Chemung Financial Corp (CHMG) — Cash Flow-to-Debt Ratio
Chemung Financial Corp (CHMG) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $9.04 Million could theoretically repay 0% of its total liabilities ($2.49 Billion) in one year. Explore Chemung Financial Corp long-term investment allocation to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Chemung Financial Corp Cash Flow-to-Debt Ratio (1993–2025)
Historical debt coverage capacity for Chemung Financial Corp across 33 annual periods. Also explore total assets of Chemung Financial Corp for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Chemung Financial Corp (1993–2025)
Year-by-year debt coverage analysis for Chemung Financial Corp. For market capitalisation and broader financial context, see CHMG market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $45.50 Million | $2.46 Billion | ▲ +59.1% |
| 2024 | 0.01x | $29.82 Million | $2.56 Billion | ▼ -5.2% |
| 2023 | 0.01x | $30.88 Million | $2.52 Billion | ▼ -13.2% |
| 2022 | 0.01x | $35.05 Million | $2.48 Billion | ▼ -12.0% |
| 2021 | 0.02x | $35.46 Million | $2.21 Billion | ▲ +16.6% |
| 2020 | 0.01x | $28.66 Million | $2.08 Billion | ▼ -16.2% |
| 2019 | 0.02x | $26.41 Million | $1.61 Billion | ▼ -5.8% |
| 2018 | 0.02x | $27.77 Million | $1.59 Billion | ▲ +15.1% |
| 2017 | 0.02x | $23.64 Million | $1.56 Billion | ▲ +3.8% |
| 2016 | 0.01x | $22.14 Million | $1.51 Billion | ▲ +53.6% |
| 2015 | 0.01x | $14.12 Million | $1.48 Billion | ▼ -28.6% |
| 2014 | 0.01x | $18.44 Million | $1.38 Billion | ▼ -22.4% |
| 2013 | 0.02x | $22.97 Million | $1.34 Billion | ▼ -21.9% |
| 2012 | 0.02x | $24.56 Million | $1.12 Billion | ▲ +161.5% |
| 2011 | 0.01x | $9.17 Million | $1.09 Billion | ▼ -59.4% |
| 2010 | 0.02x | $17.82 Million | $860.92 Million | ▲ +111.3% |
| 2009 | 0.01x | $8.68 Million | $885.83 Million | ▼ -59.7% |
| 2008 | 0.02x | $18.36 Million | $755.31 Million | ▲ +11.8% |
| 2007 | 0.02x | $15.24 Million | $700.76 Million | ▲ +38.5% |
| 2006 | 0.02x | $10.31 Million | $656.41 Million | ▼ -31.8% |
| 2005 | 0.02x | $14.66 Million | $636.86 Million | ▼ -12.3% |
| 2004 | 0.03x | $16.81 Million | $640.35 Million | ▲ +16.7% |
| 2003 | 0.02x | $15.01 Million | $667.22 Million | ▼ -3.2% |
| 2002 | 0.02x | $15.60 Million | $671.74 Million | ▲ +57.9% |
| 2001 | 0.01x | $9.50 Million | $645.91 Million | ▼ -27.5% |
| 2000 | 0.02x | $12.22 Million | $601.92 Million | ▲ +41.4% |
| 1999 | 0.01x | $8.45 Million | $587.93 Million | ▼ -29.7% |
| 1998 | 0.02x | $11.39 Million | $557.57 Million | ▲ +99.2% |
| 1997 | 0.01x | $5.00 Million | $487.30 Million | ▼ -56.9% |
| 1996 | 0.02x | $11.37 Million | $478.02 Million | ▲ +8.4% |
| 1995 | 0.02x | $9.85 Million | $448.99 Million | ▲ +188.2% |
| 1994 | 0.01x | $3.42 Million | $448.59 Million | ▼ -55.5% |
| 1993 | 0.02x | $6.16 Million | $359.80 Million | — |