Union Bank of India (UNIONBANK) — Net Asset Quality Index
Union Bank of India (UNIONBANK) has a Net Asset Quality Index of 8.4% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs14.90 Trillion minus total liabilities of Rs13.64 Trillion yields net assets of Rs1.26 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check Union Bank of India (UNIONBANK) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Union Bank of India Net Asset Quality Index Over Time (2005–2025)
This chart shows how Union Bank of India's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the index stands at 8.4%, representing net assets of Rs1.26 Trillion against total assets of Rs14.90 Trillion INR. See UNIONBANK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Union Bank of India (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Union Bank of India from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see UNIONBANK market cap.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.5% | Rs1.14 Trillion | Rs15.11 Trillion | Rs13.97 Trillion | ▲ +0.6 pp |
| 2024 | 7.0% | Rs975.98 Billion | Rs14.02 Trillion | Rs13.04 Trillion | ▲ +0.8 pp |
| 2023 | 6.1% | Rs788.04 Billion | Rs12.88 Trillion | Rs12.10 Trillion | ▲ +0.2 pp |
| 2022 | 5.9% | Rs708.61 Billion | Rs11.94 Trillion | Rs11.23 Trillion | ▼ 0.0 pp |
| 2021 | 6.0% | Rs647.38 Billion | Rs10.82 Trillion | Rs10.18 Trillion | ▼ -0.1 pp |
| 2020 | 6.1% | Rs339.89 Billion | Rs5.56 Trillion | Rs5.22 Trillion | ▲ +0.7 pp |
| 2019 | 5.4% | Rs268.36 Billion | Rs4.99 Trillion | Rs4.72 Trillion | ▲ +0.2 pp |
| 2018 | 5.1% | Rs252.52 Billion | Rs4.91 Trillion | Rs4.66 Trillion | ▼ -0.2 pp |
| 2017 | 5.3% | Rs241.12 Billion | Rs4.56 Trillion | Rs4.32 Trillion | ▼ -0.4 pp |
| 2016 | 5.7% | Rs230.48 Billion | Rs4.07 Trillion | Rs3.84 Trillion | ▲ +0.5 pp |
| 2015 | 5.2% | Rs199.08 Billion | Rs3.84 Trillion | Rs3.64 Trillion | ▼ -0.1 pp |
| 2014 | 5.3% | Rs187.64 Billion | Rs3.55 Trillion | Rs3.36 Trillion | ▼ -0.3 pp |
| 2013 | 5.6% | Rs174.60 Billion | Rs3.13 Trillion | Rs2.95 Trillion | ▼ 0.0 pp |
| 2012 | 5.6% | Rs148.19 Billion | Rs2.64 Trillion | Rs2.49 Trillion | ▲ +0.1 pp |
| 2011 | 5.5% | Rs129.85 Billion | Rs2.37 Trillion | Rs2.24 Trillion | ▲ +0.1 pp |
| 2010 | 5.3% | Rs104.24 Billion | Rs1.95 Trillion | Rs1.85 Trillion | ▼ -0.1 pp |
| 2009 | 5.4% | Rs87.40 Billion | Rs1.61 Trillion | Rs1.52 Trillion | ▼ -0.5 pp |
| 2008 | 5.9% | Rs73.48 Billion | Rs1.24 Trillion | Rs1.17 Trillion | ▲ +0.9 pp |
| 2007 | 5.1% | Rs51.90 Billion | Rs1.03 Trillion | Rs974.88 Billion | ▼ -0.1 pp |
| 2006 | 5.1% | Rs45.58 Billion | Rs891.26 Billion | Rs845.68 Billion | ▲ +0.1 pp |
| 2005 | 5.0% | Rs36.14 Billion | Rs724.13 Billion | Rs687.99 Billion | — |