Itau Unibanco Banco Holding SA Cash Flow Quality Index
Itau Unibanco Banco Holding SA cash flow quality index. Itau Unibanco Banco Holding SA (ITUB) has a Cash Flow Quality Index of -0.48x as of March 2026. Operating cash flow of $-5.44 Billion is below net income of $11.42 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Itau Unibanco Banco Holding SA financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Itau Unibanco Banco Holding SA (2001–2025)
Cash flow quality index of Itau Unibanco Banco Holding SA from 2001 to 2025. Historical Cash Flow Quality Index for Itau Unibanco Banco Holding SA across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore ITUB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Itau Unibanco Banco Holding SA Cash Flow Quality Index by Year (2001–2025)
Itau Unibanco Banco Holding SA cash flow quality index by year from 2001 to 2025. Year-by-year earnings quality comparison for Itau Unibanco Banco Holding SA. For the full cash flow conversion analysis, see cash flow conversion of Itau Unibanco Banco Holding SA.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.94x | $129.38 Billion | $43.98 Billion | ▲ +228.7% |
| 2024 | -2.29x | $-96.32 Billion | $42.13 Billion | ▼ -200.0% |
| 2023 | 2.29x | $77.49 Billion | $33.88 Billion | ▼ -45.9% |
| 2022 | 4.23x | $129.97 Billion | $30.74 Billion | ▲ +99.7% |
| 2021 | 2.12x | $60.11 Billion | $28.38 Billion | ▼ -46.4% |
| 2020 | 3.95x | $59.49 Billion | $15.06 Billion | ▲ +211.8% |
| 2019 | 1.27x | $35.22 Billion | $27.81 Billion | ▲ +43.0% |
| 2018 | 0.89x | $22.71 Billion | $25.64 Billion | ▲ +148.7% |
| 2017 | 0.36x | $8.64 Billion | $24.27 Billion | ▼ -72.3% |
| 2016 | 1.29x | $30.31 Billion | $23.58 Billion | ▲ +197.6% |
| 2015 | -1.32x | $-34.46 Billion | $26.16 Billion | ▼ -132.1% |
| 2014 | 4.10x | $89.73 Billion | $21.86 Billion | ▲ +108.5% |
| 2013 | 1.97x | $32.53 Billion | $16.52 Billion | ▼ -46.6% |
| 2012 | 3.69x | $48.63 Billion | $13.19 Billion | ▲ +824.0% |
| 2011 | -0.51x | $-7.44 Billion | $14.61 Billion | ▲ +76.4% |
| 2010 | -2.15x | $-28.70 Billion | $13.32 Billion | ▼ -166.4% |
| 2009 | 3.25x | $32.67 Billion | $10.07 Billion | ▲ +224.1% |
| 2008 | -2.62x | $-12.68 Billion | $4.85 Billion | ▼ -642.8% |
| 2007 | 0.48x | $3.61 Billion | $7.49 Billion | ▼ -20.8% |
| 2006 | 0.61x | $3.58 Billion | $5.88 Billion | ▼ -38.2% |
| 2005 | 0.98x | $5.36 Billion | $5.45 Billion | ▲ +113.4% |
| 2004 | 0.46x | $2.14 Billion | $4.63 Billion | ▼ -71.4% |
| 2003 | 1.61x | $5.27 Billion | $3.27 Billion | ▼ -31.1% |
| 2002 | 2.34x | $6.62 Billion | $2.83 Billion | ▼ -40.5% |
| 2001 | 3.93x | $7.25 Billion | $1.84 Billion | — |