Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Cash Flow-to-Debt Ratio
Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of ₫17.06 Trillion could theoretically repay 0% of its total liabilities (₫829.24 Trillion) in one year. See financial agility of Sai Gon Thuong Tin Commercial Joint Stoc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sai Gon Thuong Tin Commercial Joint Stock Bank Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Sai Gon Thuong Tin Commercial Joint Stock Bank across 7 annual periods. For the full cash flow conversion analysis, see STB operating cash flow.
Annual Cash Flow-to-Debt Ratio for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)
Year-by-year debt coverage analysis for Sai Gon Thuong Tin Commercial Joint Stock Bank. Check how high is Sai Gon Thuong Tin Commercial Joint Stoc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (VND) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.11x | ₫92.48 Trillion | ₫857.25 Trillion | ▲ +94.9% |
| 2024 | 0.06x | ₫38.37 Trillion | ₫693.12 Trillion | ▲ +30.1% |
| 2023 | 0.04x | ₫26.75 Trillion | ₫628.66 Trillion | ▲ +196.9% |
| 2022 | -0.04x | ₫-24.31 Trillion | ₫553.28 Trillion | ▼ -17.2% |
| 2021 | -0.04x | ₫-18.24 Trillion | ₫486.86 Trillion | ▲ +39.0% |
| 2020 | -0.06x | ₫-28.47 Trillion | ₫463.56 Trillion | ▲ +19.8% |
| 2019 | -0.08x | ₫-32.70 Trillion | ₫426.84 Trillion | — |