Union Bank of India (UNIONBANK) — Free Cash Flow Generation Index
Union Bank of India (UNIONBANK) has a Free Cash Flow Generation Index of 0.96x as of September 2025. Free cash flow of Rs232.24 Billion represents 1% of operating cash flow (Rs240.66 Billion). Read Union Bank of India (UNIONBANK) financial obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Union Bank of India Free Cash Flow Generation Index (2005–2026)
Historical FCF Generation Index trend for Union Bank of India across 14 annual periods. Explore Union Bank of India (UNIONBANK) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Union Bank of India (2005–2026)
Year-by-year Free Cash Flow Generation Index for Union Bank of India. For the full company profile including market capitalisation, see market cap of Union Bank of India.
| Year | FCG Index | Free Cash Flow (INR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.55x | Rs39.75 Billion | Rs71.99 Billion | Rs32.24 Billion | ▼ -39.0% |
| 2025 | 0.90x | Rs158.10 Billion | Rs174.79 Billion | Rs16.69 Billion | ▼ -4.5% |
| 2024 | 0.95x | Rs295.94 Billion | Rs312.42 Billion | Rs16.49 Billion | ▲ +90.1% |
| 2023 | 0.50x | Rs30.46 Billion | Rs61.11 Billion | Rs30.66 Billion | ▼ -49.1% |
| 2022 | 0.98x | Rs355.89 Billion | Rs363.39 Billion | Rs7.50 Billion | ▲ +3.6% |
| 2018 | 0.95x | Rs57.58 Billion | Rs60.89 Billion | Rs3.31 Billion | ▲ +17.0% |
| 2016 | 0.81x | Rs66.86 Billion | Rs82.74 Billion | Rs15.88 Billion | ▼ -5.2% |
| 2014 | 0.85x | Rs21.90 Billion | Rs25.70 Billion | Rs3.80 Billion | ▲ +180.3% |
| 2013 | -1.06x | Rs-1.92 Billion | Rs1.81 Billion | Rs3.73 Billion | ▼ -211.5% |
| 2011 | 0.95x | Rs42.74 Billion | Rs44.89 Billion | Rs2.15 Billion | ▲ +2.5% |
| 2009 | 0.93x | Rs52.02 Billion | Rs55.99 Billion | Rs3.97 Billion | ▲ +4.8% |
| 2008 | 0.89x | Rs17.12 Billion | Rs19.31 Billion | Rs2.19 Billion | ▼ -4.4% |
| 2007 | 0.93x | Rs18.14 Billion | Rs19.56 Billion | Rs1.42 Billion | ▼ -2.5% |
| 2005 | 0.95x | Rs25.97 Billion | Rs27.30 Billion | Rs1.34 Billion | — |