Itau Unibanco Banco Holding SA (ITUB) — Cash Flow-to-Debt Ratio
Itau Unibanco Banco Holding SA (ITUB) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $-5.44 Billion could theoretically repay 0% of its total liabilities ($2.92 Trillion) in one year. See ITUB financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Itau Unibanco Banco Holding SA Cash Flow-to-Debt Ratio (2001–2025)
Historical debt coverage capacity for Itau Unibanco Banco Holding SA across 25 annual periods. For the full cash flow conversion analysis, see ITUB cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Itau Unibanco Banco Holding SA (2001–2025)
Year-by-year debt coverage analysis for Itau Unibanco Banco Holding SA. Check ITUB operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $129.38 Billion | $2.86 Trillion | ▲ +223.6% |
| 2024 | -0.04x | $-96.32 Billion | $2.63 Trillion | ▼ -210.6% |
| 2023 | 0.03x | $77.49 Billion | $2.34 Trillion | ▼ -45.5% |
| 2022 | 0.06x | $129.97 Billion | $2.14 Trillion | ▲ +92.1% |
| 2021 | 0.03x | $60.11 Billion | $1.90 Trillion | ▼ -1.1% |
| 2020 | 0.03x | $59.49 Billion | $1.86 Trillion | ▲ +34.8% |
| 2019 | 0.02x | $35.22 Billion | $1.49 Trillion | ▲ +46.2% |
| 2018 | 0.02x | $22.71 Billion | $1.40 Trillion | ▲ +142.1% |
| 2017 | 0.01x | $8.64 Billion | $1.29 Trillion | ▼ -73.1% |
| 2016 | 0.02x | $30.31 Billion | $1.22 Trillion | ▲ +183.9% |
| 2015 | -0.03x | $-34.46 Billion | $1.16 Trillion | ▼ -133.9% |
| 2014 | 0.09x | $89.73 Billion | $1.03 Trillion | ▲ +153.4% |
| 2013 | 0.03x | $32.53 Billion | $943.11 Billion | ▼ -37.5% |
| 2012 | 0.06x | $48.63 Billion | $881.16 Billion | ▲ +651.1% |
| 2011 | -0.01x | $-7.44 Billion | $742.80 Billion | ▲ +77.0% |
| 2010 | -0.04x | $-28.70 Billion | $659.53 Billion | ▼ -168.9% |
| 2009 | 0.06x | $32.67 Billion | $517.05 Billion | ▲ +282.2% |
| 2008 | -0.03x | $-12.68 Billion | $365.74 Billion | ▼ -332.8% |
| 2007 | 0.01x | $3.61 Billion | $242.20 Billion | ▼ -31.9% |
| 2006 | 0.02x | $3.58 Billion | $163.50 Billion | ▼ -51.2% |
| 2005 | 0.04x | $5.36 Billion | $119.62 Billion | ▲ +105.4% |
| 2004 | 0.02x | $2.14 Billion | $97.89 Billion | ▼ -63.0% |
| 2003 | 0.06x | $5.27 Billion | $89.38 Billion | ▼ -35.2% |
| 2002 | 0.09x | $6.62 Billion | $72.74 Billion | ▼ -20.4% |
| 2001 | 0.11x | $7.25 Billion | $63.46 Billion | — |