Itau Unibanco Banco Holding SA (ITUB) — Cash Flow Reinvestment Rate
Itau Unibanco Banco Holding SA (ITUB) has a Cash Flow Reinvestment Rate of 0.08x as of December 2025, reinvesting $3.42 Billion (capex $436.06 Million plus investments $-2.99 Billion) from operating cash flow of $45.44 Billion. See ITUB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Itau Unibanco Banco Holding SA Cash Flow Reinvestment Rate (2001–2025)
Historical reinvestment intensity for Itau Unibanco Banco Holding SA across 20 annual periods. For the full cash flow conversion analysis, see ITUB cash generation efficiency.
Annual Cash Flow Reinvestment Rate for Itau Unibanco Banco Holding SA (2001–2025)
Year-by-year capital reinvestment analysis for Itau Unibanco Banco Holding SA. See Itau Unibanco Banco Holding SA free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.21x | $27.10 Billion | $129.38 Billion | $1.15 Billion | ▼ -78.7% |
| 2023 | 0.98x | $76.28 Billion | $77.49 Billion | $9.19 Billion | ▲ +55.8% |
| 2022 | 0.63x | $82.10 Billion | $129.97 Billion | $8.49 Billion | ▲ +190.6% |
| 2021 | 0.22x | $13.06 Billion | $60.11 Billion | $9.08 Billion | ▲ +113.4% |
| 2020 | 0.10x | $6.06 Billion | $59.49 Billion | $5.31 Billion | ▼ -91.7% |
| 2019 | 1.22x | $43.03 Billion | $35.22 Billion | $4.31 Billion | ▲ +20.7% |
| 2018 | 1.01x | $22.99 Billion | $22.71 Billion | $2.86 Billion | ▲ +17.7% |
| 2017 | 0.86x | $7.43 Billion | $8.64 Billion | $3.59 Billion | ▲ +58.0% |
| 2016 | 0.54x | $16.50 Billion | $30.31 Billion | $2.07 Billion | ▲ +339.0% |
| 2014 | 0.12x | $11.12 Billion | $89.73 Billion | $5.20 Billion | ▼ -67.0% |
| 2013 | 0.38x | $12.22 Billion | $32.53 Billion | $2.52 Billion | ▲ +400.3% |
| 2012 | 0.08x | $3.65 Billion | $48.63 Billion | $3.65 Billion | ▲ +21.5% |
| 2009 | 0.06x | $2.02 Billion | $32.67 Billion | $2.02 Billion | ▼ -67.6% |
| 2007 | 0.19x | $687.27 Million | $3.61 Billion | $687.27 Million | ▲ +23.8% |
| 2006 | 0.15x | $550.18 Million | $3.58 Billion | $550.18 Million | ▲ +38.5% |
| 2005 | 0.11x | $595.42 Million | $5.36 Billion | $595.42 Million | ▼ -54.0% |
| 2004 | 0.24x | $515.27 Million | $2.14 Billion | $515.27 Million | ▲ +98.5% |
| 2003 | 0.12x | $640.51 Million | $5.27 Billion | $640.51 Million | ▲ +4.2% |
| 2002 | 0.12x | $771.68 Million | $6.62 Billion | $771.68 Million | ▲ +13.9% |
| 2001 | 0.10x | $743.14 Million | $7.25 Billion | $743.14 Million | — |