Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Defensive Interval Ratio

Latest as of December 2022: 22 days

Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Defensive Interval Ratio of 22 days as of December 2022. Defensive assets of ₫30.32 Trillion (cash ₫-, short-term investments ₫-, receivables ₫30.32 Trillion) cover 22 days of daily cash needs of ₫1.40 Trillion/day. Check tangible net worth ratio of Sai Gon Thuong Tin Commercial Joint Stoc to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

22 days
Days of operational coverage

Defensive Assets

₫30.32 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

₫1.40 Trillion
Current Liabilities ÷ 365

Current Liabilities

₫511.36 Trillion
VND

Sai Gon Thuong Tin Commercial Joint Stock Bank Defensive Interval Ratio (2019–2022)

This chart shows how Sai Gon Thuong Tin Commercial Joint Stock Bank's Defensive Interval Ratio has evolved across 4 annual periods from 2019 to 2022. As of December 2022, the ratio stands at 22 days, meaning defensive assets of ₫30.32 Trillion can fund 22 days of operations without new revenue. Also explore net asset momentum of Sai Gon Thuong Tin Commercial Joint Stoc to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2022)

The table below presents the year-by-year Defensive Interval Ratio for Sai Gon Thuong Tin Commercial Joint Stock Bank from 2019 to 2022, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Sai Gon Thuong Tin Commercial Joint Stoc market cap and net worth.

Year DIR (days) Defensive Assets (VND) Daily Cash Need Cash ST Investments Change (days)
2022 22 days ₫30.32 Trillion ₫1.40 Trillion/day ₫- ₫- ▲ +9 days
2021 12 days ₫15.90 Trillion ₫1.29 Trillion/day ₫- ₫- ▲ +2 days
2020 10 days ₫12.95 Trillion ₫1.25 Trillion/day ₫- ₫- ▼ -3 days
2019 13 days ₫15.36 Trillion ₫1.15 Trillion/day ₫- ₫-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)