Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Free Cash Flow Generation Index

Latest as of December 2025: 0.99x

Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of ₫57.24 Trillion represents 1% of operating cash flow (₫57.61 Trillion). See Sai Gon Thuong Tin Commercial Joint Stoc (STB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

₫57.24 Trillion
VND

Operating Cash Flow

₫57.61 Trillion
VND

Capital Expenditures

₫362.44 Billion
VND

Sai Gon Thuong Tin Commercial Joint Stock Bank Free Cash Flow Generation Index (2023–2025)

Historical FCF Generation Index trend for Sai Gon Thuong Tin Commercial Joint Stock Bank across 3 annual periods. Explore Sai Gon Thuong Tin Commercial Joint Stoc (STB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Sai Gon Thuong Tin Commercial Joint Stock Bank (2023–2025)

Year-by-year Free Cash Flow Generation Index for Sai Gon Thuong Tin Commercial Joint Stock Bank. For the full company profile including market capitalisation, see Sai Gon Thuong Tin Commercial Joint Stoc stock valuation.

Year FCG Index Free Cash Flow (VND) Operating CF Capital Expenditures YoY Change
2025 0.99x ₫91.55 Trillion ₫92.48 Trillion ₫926.09 Billion ▲ +1.7%
2024 0.97x ₫37.35 Trillion ₫38.37 Trillion ₫1.02 Trillion ▲ +2.3%
2023 0.95x ₫25.46 Trillion ₫26.75 Trillion ₫1.29 Trillion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).