Itau Unibanco Banco Holding SA (ITUB) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Itau Unibanco Banco Holding SA (ITUB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-5.01 Billion (operating CF $-5.44 Billion minus capex $429.80 Million) represents 0% of total liabilities ($2.92 Trillion). Check ITUB strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-5.01 Billion
Operating CF − Capex

Total Liabilities

$2.92 Trillion
USD

Capital Expenditures

$429.80 Million
USD

Itau Unibanco Banco Holding SA Financial Flexibility Index (2001–2025)

Historical Financial Flexibility Index trend for Itau Unibanco Banco Holding SA across 25 annual periods. See ITUB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Itau Unibanco Banco Holding SA (2001–2025)

Year-by-year free cash flow to debt coverage for Itau Unibanco Banco Holding SA. For the full company profile including market capitalisation, see Itau Unibanco Banco Holding SA (ITUB) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.05x $130.54 Billion $129.38 Billion $2.86 Trillion ▲ +227.1%
2024 -0.04x $-94.49 Billion $-96.32 Billion $2.63 Trillion ▼ -197.0%
2023 0.04x $86.68 Billion $77.49 Billion $2.34 Trillion ▼ -42.7%
2022 0.06x $138.46 Billion $129.97 Billion $2.14 Trillion ▲ +77.8%
2021 0.04x $69.19 Billion $60.11 Billion $1.90 Trillion ▲ +4.5%
2020 0.03x $64.80 Billion $59.49 Billion $1.86 Trillion ▲ +30.8%
2019 0.03x $39.54 Billion $35.22 Billion $1.49 Trillion ▲ +45.7%
2018 0.02x $25.57 Billion $22.71 Billion $1.40 Trillion ▲ +92.5%
2017 0.01x $12.24 Billion $8.64 Billion $1.29 Trillion ▼ -64.4%
2016 0.03x $32.38 Billion $30.31 Billion $1.22 Trillion ▲ +197.0%
2015 -0.03x $-31.84 Billion $-34.46 Billion $1.16 Trillion ▼ -129.6%
2014 0.09x $94.92 Billion $89.73 Billion $1.03 Trillion ▲ +148.8%
2013 0.04x $35.05 Billion $32.53 Billion $943.11 Billion ▼ -37.4%
2012 0.06x $52.29 Billion $48.63 Billion $881.16 Billion ▲ +1336.4%
2011 0.00x $-3.56 Billion $-7.44 Billion $742.80 Billion ▲ +87.9%
2010 -0.04x $-26.05 Billion $-28.70 Billion $659.53 Billion ▼ -158.9%
2009 0.07x $34.68 Billion $32.67 Billion $517.05 Billion ▲ +316.1%
2008 -0.03x $-11.35 Billion $-12.68 Billion $365.74 Billion ▼ -275.1%
2007 0.02x $4.29 Billion $3.61 Billion $242.20 Billion ▼ -29.7%
2006 0.03x $4.13 Billion $3.58 Billion $163.50 Billion ▼ -49.3%
2005 0.05x $5.95 Billion $5.36 Billion $119.62 Billion ▲ +83.8%
2004 0.03x $2.65 Billion $2.14 Billion $97.89 Billion ▼ -59.0%
2003 0.07x $5.91 Billion $5.27 Billion $89.38 Billion ▼ -34.9%
2002 0.10x $7.39 Billion $6.62 Billion $72.74 Billion ▼ -19.4%
2001 0.13x $8.00 Billion $7.25 Billion $63.46 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities