Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Cash Flow-to-Debt Ratio

Latest as of March 2026: -0.07x

Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Cash Flow-to-Debt Ratio of -0.07x as of March 2026, meaning its operating cash flow of ₫-58.55 Trillion could theoretically repay 0% of its total liabilities (₫798.09 Trillion) in one year. Explore STB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

-0.07x
Operating CF / Total Liabilities

Operating Cash Flow

₫-58.55 Trillion
VND

Total Liabilities

₫798.09 Trillion
VND

Data as of

Mar 2026
Most recent filing

Sai Gon Thuong Tin Commercial Joint Stock Bank Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for Sai Gon Thuong Tin Commercial Joint Stock Bank across 7 annual periods. Also explore Sai Gon Thuong Tin Commercial Joint Stoc asset portfolio for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)

Year-by-year debt coverage analysis for Sai Gon Thuong Tin Commercial Joint Stock Bank. For market capitalisation and broader financial context, see how much is Sai Gon Thuong Tin Commercial Joint Stoc worth.

Year CF-to-Debt Ratio Operating CF (VND) Total Liabilities YoY Change
2025 0.11x ₫92.48 Trillion ₫857.25 Trillion ▲ +94.9%
2024 0.06x ₫38.37 Trillion ₫693.12 Trillion ▲ +30.1%
2023 0.04x ₫26.75 Trillion ₫628.66 Trillion ▲ +196.9%
2022 -0.04x ₫-24.31 Trillion ₫553.28 Trillion ▼ -17.2%
2021 -0.04x ₫-18.24 Trillion ₫486.86 Trillion ▲ +39.0%
2020 -0.06x ₫-28.47 Trillion ₫463.56 Trillion ▲ +19.8%
2019 -0.08x ₫-32.70 Trillion ₫426.84 Trillion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.