Union Bank of India (UNIONBANK) — Free Cash Flow Generation Index

Latest as of September 2025: 0.96x

Union Bank of India (UNIONBANK) has a Free Cash Flow Generation Index of 0.96x as of September 2025. Free cash flow of Rs232.24 Billion represents 1% of operating cash flow (Rs240.66 Billion). Explore UNIONBANK capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.96x
Free Cash Flow / Operating CF

Free Cash Flow

Rs232.24 Billion
INR

Operating Cash Flow

Rs240.66 Billion
INR

Capital Expenditures

Rs8.42 Billion
INR

Union Bank of India Free Cash Flow Generation Index (2005–2026)

Historical FCF Generation Index trend for Union Bank of India across 14 annual periods. For the full cash flow conversion analysis, see how efficiently does Union Bank of India generate cash.

Annual Free Cash Flow Generation for Union Bank of India (2005–2026)

Year-by-year Free Cash Flow Generation Index for Union Bank of India. Check Union Bank of India (UNIONBANK) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (INR) Operating CF Capital Expenditures YoY Change
2026 0.55x Rs39.75 Billion Rs71.99 Billion Rs32.24 Billion ▼ -39.0%
2025 0.90x Rs158.10 Billion Rs174.79 Billion Rs16.69 Billion ▼ -4.5%
2024 0.95x Rs295.94 Billion Rs312.42 Billion Rs16.49 Billion ▲ +90.1%
2023 0.50x Rs30.46 Billion Rs61.11 Billion Rs30.66 Billion ▼ -49.1%
2022 0.98x Rs355.89 Billion Rs363.39 Billion Rs7.50 Billion ▲ +3.6%
2018 0.95x Rs57.58 Billion Rs60.89 Billion Rs3.31 Billion ▲ +17.0%
2016 0.81x Rs66.86 Billion Rs82.74 Billion Rs15.88 Billion ▼ -5.2%
2014 0.85x Rs21.90 Billion Rs25.70 Billion Rs3.80 Billion ▲ +180.3%
2013 -1.06x Rs-1.92 Billion Rs1.81 Billion Rs3.73 Billion ▼ -211.5%
2011 0.95x Rs42.74 Billion Rs44.89 Billion Rs2.15 Billion ▲ +2.5%
2009 0.93x Rs52.02 Billion Rs55.99 Billion Rs3.97 Billion ▲ +4.8%
2008 0.89x Rs17.12 Billion Rs19.31 Billion Rs2.19 Billion ▼ -4.4%
2007 0.93x Rs18.14 Billion Rs19.56 Billion Rs1.42 Billion ▼ -2.5%
2005 0.95x Rs25.97 Billion Rs27.30 Billion Rs1.34 Billion —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).