Union Bank of India (UNIONBANK) — Cash Flow-to-Debt Ratio
Union Bank of India (UNIONBANK) has a Cash Flow-to-Debt Ratio of -0.01x as of September 2025, meaning its operating cash flow of Rs-136.73 Billion could theoretically repay 0% of its total liabilities (Rs13.64 Trillion) in one year. See Union Bank of India (UNIONBANK) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Union Bank of India Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Union Bank of India across 21 annual periods. Also explore Union Bank of India net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Union Bank of India (2005–2025)
Year-by-year debt coverage analysis for Union Bank of India. For market capitalisation and broader financial context, see UNIONBANK market cap.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | Rs174.79 Billion | Rs13.97 Trillion | ▼ -47.8% |
| 2024 | 0.02x | Rs312.42 Billion | Rs13.04 Trillion | ▲ +374.0% |
| 2023 | 0.01x | Rs61.11 Billion | Rs12.10 Trillion | ▼ -84.4% |
| 2022 | 0.03x | Rs363.39 Billion | Rs11.23 Trillion | ▲ +195.0% |
| 2021 | -0.03x | Rs-346.80 Billion | Rs10.18 Trillion | ▼ -131.4% |
| 2020 | -0.01x | Rs-76.81 Billion | Rs5.22 Trillion | ▲ +10.7% |
| 2019 | -0.02x | Rs-77.78 Billion | Rs4.72 Trillion | ▼ -226.2% |
| 2018 | 0.01x | Rs60.89 Billion | Rs4.66 Trillion | ▲ +15930.6% |
| 2017 | 0.00x | Rs-356.30 Million | Rs4.32 Trillion | ▼ -100.4% |
| 2016 | 0.02x | Rs82.74 Billion | Rs3.84 Trillion | ▲ +320.9% |
| 2015 | -0.01x | Rs-35.44 Billion | Rs3.64 Trillion | ▼ -227.5% |
| 2014 | 0.01x | Rs25.70 Billion | Rs3.36 Trillion | ▲ +1147.3% |
| 2013 | 0.00x | Rs1.81 Billion | Rs2.95 Trillion | ▲ +104.0% |
| 2012 | -0.02x | Rs-38.24 Billion | Rs2.49 Trillion | ▼ -176.6% |
| 2011 | 0.02x | Rs44.89 Billion | Rs2.24 Trillion | ▲ +834.4% |
| 2010 | 0.00x | Rs-5.05 Billion | Rs1.85 Trillion | ▼ -107.4% |
| 2009 | 0.04x | Rs55.99 Billion | Rs1.52 Trillion | ▲ +122.4% |
| 2008 | 0.02x | Rs19.31 Billion | Rs1.17 Trillion | ▼ -17.6% |
| 2007 | 0.02x | Rs19.56 Billion | Rs974.88 Billion | ▲ +250.8% |
| 2006 | -0.01x | Rs-11.25 Billion | Rs845.68 Billion | ▼ -133.5% |
| 2005 | 0.04x | Rs27.30 Billion | Rs687.99 Billion | — |