Itau Unibanco Banco Holding SA (ITUB) — Financial Flexibility Index
Itau Unibanco Banco Holding SA (ITUB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-5.01 Billion (operating CF $-5.44 Billion minus capex $429.80 Million) represents 0% of total liabilities ($2.92 Trillion). Check Itau Unibanco Banco Holding SA total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Itau Unibanco Banco Holding SA Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Itau Unibanco Banco Holding SA across 25 annual periods. For the full cash flow conversion analysis, see ITUB cash generation efficiency.
Annual Financial Flexibility Index for Itau Unibanco Banco Holding SA (2001–2025)
Year-by-year free cash flow to debt coverage for Itau Unibanco Banco Holding SA. Explore debt repayment capacity of Itau Unibanco Banco Holding SA to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | $130.54 Billion | $129.38 Billion | $2.86 Trillion | ▲ +227.1% |
| 2024 | -0.04x | $-94.49 Billion | $-96.32 Billion | $2.63 Trillion | ▼ -197.0% |
| 2023 | 0.04x | $86.68 Billion | $77.49 Billion | $2.34 Trillion | ▼ -42.7% |
| 2022 | 0.06x | $138.46 Billion | $129.97 Billion | $2.14 Trillion | ▲ +77.8% |
| 2021 | 0.04x | $69.19 Billion | $60.11 Billion | $1.90 Trillion | ▲ +4.5% |
| 2020 | 0.03x | $64.80 Billion | $59.49 Billion | $1.86 Trillion | ▲ +30.8% |
| 2019 | 0.03x | $39.54 Billion | $35.22 Billion | $1.49 Trillion | ▲ +45.7% |
| 2018 | 0.02x | $25.57 Billion | $22.71 Billion | $1.40 Trillion | ▲ +92.5% |
| 2017 | 0.01x | $12.24 Billion | $8.64 Billion | $1.29 Trillion | ▼ -64.4% |
| 2016 | 0.03x | $32.38 Billion | $30.31 Billion | $1.22 Trillion | ▲ +197.0% |
| 2015 | -0.03x | $-31.84 Billion | $-34.46 Billion | $1.16 Trillion | ▼ -129.6% |
| 2014 | 0.09x | $94.92 Billion | $89.73 Billion | $1.03 Trillion | ▲ +148.8% |
| 2013 | 0.04x | $35.05 Billion | $32.53 Billion | $943.11 Billion | ▼ -37.4% |
| 2012 | 0.06x | $52.29 Billion | $48.63 Billion | $881.16 Billion | ▲ +1336.4% |
| 2011 | 0.00x | $-3.56 Billion | $-7.44 Billion | $742.80 Billion | ▲ +87.9% |
| 2010 | -0.04x | $-26.05 Billion | $-28.70 Billion | $659.53 Billion | ▼ -158.9% |
| 2009 | 0.07x | $34.68 Billion | $32.67 Billion | $517.05 Billion | ▲ +316.1% |
| 2008 | -0.03x | $-11.35 Billion | $-12.68 Billion | $365.74 Billion | ▼ -275.1% |
| 2007 | 0.02x | $4.29 Billion | $3.61 Billion | $242.20 Billion | ▼ -29.7% |
| 2006 | 0.03x | $4.13 Billion | $3.58 Billion | $163.50 Billion | ▼ -49.3% |
| 2005 | 0.05x | $5.95 Billion | $5.36 Billion | $119.62 Billion | ▲ +83.8% |
| 2004 | 0.03x | $2.65 Billion | $2.14 Billion | $97.89 Billion | ▼ -59.0% |
| 2003 | 0.07x | $5.91 Billion | $5.27 Billion | $89.38 Billion | ▼ -34.9% |
| 2002 | 0.10x | $7.39 Billion | $6.62 Billion | $72.74 Billion | ▼ -19.4% |
| 2001 | 0.13x | $8.00 Billion | $7.25 Billion | $63.46 Billion | — |