Itau Unibanco Banco Holding SA (ITUB) — Free Cash Flow Generation Index
Itau Unibanco Banco Holding SA (ITUB) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of $45.01 Billion represents 1% of operating cash flow ($45.44 Billion). Read ITUB current and long-term liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Itau Unibanco Banco Holding SA Free Cash Flow Generation Index (2001–2025)
Historical FCF Generation Index trend for Itau Unibanco Banco Holding SA across 20 annual periods. Explore Itau Unibanco Banco Holding SA capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Itau Unibanco Banco Holding SA (2001–2025)
Year-by-year Free Cash Flow Generation Index for Itau Unibanco Banco Holding SA. For the full company profile including market capitalisation, see ITUB stock market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $128.23 Billion | $129.38 Billion | $1.15 Billion | ▲ +12.4% |
| 2023 | 0.88x | $68.30 Billion | $77.49 Billion | $9.19 Billion | ▼ -5.7% |
| 2022 | 0.93x | $121.47 Billion | $129.97 Billion | $8.49 Billion | ▲ +10.1% |
| 2021 | 0.85x | $51.02 Billion | $60.11 Billion | $9.08 Billion | ▼ -6.8% |
| 2020 | 0.91x | $54.18 Billion | $59.49 Billion | $5.31 Billion | ▲ +3.8% |
| 2019 | 0.88x | $30.91 Billion | $35.22 Billion | $4.31 Billion | ▲ +0.4% |
| 2018 | 0.87x | $19.84 Billion | $22.71 Billion | $2.86 Billion | ▲ +49.6% |
| 2017 | 0.58x | $5.05 Billion | $8.64 Billion | $3.59 Billion | ▼ -37.3% |
| 2016 | 0.93x | $28.24 Billion | $30.31 Billion | $2.07 Billion | ▼ -1.1% |
| 2014 | 0.94x | $84.53 Billion | $89.73 Billion | $5.20 Billion | ▲ +2.1% |
| 2013 | 0.92x | $30.01 Billion | $32.53 Billion | $2.52 Billion | ▼ -0.2% |
| 2012 | 0.92x | $44.98 Billion | $48.63 Billion | $3.65 Billion | ▼ -1.4% |
| 2009 | 0.94x | $30.65 Billion | $32.67 Billion | $2.02 Billion | ▲ +15.9% |
| 2007 | 0.81x | $2.92 Billion | $3.61 Billion | $687.27 Million | ▼ -4.3% |
| 2006 | 0.85x | $3.03 Billion | $3.58 Billion | $550.18 Million | ▼ -4.8% |
| 2005 | 0.89x | $4.76 Billion | $5.36 Billion | $595.42 Million | ▲ +17.2% |
| 2004 | 0.76x | $1.62 Billion | $2.14 Billion | $515.27 Million | ▼ -13.6% |
| 2003 | 0.88x | $4.63 Billion | $5.27 Billion | $640.51 Million | ▼ -0.6% |
| 2002 | 0.88x | $5.84 Billion | $6.62 Billion | $771.68 Million | ▼ -1.6% |
| 2001 | 0.90x | $6.51 Billion | $7.25 Billion | $743.14 Million | — |