Itau Unibanco Banco Holding SA (ITUB) — Tangible Net Worth Ratio

Latest as of March 2026: 93.2%

Itau Unibanco Banco Holding SA (ITUB) has a Tangible Net Worth Ratio of 93.2% as of March 2026. This metric is calculated by deducting intangible assets ($15.45 Billion) from net assets ($227.50 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See working capital position of Itau Unibanco Banco Holding SA to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

93.2%
Tangible equity / total equity

Net Assets (Equity)

$227.50 Billion
USD

Intangible Assets

$15.45 Billion
Goodwill, patents, brand value

Total Assets

$3.14 Trillion
USD

Itau Unibanco Banco Holding SA Tangible Net Worth Ratio (2000–2025)

This chart shows how Itau Unibanco Banco Holding SA's Tangible Net Worth Ratio has changed across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 93.2%, reflecting net assets of $227.50 Billion with intangible assets of $15.45 Billion USD. See Itau Unibanco Banco Holding SA defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Itau Unibanco Banco Holding SA (2000–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Itau Unibanco Banco Holding SA from 2000 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Itau Unibanco Banco Holding SA (ITUB) market capitalisation.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 92.7% $214.97 Billion $15.75 Billion $3.08 Trillion ▼ -0.3 pp
2024 92.9% $221.28 Billion $15.65 Billion $2.85 Trillion ▲ +0.7 pp
2023 92.2% $199.05 Billion $15.53 Billion $2.54 Trillion ▲ +1.0 pp
2022 91.2% $177.11 Billion $15.56 Billion $2.32 Trillion ▼ -0.7 pp
2021 91.9% $164.48 Billion $13.29 Billion $2.07 Trillion ▼ -2.2 pp
2020 94.1% $154.53 Billion $9.14 Billion $2.02 Trillion ▼ -0.2 pp
2019 94.3% $149.47 Billion $8.56 Billion $1.64 Trillion ▼ -0.5 pp
2018 94.8% $150.47 Billion $7.89 Billion $1.55 Trillion ▲ +0.5 pp
2017 94.3% $144.36 Billion $8.24 Billion $1.44 Trillion ▼ -0.2 pp
2016 94.5% $134.81 Billion $7.38 Billion $1.35 Trillion ▲ +0.0 pp
2015 94.5% $114.06 Billion $6.29 Billion $1.28 Trillion ▲ +0.6 pp
2014 93.9% $100.62 Billion $6.13 Billion $1.13 Trillion ▲ +0.8 pp
2013 93.1% $84.19 Billion $5.80 Billion $1.03 Trillion ▼ -0.7 pp
2012 93.9% $76.00 Billion $4.67 Billion $957.15 Billion ▼ -1.1 pp
2011 94.9% $75.34 Billion $3.83 Billion $818.14 Billion ▼ -0.7 pp
2010 95.7% $67.55 Billion $2.93 Billion $727.08 Billion ▲ +23.2 pp
2009 72.5% $82.03 Billion $22.57 Billion $599.09 Billion ▼ -8.8 pp
2008 81.3% $35.63 Billion $6.68 Billion $401.38 Billion ▼ -0.3 pp
2007 81.5% $37.61 Billion $6.95 Billion $279.81 Billion ▼ -18.5 pp
2006 100.0% $28.78 Billion $0.00 $192.27 Billion ▲ +0.0 pp
2005 100.0% $19.72 Billion $0.00 $139.35 Billion ▲ +0.0 pp
2004 100.0% $17.75 Billion $0.00 $115.64 Billion ▲ +0.0 pp
2003 100.0% $14.39 Billion $0.00 $103.78 Billion ▲ +3.2 pp
2002 96.8% $11.43 Billion $366.95 Million $84.16 Billion ▲ +3.2 pp
2001 93.6% $8.77 Billion $563.55 Million $72.24 Billion ▲ +151.4 pp
2000 -57.9% $7.19 Billion $11.35 Billion $69.55 Billion
pp = percentage points