Itau Unibanco Banco Holding SA (ITUB) — Cash Flow Quality Index
Itau Unibanco Banco Holding SA (ITUB) has a Cash Flow Quality Index of -0.48x as of March 2026. Operating cash flow of $-5.44 Billion is below net income of $11.42 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of Itau Unibanco Banco Holding SA to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Itau Unibanco Banco Holding SA Cash Flow Quality Index (2001–2025)
Historical Cash Flow Quality Index for Itau Unibanco Banco Holding SA across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ITUB goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Itau Unibanco Banco Holding SA (2001–2025)
Year-by-year earnings quality comparison for Itau Unibanco Banco Holding SA. For live market cap and the full company financial profile, see ITUB market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.94x | $129.38 Billion | $43.98 Billion | ▲ +228.7% |
| 2024 | -2.29x | $-96.32 Billion | $42.13 Billion | ▼ -200.0% |
| 2023 | 2.29x | $77.49 Billion | $33.88 Billion | ▼ -45.9% |
| 2022 | 4.23x | $129.97 Billion | $30.74 Billion | ▲ +99.7% |
| 2021 | 2.12x | $60.11 Billion | $28.38 Billion | ▼ -46.4% |
| 2020 | 3.95x | $59.49 Billion | $15.06 Billion | ▲ +211.8% |
| 2019 | 1.27x | $35.22 Billion | $27.81 Billion | ▲ +43.0% |
| 2018 | 0.89x | $22.71 Billion | $25.64 Billion | ▲ +148.7% |
| 2017 | 0.36x | $8.64 Billion | $24.27 Billion | ▼ -72.3% |
| 2016 | 1.29x | $30.31 Billion | $23.58 Billion | ▲ +197.6% |
| 2015 | -1.32x | $-34.46 Billion | $26.16 Billion | ▼ -132.1% |
| 2014 | 4.10x | $89.73 Billion | $21.86 Billion | ▲ +108.5% |
| 2013 | 1.97x | $32.53 Billion | $16.52 Billion | ▼ -46.6% |
| 2012 | 3.69x | $48.63 Billion | $13.19 Billion | ▲ +824.0% |
| 2011 | -0.51x | $-7.44 Billion | $14.61 Billion | ▲ +76.4% |
| 2010 | -2.15x | $-28.70 Billion | $13.32 Billion | ▼ -166.4% |
| 2009 | 3.25x | $32.67 Billion | $10.07 Billion | ▲ +224.1% |
| 2008 | -2.62x | $-12.68 Billion | $4.85 Billion | ▼ -642.8% |
| 2007 | 0.48x | $3.61 Billion | $7.49 Billion | ▼ -20.8% |
| 2006 | 0.61x | $3.58 Billion | $5.88 Billion | ▼ -38.2% |
| 2005 | 0.98x | $5.36 Billion | $5.45 Billion | ▲ +113.4% |
| 2004 | 0.46x | $2.14 Billion | $4.63 Billion | ▼ -71.4% |
| 2003 | 1.61x | $5.27 Billion | $3.27 Billion | ▼ -31.1% |
| 2002 | 2.34x | $6.62 Billion | $2.83 Billion | ▼ -40.5% |
| 2001 | 3.93x | $7.25 Billion | $1.84 Billion | — |