Union Bank of India (UNIONBANK) — Working Capital to Net Assets Ratio
Union Bank of India (UNIONBANK) has a Working Capital to Net Assets ratio of -906.2% as of June 2025. Working capital of Rs-11.03 Trillion (current assets of Rs1.40 Trillion minus current liabilities of Rs12.43 Trillion) is measured against net assets of Rs1.22 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See debt-free asset ratio of Union Bank of India to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Union Bank of India Working Capital to Net Assets (2005–2025)
This chart shows how Union Bank of India's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2005 to 2025. As of June 2025, the ratio stands at -906.2%, reflecting working capital of Rs-11.03 Trillion against net assets of Rs1.22 Trillion INR. Check Union Bank of India (UNIONBANK) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Union Bank of India (2005–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Union Bank of India from 2005 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see UNIONBANK market cap.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -1037.1% | Rs-11.81 Trillion | Rs1.14 Trillion | Rs1.32 Trillion | Rs13.12 Trillion | ▼ -747.0 pp |
| 2024 | -290.2% | Rs-2.83 Trillion | Rs975.98 Billion | Rs1.34 Trillion | Rs4.17 Trillion | ▼ -286.1 pp |
| 2023 | -4.1% | Rs-31.93 Billion | Rs788.04 Billion | Rs28.42 Billion | Rs60.34 Billion | ▼ -106.9 pp |
| 2022 | 102.8% | Rs728.78 Billion | Rs708.61 Billion | Rs774.27 Billion | Rs45.49 Billion | ▲ +29.5 pp |
| 2021 | 73.3% | Rs474.83 Billion | Rs647.38 Billion | Rs506.64 Billion | Rs31.81 Billion | ▼ -30.4 pp |
| 2020 | 103.7% | Rs352.58 Billion | Rs339.89 Billion | Rs371.35 Billion | Rs18.77 Billion | ▼ -1255.0 pp |
| 2019 | 1358.8% | Rs3.65 Trillion | Rs268.36 Billion | Rs3.66 Trillion | Rs17.69 Billion | ▼ -60.0 pp |
| 2018 | 1418.8% | Rs3.58 Trillion | Rs252.52 Billion | Rs3.62 Trillion | Rs35.08 Billion | ▲ +16.5 pp |
| 2017 | 1402.3% | Rs3.38 Trillion | Rs241.12 Billion | Rs3.40 Trillion | Rs16.60 Billion | ▲ +48.9 pp |
| 2016 | 1353.5% | Rs3.12 Trillion | Rs230.48 Billion | Rs3.13 Trillion | Rs10.36 Billion | ▼ -75.6 pp |
| 2015 | 1429.1% | Rs2.85 Trillion | Rs199.08 Billion | Rs2.85 Trillion | Rs9.20 Billion | ▲ +54.9 pp |
| 2014 | 1374.2% | Rs2.58 Trillion | Rs187.64 Billion | Rs2.59 Trillion | Rs8.84 Billion | ▲ +62.8 pp |
| 2013 | 1311.4% | Rs2.29 Trillion | Rs174.60 Billion | Rs2.30 Trillion | Rs8.37 Billion | ▼ -16.4 pp |
| 2012 | 1327.7% | Rs1.97 Trillion | Rs148.19 Billion | Rs1.98 Trillion | Rs12.94 Billion | ▲ +16.7 pp |
| 2010 | 1311.0% | Rs1.37 Trillion | Rs104.24 Billion | Rs1.38 Trillion | Rs17.97 Billion | ▲ +7.7 pp |
| 2009 | 1303.3% | Rs1.14 Trillion | Rs87.40 Billion | Rs1.16 Trillion | Rs17.27 Billion | ▲ +126.5 pp |
| 2008 | 1176.8% | Rs864.68 Billion | Rs73.48 Billion | Rs880.50 Billion | Rs15.82 Billion | ▼ -225.4 pp |
| 2007 | 1402.2% | Rs727.75 Billion | Rs51.90 Billion | Rs738.71 Billion | Rs10.96 Billion | ▲ +53.9 pp |
| 2006 | 1348.4% | Rs614.61 Billion | Rs45.58 Billion | Rs623.98 Billion | Rs9.37 Billion | ▲ +17.9 pp |
| 2005 | 1330.5% | Rs480.89 Billion | Rs36.14 Billion | Rs487.97 Billion | Rs7.08 Billion | — |