Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Tangible Net Worth Ratio
Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Tangible Net Worth Ratio of 95.3% as of June 2026. This metric is calculated by deducting intangible assets (₫2.93 Trillion) from net assets (₫62.81 Trillion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore how fast is Sai Gon Thuong Tin Commercial Joint Stoc growing its equity to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Sai Gon Thuong Tin Commercial Joint Stock Bank Tangible Net Worth Ratio (2019–2025)
This chart shows how Sai Gon Thuong Tin Commercial Joint Stock Bank's Tangible Net Worth Ratio has changed across 7 annual periods from 2019 to 2025. As of June 2026, the ratio stands at 95.3%, reflecting net assets of ₫62.81 Trillion with intangible assets of ₫2.93 Trillion VND. For live market cap and overall valuation, see Sai Gon Thuong Tin Commercial Joint Stoc market cap and net worth.
Annual Tangible Net Worth Ratio for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Sai Gon Thuong Tin Commercial Joint Stock Bank from 2019 to 2025, covering 7 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore STB capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (VND) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 95.1% | ₫59.87 Trillion | ₫2.91 Trillion | ₫917.12 Trillion | ▲ +0.6 pp |
| 2024 | 94.6% | ₫54.97 Trillion | ₫2.98 Trillion | ₫748.09 Trillion | ▲ +1.1 pp |
| 2023 | 93.5% | ₫45.73 Trillion | ₫2.99 Trillion | ₫674.39 Trillion | ▲ +1.4 pp |
| 2022 | 92.1% | ₫38.63 Trillion | ₫3.06 Trillion | ₫591.91 Trillion | ▲ +2.8 pp |
| 2021 | 89.3% | ₫34.26 Trillion | ₫3.68 Trillion | ₫521.12 Trillion | ▲ +2.5 pp |
| 2020 | 86.8% | ₫28.96 Trillion | ₫3.83 Trillion | ₫492.52 Trillion | ▲ +0.2 pp |
| 2019 | 86.6% | ₫26.74 Trillion | ₫3.59 Trillion | ₫453.58 Trillion | — |