Chemung Financial Corp Net Asset Quality Index
Chemung Financial Corp net asset quality index. Chemung Financial Corp (CHMG) has a Net Asset Quality Index of 9.6% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.75 Billion minus total liabilities of $2.49 Billion yields net assets of $262.93 Million. A higher index indicates a stronger, lower-leverage balance sheet. See net assets of Chemung Financial Corp for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Chemung Financial Corp (1993–2025)
Net asset quality index of Chemung Financial Corp from 1993 to 2025. This chart shows how Chemung Financial Corp's Net Asset Quality Index has evolved across 33 annual periods from 1993 to 2025. As of March 2026, the index stands at 9.6%, representing net assets of $262.93 Million against total assets of $2.75 Billion USD. Check Chemung Financial Corp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Chemung Financial Corp Net Asset Quality Index by Year (1993–2025)
Chemung Financial Corp net asset quality index by year from 1993 to 2025. The table below presents the year-by-year Net Asset Quality Index for Chemung Financial Corp from 1993 to 2025, covering 33 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see CHMG company net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.4% | $254.71 Million | $2.71 Billion | $2.46 Billion | ▲ +1.6 pp |
| 2024 | 7.8% | $215.31 Million | $2.78 Billion | $2.56 Billion | ▲ +0.6 pp |
| 2023 | 7.2% | $195.24 Million | $2.71 Billion | $2.52 Billion | ▲ +0.9 pp |
| 2022 | 6.3% | $166.39 Million | $2.65 Billion | $2.48 Billion | ▼ -2.5 pp |
| 2021 | 8.7% | $211.46 Million | $2.42 Billion | $2.21 Billion | ▼ 0.0 pp |
| 2020 | 8.8% | $199.70 Million | $2.28 Billion | $2.08 Billion | ▼ -1.5 pp |
| 2019 | 10.2% | $182.63 Million | $1.79 Billion | $1.61 Billion | ▲ +0.8 pp |
| 2018 | 9.4% | $165.03 Million | $1.76 Billion | $1.59 Billion | ▲ +0.5 pp |
| 2017 | 8.9% | $152.75 Million | $1.71 Billion | $1.56 Billion | ▲ +0.3 pp |
| 2016 | 8.7% | $143.75 Million | $1.66 Billion | $1.51 Billion | ▲ +0.2 pp |
| 2015 | 8.5% | $137.24 Million | $1.62 Billion | $1.48 Billion | ▼ -0.4 pp |
| 2014 | 8.8% | $134.03 Million | $1.52 Billion | $1.38 Billion | ▼ -0.6 pp |
| 2013 | 9.4% | $138.58 Million | $1.48 Billion | $1.34 Billion | ▼ -1.1 pp |
| 2012 | 10.5% | $131.12 Million | $1.25 Billion | $1.12 Billion | ▲ +0.2 pp |
| 2011 | 10.4% | $125.93 Million | $1.22 Billion | $1.09 Billion | ▲ +0.2 pp |
| 2010 | 10.2% | $97.41 Million | $958.33 Million | $860.92 Million | ▲ +0.9 pp |
| 2009 | 9.2% | $90.09 Million | $975.92 Million | $885.83 Million | ▼ -0.7 pp |
| 2008 | 9.9% | $83.01 Million | $838.32 Million | $755.31 Million | ▼ -1.3 pp |
| 2007 | 11.2% | $88.11 Million | $788.87 Million | $700.76 Million | ▲ +0.1 pp |
| 2006 | 11.1% | $81.76 Million | $738.17 Million | $656.41 Million | ▼ -0.2 pp |
| 2005 | 11.3% | $81.18 Million | $718.04 Million | $636.86 Million | ▼ -0.1 pp |
| 2004 | 11.4% | $82.20 Million | $722.54 Million | $640.35 Million | ▲ +0.7 pp |
| 2003 | 10.7% | $79.99 Million | $747.21 Million | $667.22 Million | ▲ +0.1 pp |
| 2002 | 10.6% | $79.43 Million | $751.17 Million | $671.74 Million | ▼ -0.3 pp |
| 2001 | 10.9% | $79.16 Million | $725.07 Million | $645.91 Million | ▼ -0.1 pp |
| 2000 | 11.0% | $74.31 Million | $676.24 Million | $601.92 Million | ▲ +1.0 pp |
| 1999 | 10.0% | $65.31 Million | $653.24 Million | $587.93 Million | ▼ -0.6 pp |
| 1998 | 10.6% | $66.09 Million | $623.66 Million | $557.57 Million | ▼ -0.6 pp |
| 1997 | 11.2% | $61.64 Million | $548.93 Million | $487.30 Million | ▲ +1.0 pp |
| 1996 | 10.2% | $54.20 Million | $532.21 Million | $478.02 Million | ▼ -0.4 pp |
| 1995 | 10.5% | $52.90 Million | $501.89 Million | $448.99 Million | ▲ +1.3 pp |
| 1994 | 9.3% | $45.74 Million | $494.33 Million | $448.59 Million | ▼ -0.4 pp |
| 1993 | 9.6% | $38.33 Million | $398.12 Million | $359.80 Million | — |