Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Net Asset Quality Index

Latest as of March 2026: 7.2%

Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Net Asset Quality Index of 7.2% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ₫859.57 Trillion minus total liabilities of ₫798.09 Trillion yields net assets of ₫61.48 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Also explore total assets of Sai Gon Thuong Tin Commercial Joint Stoc for the complete picture of this company's asset base.

Quality Index

7.2%
Equity / Total Assets

Net Assets

₫61.48 Trillion
VND

Total Assets

₫859.57 Trillion
VND

Total Liabilities

₫798.09 Trillion
VND

Sai Gon Thuong Tin Commercial Joint Stock Bank Net Asset Quality Index Over Time (2019–2025)

This chart shows how Sai Gon Thuong Tin Commercial Joint Stock Bank's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the index stands at 7.2%, representing net assets of ₫61.48 Trillion against total assets of ₫859.57 Trillion VND. See STB working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)

The table below presents the year-by-year Net Asset Quality Index for Sai Gon Thuong Tin Commercial Joint Stock Bank from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Sai Gon Thuong Tin Commercial Joint Stoc worth.

Year Quality Index Net Assets (VND) Total Assets Total Liabilities Change (pp)
2025 6.5% ₫59.87 Trillion ₫917.12 Trillion ₫857.25 Trillion ▼ -0.8 pp
2024 7.3% ₫54.97 Trillion ₫748.09 Trillion ₫693.12 Trillion ▲ +0.6 pp
2023 6.8% ₫45.73 Trillion ₫674.39 Trillion ₫628.66 Trillion ▲ +0.3 pp
2022 6.5% ₫38.63 Trillion ₫591.91 Trillion ₫553.28 Trillion ▼ 0.0 pp
2021 6.6% ₫34.26 Trillion ₫521.12 Trillion ₫486.86 Trillion ▲ +0.7 pp
2020 5.9% ₫28.96 Trillion ₫492.52 Trillion ₫463.56 Trillion ▼ 0.0 pp
2019 5.9% ₫26.74 Trillion ₫453.58 Trillion ₫426.84 Trillion
pp = percentage points