Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) — Free Cash Flow Generation Index

Latest as of June 2026: 0.99x

Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a Free Cash Flow Generation Index of 0.99x as of June 2026. Free cash flow of ₫16.97 Trillion represents 1% of operating cash flow (₫17.06 Trillion). Explore Sai Gon Thuong Tin Commercial Joint Stoc capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

₫16.97 Trillion
VND

Operating Cash Flow

₫17.06 Trillion
VND

Capital Expenditures

₫93.95 Billion
VND

Sai Gon Thuong Tin Commercial Joint Stock Bank Free Cash Flow Generation Index (2023–2025)

Historical FCF Generation Index trend for Sai Gon Thuong Tin Commercial Joint Stock Bank across 3 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Sai Gon Thuong Tin Commercial Joint Stoc.

Annual Free Cash Flow Generation for Sai Gon Thuong Tin Commercial Joint Stock Bank (2023–2025)

Year-by-year Free Cash Flow Generation Index for Sai Gon Thuong Tin Commercial Joint Stock Bank. Check Sai Gon Thuong Tin Commercial Joint Stoc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (VND) Operating CF Capital Expenditures YoY Change
2025 0.99x ₫91.55 Trillion ₫92.48 Trillion ₫926.09 Billion ▲ +1.7%
2024 0.97x ₫37.35 Trillion ₫38.37 Trillion ₫1.02 Trillion ▲ +2.3%
2023 0.95x ₫25.46 Trillion ₫26.75 Trillion ₫1.29 Trillion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).