Union Bank of India Cash Flow-to-Debt Ratio
Union Bank of India cash flow-to-debt ratio. Union Bank of India (UNIONBANK) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs240.66 Billion could theoretically repay 0% of its total liabilities (Rs13.64 Trillion) in one year. Check cash flow quality index of Union Bank of India to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Union Bank of India (2005–2026)
Cash flow-to-debt ratio of Union Bank of India from 2005 to 2026. Historical debt coverage capacity for Union Bank of India across 22 annual periods. Check Union Bank of India (UNIONBANK) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Union Bank of India Cash Flow-to-Debt Ratio by Year (2005–2026)
Union Bank of India cash flow-to-debt ratio by year from 2005 to 2026. Year-by-year debt coverage analysis for Union Bank of India. For the full cash flow conversion analysis, see UNIONBANK cash flow metrics.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.00x | Rs71.99 Billion | Rs14.54 Trillion | ▼ -60.4% |
| 2025 | 0.01x | Rs174.79 Billion | Rs13.97 Trillion | ▼ -47.8% |
| 2024 | 0.02x | Rs312.42 Billion | Rs13.04 Trillion | ▲ +374.0% |
| 2023 | 0.01x | Rs61.11 Billion | Rs12.10 Trillion | ▼ -84.4% |
| 2022 | 0.03x | Rs363.39 Billion | Rs11.23 Trillion | ▲ +195.0% |
| 2021 | -0.03x | Rs-346.80 Billion | Rs10.18 Trillion | ▼ -131.4% |
| 2020 | -0.01x | Rs-76.81 Billion | Rs5.22 Trillion | ▲ +10.7% |
| 2019 | -0.02x | Rs-77.78 Billion | Rs4.72 Trillion | ▼ -226.2% |
| 2018 | 0.01x | Rs60.89 Billion | Rs4.66 Trillion | ▲ +15930.6% |
| 2017 | 0.00x | Rs-356.30 Million | Rs4.32 Trillion | ▼ -100.4% |
| 2016 | 0.02x | Rs82.74 Billion | Rs3.84 Trillion | ▲ +320.9% |
| 2015 | -0.01x | Rs-35.44 Billion | Rs3.64 Trillion | ▼ -227.5% |
| 2014 | 0.01x | Rs25.70 Billion | Rs3.36 Trillion | ▲ +1147.3% |
| 2013 | 0.00x | Rs1.81 Billion | Rs2.95 Trillion | ▲ +104.0% |
| 2012 | -0.02x | Rs-38.24 Billion | Rs2.49 Trillion | ▼ -176.6% |
| 2011 | 0.02x | Rs44.89 Billion | Rs2.24 Trillion | ▲ +834.4% |
| 2010 | 0.00x | Rs-5.05 Billion | Rs1.85 Trillion | ▼ -107.4% |
| 2009 | 0.04x | Rs55.99 Billion | Rs1.52 Trillion | ▲ +122.4% |
| 2008 | 0.02x | Rs19.31 Billion | Rs1.17 Trillion | ▼ -17.6% |
| 2007 | 0.02x | Rs19.56 Billion | Rs974.88 Billion | ▲ +250.8% |
| 2006 | -0.01x | Rs-11.25 Billion | Rs845.68 Billion | ▼ -133.5% |
| 2005 | 0.04x | Rs27.30 Billion | Rs687.99 Billion | — |