Itau Unibanco Banco Holding SA (ITUB) — Free Cash Flow Generation Index
Itau Unibanco Banco Holding SA (ITUB) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of $45.01 Billion represents 1% of operating cash flow ($45.44 Billion). See Itau Unibanco Banco Holding SA (ITUB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Itau Unibanco Banco Holding SA Free Cash Flow Generation Index (2001–2025)
Historical FCF Generation Index trend for Itau Unibanco Banco Holding SA across 20 annual periods. Explore Itau Unibanco Banco Holding SA cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Itau Unibanco Banco Holding SA (2001–2025)
Year-by-year Free Cash Flow Generation Index for Itau Unibanco Banco Holding SA. For the full company profile including market capitalisation, see ITUB market cap.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $128.23 Billion | $129.38 Billion | $1.15 Billion | ▲ +12.4% |
| 2023 | 0.88x | $68.30 Billion | $77.49 Billion | $9.19 Billion | ▼ -5.7% |
| 2022 | 0.93x | $121.47 Billion | $129.97 Billion | $8.49 Billion | ▲ +10.1% |
| 2021 | 0.85x | $51.02 Billion | $60.11 Billion | $9.08 Billion | ▼ -6.8% |
| 2020 | 0.91x | $54.18 Billion | $59.49 Billion | $5.31 Billion | ▲ +3.8% |
| 2019 | 0.88x | $30.91 Billion | $35.22 Billion | $4.31 Billion | ▲ +0.4% |
| 2018 | 0.87x | $19.84 Billion | $22.71 Billion | $2.86 Billion | ▲ +49.6% |
| 2017 | 0.58x | $5.05 Billion | $8.64 Billion | $3.59 Billion | ▼ -37.3% |
| 2016 | 0.93x | $28.24 Billion | $30.31 Billion | $2.07 Billion | ▼ -1.1% |
| 2014 | 0.94x | $84.53 Billion | $89.73 Billion | $5.20 Billion | ▲ +2.1% |
| 2013 | 0.92x | $30.01 Billion | $32.53 Billion | $2.52 Billion | ▼ -0.2% |
| 2012 | 0.92x | $44.98 Billion | $48.63 Billion | $3.65 Billion | ▼ -1.4% |
| 2009 | 0.94x | $30.65 Billion | $32.67 Billion | $2.02 Billion | ▲ +15.9% |
| 2007 | 0.81x | $2.92 Billion | $3.61 Billion | $687.27 Million | ▼ -4.3% |
| 2006 | 0.85x | $3.03 Billion | $3.58 Billion | $550.18 Million | ▼ -4.8% |
| 2005 | 0.89x | $4.76 Billion | $5.36 Billion | $595.42 Million | ▲ +17.2% |
| 2004 | 0.76x | $1.62 Billion | $2.14 Billion | $515.27 Million | ▼ -13.6% |
| 2003 | 0.88x | $4.63 Billion | $5.27 Billion | $640.51 Million | ▼ -0.6% |
| 2002 | 0.88x | $5.84 Billion | $6.62 Billion | $771.68 Million | ▼ -1.6% |
| 2001 | 0.90x | $6.51 Billion | $7.25 Billion | $743.14 Million | — |