Union Bank of India Financial Flexibility Index
Union Bank of India financial flexibility index. Union Bank of India (UNIONBANK) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs249.09 Billion (operating CF Rs240.66 Billion minus capex Rs8.42 Billion) represents 0% of total liabilities (Rs13.64 Trillion). See UNIONBANK free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Union Bank of India (2005–2026)
Financial flexibility index of Union Bank of India from 2005 to 2026. Historical Financial Flexibility Index trend for Union Bank of India across 22 annual periods. Check earnings quality score of Union Bank of India to evaluate the quality of earnings relative to operating cash generation.
Union Bank of India Financial Flexibility Index by Year (2005–2026)
Union Bank of India financial flexibility index by year from 2005 to 2026. Year-by-year free cash flow to debt coverage for Union Bank of India. For the full cash flow conversion analysis, see Union Bank of India (UNIONBANK) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.01x | Rs104.23 Billion | Rs71.99 Billion | Rs14.54 Trillion | ▼ -47.7% |
| 2025 | 0.01x | Rs191.49 Billion | Rs174.79 Billion | Rs13.97 Trillion | ▼ -45.7% |
| 2024 | 0.03x | Rs328.91 Billion | Rs312.42 Billion | Rs13.04 Trillion | ▲ +232.3% |
| 2023 | 0.01x | Rs91.77 Billion | Rs61.11 Billion | Rs12.10 Trillion | ▼ -77.0% |
| 2022 | 0.03x | Rs370.88 Billion | Rs363.39 Billion | Rs11.23 Trillion | ▲ +199.0% |
| 2021 | -0.03x | Rs-339.61 Billion | Rs-346.80 Billion | Rs10.18 Trillion | ▼ -138.8% |
| 2020 | -0.01x | Rs-72.87 Billion | Rs-76.81 Billion | Rs5.22 Trillion | ▲ +11.7% |
| 2019 | -0.02x | Rs-74.63 Billion | Rs-77.78 Billion | Rs4.72 Trillion | ▼ -214.8% |
| 2018 | 0.01x | Rs64.20 Billion | Rs60.89 Billion | Rs4.66 Trillion | ▲ +2274.7% |
| 2017 | 0.00x | Rs2.50 Billion | Rs-356.30 Million | Rs4.32 Trillion | ▼ -97.7% |
| 2016 | 0.03x | Rs98.62 Billion | Rs82.74 Billion | Rs3.84 Trillion | ▲ +391.8% |
| 2015 | -0.01x | Rs-31.98 Billion | Rs-35.44 Billion | Rs3.64 Trillion | ▼ -200.2% |
| 2014 | 0.01x | Rs29.50 Billion | Rs25.70 Billion | Rs3.36 Trillion | ▲ +367.7% |
| 2013 | 0.00x | Rs5.54 Billion | Rs1.81 Billion | Rs2.95 Trillion | ▲ +113.2% |
| 2012 | -0.01x | Rs-35.43 Billion | Rs-38.24 Billion | Rs2.49 Trillion | ▼ -167.7% |
| 2011 | 0.02x | Rs47.04 Billion | Rs44.89 Billion | Rs2.24 Trillion | ▲ +1398.3% |
| 2010 | 0.00x | Rs-2.99 Billion | Rs-5.05 Billion | Rs1.85 Trillion | ▼ -104.1% |
| 2009 | 0.04x | Rs59.96 Billion | Rs55.99 Billion | Rs1.52 Trillion | ▲ +113.9% |
| 2008 | 0.02x | Rs21.50 Billion | Rs19.31 Billion | Rs1.17 Trillion | ▼ -14.5% |
| 2007 | 0.02x | Rs20.99 Billion | Rs19.56 Billion | Rs974.88 Billion | ▲ +275.3% |
| 2006 | -0.01x | Rs-10.39 Billion | Rs-11.25 Billion | Rs845.68 Billion | ▼ -129.5% |
| 2005 | 0.04x | Rs28.64 Billion | Rs27.30 Billion | Rs687.99 Billion | — |