Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Cash Flow-to-Debt Ratio
Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Cash Flow-to-Debt Ratio of -0.07x as of March 2026, meaning its operating cash flow of ₫-58.55 Trillion could theoretically repay 0% of its total liabilities (₫798.09 Trillion) in one year. See STB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sai Gon Thuong Tin Commercial Joint Stock Bank Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Sai Gon Thuong Tin Commercial Joint Stock Bank across 7 annual periods. Also explore Sai Gon Thuong Tin Commercial Joint Stoc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)
Year-by-year debt coverage analysis for Sai Gon Thuong Tin Commercial Joint Stock Bank. For market capitalisation and broader financial context, see market value of Sai Gon Thuong Tin Commercial Joint Stoc.
| Year | CF-to-Debt Ratio | Operating CF (VND) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.11x | ₫92.48 Trillion | ₫857.25 Trillion | ▲ +94.9% |
| 2024 | 0.06x | ₫38.37 Trillion | ₫693.12 Trillion | ▲ +30.1% |
| 2023 | 0.04x | ₫26.75 Trillion | ₫628.66 Trillion | ▲ +196.9% |
| 2022 | -0.04x | ₫-24.31 Trillion | ₫553.28 Trillion | ▼ -17.2% |
| 2021 | -0.04x | ₫-18.24 Trillion | ₫486.86 Trillion | ▲ +39.0% |
| 2020 | -0.06x | ₫-28.47 Trillion | ₫463.56 Trillion | ▲ +19.8% |
| 2019 | -0.08x | ₫-32.70 Trillion | ₫426.84 Trillion | — |