Chemung Financial Corp (CHMG) — Cash Flow Reinvestment Rate
Chemung Financial Corp (CHMG) has a Cash Flow Reinvestment Rate of 0.63x as of March 2026, reinvesting $5.69 Million (capex $133.00K plus investments $5.56 Million) from operating cash flow of $9.04 Million. Check earnings quality score of Chemung Financial Corp to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Chemung Financial Corp Cash Flow Reinvestment Rate (1993–2025)
Historical reinvestment intensity for Chemung Financial Corp across 33 annual periods. Explore how much of Chemung Financial Corp's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Chemung Financial Corp (1993–2025)
Year-by-year capital reinvestment analysis for Chemung Financial Corp. For live market cap and broader valuation context, see Chemung Financial Corp market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 5.98x | $272.30 Million | $45.50 Million | $1.69 Million | ▲ +190.9% |
| 2024 | 2.06x | $61.35 Million | $29.82 Million | $3.63 Million | ▼ -23.3% |
| 2023 | 2.68x | $82.84 Million | $30.88 Million | $462.00K | ▼ -62.8% |
| 2022 | 7.22x | $252.95 Million | $35.05 Million | $426.00K | ▲ +5.3% |
| 2021 | 6.85x | $242.98 Million | $35.46 Million | $367.00K | ▼ -60.5% |
| 2020 | 17.33x | $496.71 Million | $28.66 Million | $867.00K | ▲ +1279.7% |
| 2019 | 1.26x | $33.17 Million | $26.41 Million | $883.00K | ▼ -23.7% |
| 2018 | 1.65x | $45.75 Million | $27.77 Million | $1.77 Million | ▼ -63.6% |
| 2017 | 4.53x | $107.04 Million | $23.64 Million | $1.48 Million | ▲ +4263.6% |
| 2016 | 0.10x | $2.30 Million | $22.14 Million | $1.70 Million | ▼ -98.7% |
| 2015 | 8.21x | $116.00 Million | $14.12 Million | $1.15 Million | ▲ +111.9% |
| 2014 | 3.88x | $71.48 Million | $18.44 Million | $2.59 Million | ▼ -59.1% |
| 2013 | 9.47x | $217.55 Million | $22.97 Million | $3.71 Million | ▲ +303.5% |
| 2012 | 2.35x | $57.65 Million | $24.56 Million | $3.67 Million | ▼ -30.2% |
| 2011 | 3.36x | $30.83 Million | $9.17 Million | $2.55 Million | ▲ +2775.7% |
| 2010 | 0.12x | $2.08 Million | $17.82 Million | $2.08 Million | ▼ -44.2% |
| 2009 | 0.21x | $1.82 Million | $8.68 Million | $1.82 Million | ▼ -8.0% |
| 2008 | 0.23x | $4.18 Million | $18.36 Million | $4.18 Million | ▼ -15.7% |
| 2007 | 0.27x | $4.12 Million | $15.24 Million | $4.12 Million | ▼ -50.4% |
| 2006 | 0.55x | $5.62 Million | $10.31 Million | $5.62 Million | ▲ +104.5% |
| 2005 | 0.27x | $3.91 Million | $14.66 Million | $3.91 Million | ▲ +123.2% |
| 2004 | 0.12x | $2.01 Million | $16.81 Million | $2.01 Million | ▼ -17.0% |
| 2003 | 0.14x | $2.16 Million | $15.01 Million | $2.16 Million | ▼ -51.5% |
| 2002 | 0.30x | $4.63 Million | $15.60 Million | $4.63 Million | ▲ +3.4% |
| 2001 | 0.29x | $2.73 Million | $9.50 Million | $2.73 Million | ▲ +17.5% |
| 2000 | 0.24x | $2.98 Million | $12.22 Million | $2.98 Million | ▼ -41.2% |
| 1999 | 0.42x | $3.51 Million | $8.45 Million | $3.51 Million | ▲ +256.8% |
| 1998 | 0.12x | $1.33 Million | $11.39 Million | $1.33 Million | ▼ -70.8% |
| 1997 | 0.40x | $1.99 Million | $5.00 Million | $1.99 Million | ▲ +425.0% |
| 1996 | 0.08x | $862.68K | $11.37 Million | $862.68K | ▼ -75.2% |
| 1995 | 0.31x | $3.01 Million | $9.85 Million | $3.01 Million | ▼ -47.7% |
| 1994 | 0.59x | $2.00 Million | $3.42 Million | $2.00 Million | ▲ +575.3% |
| 1993 | 0.09x | $533.82K | $6.16 Million | $533.82K | — |