Union Bank of India Cash Flow Quality Index
Union Bank of India cash flow quality index. Union Bank of India (UNIONBANK) has a Cash Flow Quality Index of 2.72x as of September 2025. Operating cash flow of Rs240.66 Billion exceeds net income of Rs88.54 Billion, indicating high earnings quality where cash backs reported profits. See UNIONBANK FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Union Bank of India (2005–2026)
Cash flow quality index of Union Bank of India from 2005 to 2026. Historical Cash Flow Quality Index for Union Bank of India across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Union Bank of India (UNIONBANK) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Union Bank of India Cash Flow Quality Index by Year (2005–2026)
Union Bank of India cash flow quality index by year from 2005 to 2026. Year-by-year earnings quality comparison for Union Bank of India. For the full cash flow conversion analysis, see Union Bank of India cash flow conversion.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.37x | Rs71.99 Billion | Rs194.30 Billion | ▼ -50.4% |
| 2025 | 0.75x | Rs174.79 Billion | Rs234.24 Billion | ▼ -67.0% |
| 2024 | 2.26x | Rs312.42 Billion | Rs137.97 Billion | ▲ +350.1% |
| 2023 | 0.50x | Rs61.11 Billion | Rs121.46 Billion | ▼ -88.1% |
| 2022 | 4.24x | Rs363.39 Billion | Rs85.66 Billion | ▲ +128.5% |
| 2021 | -14.90x | Rs-346.80 Billion | Rs23.27 Billion | ▼ -15154.3% |
| 2017 | -0.10x | Rs-356.30 Million | Rs3.65 Billion | ▼ -102.1% |
| 2016 | 4.67x | Rs82.74 Billion | Rs17.72 Billion | ▲ +463.4% |
| 2015 | -1.29x | Rs-35.44 Billion | Rs27.57 Billion | ▼ -202.0% |
| 2014 | 1.26x | Rs25.70 Billion | Rs20.41 Billion | ▲ +1400.6% |
| 2013 | 0.08x | Rs1.81 Billion | Rs21.57 Billion | ▲ +103.9% |
| 2012 | -2.16x | Rs-38.24 Billion | Rs17.72 Billion | ▼ -205.7% |
| 2011 | 2.04x | Rs44.89 Billion | Rs21.99 Billion | ▲ +938.7% |
| 2010 | -0.24x | Rs-5.05 Billion | Rs20.75 Billion | ▼ -107.5% |
| 2009 | 3.24x | Rs55.99 Billion | Rs17.27 Billion | ▲ +133.0% |
| 2008 | 1.39x | Rs19.31 Billion | Rs13.87 Billion | ▼ -39.8% |
| 2007 | 2.31x | Rs19.56 Billion | Rs8.45 Billion | ▲ +238.9% |
| 2006 | -1.67x | Rs-11.25 Billion | Rs6.75 Billion | ▼ -143.9% |
| 2005 | 3.80x | Rs27.30 Billion | Rs7.19 Billion | — |