Union Bank of India (UNIONBANK) — Working Capital to Net Assets Ratio
Union Bank of India (UNIONBANK) has a Working Capital to Net Assets ratio of -883.6% as of June 2026. Working capital of Rs-12.34 Trillion (current assets of Rs526.36 Billion minus current liabilities of Rs12.86 Trillion) is measured against net assets of Rs1.40 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See operational self-sufficiency of Union Bank of India to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Union Bank of India Working Capital to Net Assets (2005–2025)
This chart shows how Union Bank of India's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2005 to 2025. As of June 2026, the ratio stands at -883.6%, reflecting working capital of Rs-12.34 Trillion against net assets of Rs1.40 Trillion INR. For the complete balance sheet picture, see total assets of Union Bank of India.
Annual Working Capital to Net Assets for Union Bank of India (2005–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Union Bank of India from 2005 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check UNIONBANK asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -1006.7% | Rs-11.46 Trillion | Rs1.14 Trillion | Rs1.35 Trillion | Rs12.81 Trillion | ▲ +126.2 pp |
| 2024 | -1132.9% | Rs-11.06 Trillion | Rs975.98 Billion | Rs1.27 Trillion | Rs12.32 Trillion | ▼ -1128.9 pp |
| 2023 | -4.1% | Rs-31.93 Billion | Rs788.04 Billion | Rs28.42 Billion | Rs60.34 Billion | ▲ +1285.0 pp |
| 2022 | -1289.1% | Rs-9.13 Trillion | Rs708.61 Billion | Rs1.28 Trillion | Rs10.42 Trillion | ▲ +3.8 pp |
| 2021 | -1292.9% | Rs-8.37 Trillion | Rs647.38 Billion | Rs950.47 Billion | Rs9.32 Trillion | ▼ -1396.6 pp |
| 2020 | 103.7% | Rs352.58 Billion | Rs339.89 Billion | Rs371.35 Billion | Rs18.77 Billion | ▼ -1255.0 pp |
| 2019 | 1358.8% | Rs3.65 Trillion | Rs268.36 Billion | Rs3.66 Trillion | Rs17.69 Billion | ▼ -60.0 pp |
| 2018 | 1418.8% | Rs3.58 Trillion | Rs252.52 Billion | Rs3.62 Trillion | Rs35.08 Billion | ▲ +16.5 pp |
| 2017 | 1402.3% | Rs3.38 Trillion | Rs241.12 Billion | Rs3.40 Trillion | Rs16.60 Billion | ▲ +48.9 pp |
| 2016 | 1353.5% | Rs3.12 Trillion | Rs230.48 Billion | Rs3.13 Trillion | Rs10.36 Billion | ▼ -75.6 pp |
| 2015 | 1429.1% | Rs2.85 Trillion | Rs199.08 Billion | Rs2.85 Trillion | Rs9.20 Billion | ▲ +54.9 pp |
| 2014 | 1374.2% | Rs2.58 Trillion | Rs187.64 Billion | Rs2.59 Trillion | Rs8.84 Billion | ▲ +62.8 pp |
| 2013 | 1311.4% | Rs2.29 Trillion | Rs174.60 Billion | Rs2.30 Trillion | Rs8.37 Billion | ▼ -16.4 pp |
| 2012 | 1327.7% | Rs1.97 Trillion | Rs148.19 Billion | Rs1.98 Trillion | Rs12.94 Billion | ▲ +16.7 pp |
| 2010 | 1311.0% | Rs1.37 Trillion | Rs104.24 Billion | Rs1.38 Trillion | Rs17.97 Billion | ▲ +7.7 pp |
| 2009 | 1303.3% | Rs1.14 Trillion | Rs87.40 Billion | Rs1.16 Trillion | Rs17.27 Billion | ▲ +126.5 pp |
| 2008 | 1176.8% | Rs864.68 Billion | Rs73.48 Billion | Rs880.50 Billion | Rs15.82 Billion | ▼ -225.4 pp |
| 2007 | 1402.2% | Rs727.75 Billion | Rs51.90 Billion | Rs738.71 Billion | Rs10.96 Billion | ▲ +53.9 pp |
| 2006 | 1348.4% | Rs614.61 Billion | Rs45.58 Billion | Rs623.98 Billion | Rs9.37 Billion | ▲ +17.9 pp |
| 2005 | 1330.5% | Rs480.89 Billion | Rs36.14 Billion | Rs487.97 Billion | Rs7.08 Billion | — |