Union Bank of India (UNIONBANK) — Financial Flexibility Index
Union Bank of India (UNIONBANK) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rs-128.30 Billion (operating CF Rs-136.73 Billion minus capex Rs8.42 Billion) represents 0% of total liabilities (Rs13.64 Trillion). Also explore Union Bank of India annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Union Bank of India Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Union Bank of India across 21 annual periods. Check UNIONBANK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Union Bank of India (2005–2025)
Year-by-year free cash flow to debt coverage for Union Bank of India. For the full company profile including market capitalisation, see UNIONBANK market cap.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Rs191.49 Billion | Rs174.79 Billion | Rs13.97 Trillion | ▼ -45.7% |
| 2024 | 0.03x | Rs328.91 Billion | Rs312.42 Billion | Rs13.04 Trillion | ▲ +232.3% |
| 2023 | 0.01x | Rs91.77 Billion | Rs61.11 Billion | Rs12.10 Trillion | ▼ -77.0% |
| 2022 | 0.03x | Rs370.88 Billion | Rs363.39 Billion | Rs11.23 Trillion | ▲ +199.0% |
| 2021 | -0.03x | Rs-339.61 Billion | Rs-346.80 Billion | Rs10.18 Trillion | ▼ -138.8% |
| 2020 | -0.01x | Rs-72.87 Billion | Rs-76.81 Billion | Rs5.22 Trillion | ▲ +11.7% |
| 2019 | -0.02x | Rs-74.63 Billion | Rs-77.78 Billion | Rs4.72 Trillion | ▼ -214.8% |
| 2018 | 0.01x | Rs64.20 Billion | Rs60.89 Billion | Rs4.66 Trillion | ▲ +2274.7% |
| 2017 | 0.00x | Rs2.50 Billion | Rs-356.30 Million | Rs4.32 Trillion | ▼ -97.7% |
| 2016 | 0.03x | Rs98.62 Billion | Rs82.74 Billion | Rs3.84 Trillion | ▲ +391.8% |
| 2015 | -0.01x | Rs-31.98 Billion | Rs-35.44 Billion | Rs3.64 Trillion | ▼ -200.2% |
| 2014 | 0.01x | Rs29.50 Billion | Rs25.70 Billion | Rs3.36 Trillion | ▲ +367.7% |
| 2013 | 0.00x | Rs5.54 Billion | Rs1.81 Billion | Rs2.95 Trillion | ▲ +113.2% |
| 2012 | -0.01x | Rs-35.43 Billion | Rs-38.24 Billion | Rs2.49 Trillion | ▼ -167.7% |
| 2011 | 0.02x | Rs47.04 Billion | Rs44.89 Billion | Rs2.24 Trillion | ▲ +1398.3% |
| 2010 | 0.00x | Rs-2.99 Billion | Rs-5.05 Billion | Rs1.85 Trillion | ▼ -104.1% |
| 2009 | 0.04x | Rs59.96 Billion | Rs55.99 Billion | Rs1.52 Trillion | ▲ +113.9% |
| 2008 | 0.02x | Rs21.50 Billion | Rs19.31 Billion | Rs1.17 Trillion | ▼ -14.5% |
| 2007 | 0.02x | Rs20.99 Billion | Rs19.56 Billion | Rs974.88 Billion | ▲ +275.3% |
| 2006 | -0.01x | Rs-10.39 Billion | Rs-11.25 Billion | Rs845.68 Billion | ▼ -129.5% |
| 2005 | 0.04x | Rs28.64 Billion | Rs27.30 Billion | Rs687.99 Billion | — |