2.55 Million $301.00K ▼ -72.7%
2008 0.43x $1.81 Million $4.18 Million $1.81 Million ▲ +294.8%
2007 0.11x $229.00K $2.09 Million $229.00K ▲ +109.1%
2006 0.05x $236.00K $4.50 Million $236.00K ▼ -90.5%
2005 0.55x $1.63 Million $2.93 Million $1.63 Million ▲ +171.1%
2004 0.20x $783.00K $3.83 Million $783.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow