Chemung Financial Corp (CHMG) — Cash Flow Reinvestment Rate
Chemung Financial Corp (CHMG) has a Cash Flow Reinvestment Rate of 0.63x as of March 2026, reinvesting $5.69 Million (capex $133.00K plus investments $5.56 Million) from operating cash flow of $9.04 Million. See how much free cash does Chemung Financial Corp generate to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Chemung Financial Corp Cash Flow Reinvestment Rate (1993–2025)
Historical reinvestment intensity for Chemung Financial Corp across 33 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Chemung Financial Corp.
Annual Cash Flow Reinvestment Rate for Chemung Financial Corp (1993–2025)
Year-by-year capital reinvestment analysis for Chemung Financial Corp. See CHMG free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 5.98x | $272.30 Million | $45.50 Million | $1.69 Million | ▲ +190.9% |
| 2024 | 2.06x | $61.35 Million | $29.82 Million | $3.63 Million | ▼ -23.3% |
| 2023 | 2.68x | $82.84 Million | $30.88 Million | $462.00K | ▼ -62.8% |
| 2022 | 7.22x | $252.95 Million | $35.05 Million | $426.00K | ▲ +5.3% |
| 2021 | 6.85x | $242.98 Million | $35.46 Million | $367.00K | ▼ -60.5% |
| 2020 | 17.33x | $496.71 Million | $28.66 Million | $867.00K | ▲ +1279.7% |
| 2019 | 1.26x | $33.17 Million | $26.41 Million | $883.00K | ▼ -23.7% |
| 2018 | 1.65x | $45.75 Million | $27.77 Million | $1.77 Million | ▼ -63.6% |
| 2017 | 4.53x | $107.04 Million | $23.64 Million | $1.48 Million | ▲ +4263.6% |
| 2016 | 0.10x | $2.30 Million | $22.14 Million | $1.70 Million | ▼ -98.7% |
| 2015 | 8.21x | $116.00 Million | $14.12 Million | $1.15 Million | ▲ +111.9% |
| 2014 | 3.88x | $71.48 Million | $18.44 Million | $2.59 Million | ▼ -59.1% |
| 2013 | 9.47x | $217.55 Million | $22.97 Million | $3.71 Million | ▲ +303.5% |
| 2012 | 2.35x | $57.65 Million | $24.56 Million | $3.67 Million | ▼ -30.2% |
| 2011 | 3.36x | $30.83 Million | $9.17 Million | $2.55 Million | ▲ +2775.7% |
| 2010 | 0.12x | $2.08 Million | $17.82 Million | $2.08 Million | ▼ -44.2% |
| 2009 | 0.21x | $1.82 Million | $8.68 Million | $1.82 Million | ▼ -8.0% |
| 2008 | 0.23x | $4.18 Million | $18.36 Million | $4.18 Million | ▼ -15.7% |
| 2007 | 0.27x | $4.12 Million | $15.24 Million | $4.12 Million | ▼ -50.4% |
| 2006 | 0.55x | $5.62 Million | $10.31 Million | $5.62 Million | ▲ +104.5% |
| 2005 | 0.27x | $3.91 Million | $14.66 Million | $3.91 Million | ▲ +123.2% |
| 2004 | 0.12x | $2.01 Million | $16.81 Million | $2.01 Million | ▼ -17.0% |
| 2003 | 0.14x | $2.16 Million | $15.01 Million | $2.16 Million | ▼ -51.5% |
| 2002 | 0.30x | $4.63 Million | $15.60 Million | $4.63 Million | ▲ +3.4% |
| 2001 | 0.29x | $2.73 Million | $9.50 Million | $2.73 Million | ▲ +17.5% |
| 2000 | 0.24x | $2.98 Million | $12.22 Million | $2.98 Million | ▼ -41.2% |
| 1999 | 0.42x | $3.51 Million | $8.45 Million | $3.51 Million | ▲ +256.8% |
| 1998 | 0.12x | $1.33 Million | $11.39 Million | $1.33 Million | ▼ -70.8% |
| 1997 | 0.40x | $1.99 Million | $5.00 Million | $1.99 Million | ▲ +425.0% |
| 1996 | 0.08x | $862.68K | $11.37 Million | $862.68K | ▼ -75.2% |
| 1995 | 0.31x | $3.01 Million | $9.85 Million | $3.01 Million | ▼ -47.7% |
| 1994 | 0.59x | $2.00 Million | $3.42 Million | $2.00 Million | ▲ +575.3% |
| 1993 | 0.09x | $533.82K | $6.16 Million | $533.82K | — |