Itau Unibanco Banco Holding SA (ITUB) — Cash Flow Quality Index
Itau Unibanco Banco Holding SA (ITUB) has a Cash Flow Quality Index of -0.48x as of March 2026. Operating cash flow of $-5.44 Billion is below net income of $11.42 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Itau Unibanco Banco Holding SA generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Itau Unibanco Banco Holding SA Cash Flow Quality Index (2001–2025)
Historical Cash Flow Quality Index for Itau Unibanco Banco Holding SA across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Itau Unibanco Banco Holding SA to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Itau Unibanco Banco Holding SA (2001–2025)
Year-by-year earnings quality comparison for Itau Unibanco Banco Holding SA. For live market cap and the full company financial profile, see Itau Unibanco Banco Holding SA stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.94x | $129.38 Billion | $43.98 Billion | ▲ +228.7% |
| 2024 | -2.29x | $-96.32 Billion | $42.13 Billion | ▼ -200.0% |
| 2023 | 2.29x | $77.49 Billion | $33.88 Billion | ▼ -45.9% |
| 2022 | 4.23x | $129.97 Billion | $30.74 Billion | ▲ +99.7% |
| 2021 | 2.12x | $60.11 Billion | $28.38 Billion | ▼ -46.4% |
| 2020 | 3.95x | $59.49 Billion | $15.06 Billion | ▲ +211.8% |
| 2019 | 1.27x | $35.22 Billion | $27.81 Billion | ▲ +43.0% |
| 2018 | 0.89x | $22.71 Billion | $25.64 Billion | ▲ +148.7% |
| 2017 | 0.36x | $8.64 Billion | $24.27 Billion | ▼ -72.3% |
| 2016 | 1.29x | $30.31 Billion | $23.58 Billion | ▲ +197.6% |
| 2015 | -1.32x | $-34.46 Billion | $26.16 Billion | ▼ -132.1% |
| 2014 | 4.10x | $89.73 Billion | $21.86 Billion | ▲ +108.5% |
| 2013 | 1.97x | $32.53 Billion | $16.52 Billion | ▼ -46.6% |
| 2012 | 3.69x | $48.63 Billion | $13.19 Billion | ▲ +824.0% |
| 2011 | -0.51x | $-7.44 Billion | $14.61 Billion | ▲ +76.4% |
| 2010 | -2.15x | $-28.70 Billion | $13.32 Billion | ▼ -166.4% |
| 2009 | 3.25x | $32.67 Billion | $10.07 Billion | ▲ +224.1% |
| 2008 | -2.62x | $-12.68 Billion | $4.85 Billion | ▼ -642.8% |
| 2007 | 0.48x | $3.61 Billion | $7.49 Billion | ▼ -20.8% |
| 2006 | 0.61x | $3.58 Billion | $5.88 Billion | ▼ -38.2% |
| 2005 | 0.98x | $5.36 Billion | $5.45 Billion | ▲ +113.4% |
| 2004 | 0.46x | $2.14 Billion | $4.63 Billion | ▼ -71.4% |
| 2003 | 1.61x | $5.27 Billion | $3.27 Billion | ▼ -31.1% |
| 2002 | 2.34x | $6.62 Billion | $2.83 Billion | ▼ -40.5% |
| 2001 | 3.93x | $7.25 Billion | $1.84 Billion | — |