Union Bank of India (UNIONBANK) — Cash Flow Quality Index
Union Bank of India (UNIONBANK) has a Cash Flow Quality Index of 2.72x as of September 2025. Operating cash flow of Rs240.66 Billion exceeds net income of Rs88.54 Billion, indicating high earnings quality where cash backs reported profits. Explore Union Bank of India (UNIONBANK) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Union Bank of India Cash Flow Quality Index (2005–2026)
Historical Cash Flow Quality Index for Union Bank of India across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Union Bank of India to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Union Bank of India (2005–2026)
Year-by-year earnings quality comparison for Union Bank of India. For live market cap and the full company financial profile, see Union Bank of India stock valuation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.37x | Rs71.99 Billion | Rs194.30 Billion | ▼ -50.4% |
| 2025 | 0.75x | Rs174.79 Billion | Rs234.24 Billion | ▼ -67.0% |
| 2024 | 2.26x | Rs312.42 Billion | Rs137.97 Billion | ▲ +350.1% |
| 2023 | 0.50x | Rs61.11 Billion | Rs121.46 Billion | ▼ -88.1% |
| 2022 | 4.24x | Rs363.39 Billion | Rs85.66 Billion | ▲ +128.5% |
| 2021 | -14.90x | Rs-346.80 Billion | Rs23.27 Billion | ▼ -15154.3% |
| 2017 | -0.10x | Rs-356.30 Million | Rs3.65 Billion | ▼ -102.1% |
| 2016 | 4.67x | Rs82.74 Billion | Rs17.72 Billion | ▲ +463.4% |
| 2015 | -1.29x | Rs-35.44 Billion | Rs27.57 Billion | ▼ -202.0% |
| 2014 | 1.26x | Rs25.70 Billion | Rs20.41 Billion | ▲ +1400.6% |
| 2013 | 0.08x | Rs1.81 Billion | Rs21.57 Billion | ▲ +103.9% |
| 2012 | -2.16x | Rs-38.24 Billion | Rs17.72 Billion | ▼ -205.7% |
| 2011 | 2.04x | Rs44.89 Billion | Rs21.99 Billion | ▲ +938.7% |
| 2010 | -0.24x | Rs-5.05 Billion | Rs20.75 Billion | ▼ -107.5% |
| 2009 | 3.24x | Rs55.99 Billion | Rs17.27 Billion | ▲ +133.0% |
| 2008 | 1.39x | Rs19.31 Billion | Rs13.87 Billion | ▼ -39.8% |
| 2007 | 2.31x | Rs19.56 Billion | Rs8.45 Billion | ▲ +238.9% |
| 2006 | -1.67x | Rs-11.25 Billion | Rs6.75 Billion | ▼ -143.9% |
| 2005 | 3.80x | Rs27.30 Billion | Rs7.19 Billion | — |