Chemung Financial Corp Cash Flow-to-Debt Ratio
Chemung Financial Corp cash flow-to-debt ratio. Chemung Financial Corp (CHMG) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $9.04 Million could theoretically repay 0% of its total liabilities ($2.49 Billion) in one year. Check earnings quality score of Chemung Financial Corp to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Chemung Financial Corp (1993–2025)
Cash flow-to-debt ratio of Chemung Financial Corp from 1993 to 2025. Historical debt coverage capacity for Chemung Financial Corp across 33 annual periods. Check cash flow reinvestment rate of Chemung Financial Corp to assess the company's total reinvestment commitment from operating cash flow.
Chemung Financial Corp Cash Flow-to-Debt Ratio by Year (1993–2025)
Chemung Financial Corp cash flow-to-debt ratio by year from 1993 to 2025. Year-by-year debt coverage analysis for Chemung Financial Corp. For the full cash flow conversion analysis, see Chemung Financial Corp (CHMG) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $45.50 Million | $2.46 Billion | ▲ +59.1% |
| 2024 | 0.01x | $29.82 Million | $2.56 Billion | ▼ -5.2% |
| 2023 | 0.01x | $30.88 Million | $2.52 Billion | ▼ -13.2% |
| 2022 | 0.01x | $35.05 Million | $2.48 Billion | ▼ -12.0% |
| 2021 | 0.02x | $35.46 Million | $2.21 Billion | ▲ +16.6% |
| 2020 | 0.01x | $28.66 Million | $2.08 Billion | ▼ -16.2% |
| 2019 | 0.02x | $26.41 Million | $1.61 Billion | ▼ -5.8% |
| 2018 | 0.02x | $27.77 Million | $1.59 Billion | ▲ +15.1% |
| 2017 | 0.02x | $23.64 Million | $1.56 Billion | ▲ +3.8% |
| 2016 | 0.01x | $22.14 Million | $1.51 Billion | ▲ +53.6% |
| 2015 | 0.01x | $14.12 Million | $1.48 Billion | ▼ -28.6% |
| 2014 | 0.01x | $18.44 Million | $1.38 Billion | ▼ -22.4% |
| 2013 | 0.02x | $22.97 Million | $1.34 Billion | ▼ -21.9% |
| 2012 | 0.02x | $24.56 Million | $1.12 Billion | ▲ +161.5% |
| 2011 | 0.01x | $9.17 Million | $1.09 Billion | ▼ -59.4% |
| 2010 | 0.02x | $17.82 Million | $860.92 Million | ▲ +111.3% |
| 2009 | 0.01x | $8.68 Million | $885.83 Million | ▼ -59.7% |
| 2008 | 0.02x | $18.36 Million | $755.31 Million | ▲ +11.8% |
| 2007 | 0.02x | $15.24 Million | $700.76 Million | ▲ +38.5% |
| 2006 | 0.02x | $10.31 Million | $656.41 Million | ▼ -31.8% |
| 2005 | 0.02x | $14.66 Million | $636.86 Million | ▼ -12.3% |
| 2004 | 0.03x | $16.81 Million | $640.35 Million | ▲ +16.7% |
| 2003 | 0.02x | $15.01 Million | $667.22 Million | ▼ -3.2% |
| 2002 | 0.02x | $15.60 Million | $671.74 Million | ▲ +57.9% |
| 2001 | 0.01x | $9.50 Million | $645.91 Million | ▼ -27.5% |
| 2000 | 0.02x | $12.22 Million | $601.92 Million | ▲ +41.4% |
| 1999 | 0.01x | $8.45 Million | $587.93 Million | ▼ -29.7% |
| 1998 | 0.02x | $11.39 Million | $557.57 Million | ▲ +99.2% |
| 1997 | 0.01x | $5.00 Million | $487.30 Million | ▼ -56.9% |
| 1996 | 0.02x | $11.37 Million | $478.02 Million | ▲ +8.4% |
| 1995 | 0.02x | $9.85 Million | $448.99 Million | ▲ +188.2% |
| 1994 | 0.01x | $3.42 Million | $448.59 Million | ▼ -55.5% |
| 1993 | 0.02x | $6.16 Million | $359.80 Million | — |