Sai Gon Thuong Tin Commercial Joint Stock Bank Cash Flow Quality Index

Latest as of June 2026: 12.67x

Sai Gon Thuong Tin Commercial Joint Stock Bank cash flow quality index. Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Cash Flow Quality Index of 12.67x as of June 2026. Operating cash flow of ₫17.06 Trillion exceeds net income of ₫1.35 Trillion, indicating high earnings quality where cash backs reported profits. See financial agility of Sai Gon Thuong Tin Commercial Joint Stoc to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

12.67x
Operating CF / Net Income

Operating Cash Flow

₫17.06 Trillion
VND

Net Income

₫1.35 Trillion
VND

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)

Cash flow quality index of Sai Gon Thuong Tin Commercial Joint Stock Bank from 2019 to 2025. Historical Cash Flow Quality Index for Sai Gon Thuong Tin Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Sai Gon Thuong Tin Commercial Joint Stoc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Sai Gon Thuong Tin Commercial Joint Stock Bank Cash Flow Quality Index by Year (2019–2025)

Sai Gon Thuong Tin Commercial Joint Stock Bank cash flow quality index by year from 2019 to 2025. Year-by-year earnings quality comparison for Sai Gon Thuong Tin Commercial Joint Stock Bank. For the full cash flow conversion analysis, see cash flow conversion of Sai Gon Thuong Tin Commercial Joint Stoc.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 15.57x ₫92.48 Trillion ₫5.94 Trillion ▲ +309.4%
2024 3.80x ₫38.37 Trillion ₫10.09 Trillion ▲ +9.7%
2023 3.47x ₫26.75 Trillion ₫7.72 Trillion ▲ +171.9%
2022 -4.82x ₫-24.31 Trillion ₫5.04 Trillion ▲ +9.8%
2021 -5.35x ₫-18.24 Trillion ₫3.41 Trillion ▲ +49.6%
2020 -10.62x ₫-28.47 Trillion ₫2.68 Trillion ▲ +20.3%
2019 -13.32x ₫-32.70 Trillion ₫2.45 Trillion —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.