Chemung Financial Corp (CHMG) — Free Cash Flow Generation Index
Chemung Financial Corp (CHMG) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $8.90 Million represents 1% of operating cash flow ($9.04 Million). See Chemung Financial Corp current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Chemung Financial Corp Free Cash Flow Generation Index (1993–2025)
Historical FCF Generation Index trend for Chemung Financial Corp across 33 annual periods. Explore Chemung Financial Corp debt service capacity to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Chemung Financial Corp (1993–2025)
Year-by-year Free Cash Flow Generation Index for Chemung Financial Corp. For the full company profile including market capitalisation, see CHMG market cap overview.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $43.81 Million | $45.50 Million | $1.69 Million | ▲ +9.6% |
| 2024 | 0.88x | $26.19 Million | $29.82 Million | $3.63 Million | ▼ -10.8% |
| 2023 | 0.99x | $30.42 Million | $30.88 Million | $462.00K | ▼ -0.3% |
| 2022 | 0.99x | $34.62 Million | $35.05 Million | $426.00K | ▼ -0.2% |
| 2021 | 0.99x | $35.09 Million | $35.46 Million | $367.00K | ▲ +2.1% |
| 2020 | 0.97x | $27.79 Million | $28.66 Million | $867.00K | ▲ +0.3% |
| 2019 | 0.97x | $25.52 Million | $26.41 Million | $883.00K | ▲ +3.2% |
| 2018 | 0.94x | $26.00 Million | $27.77 Million | $1.77 Million | ▼ -0.1% |
| 2017 | 0.94x | $22.16 Million | $23.64 Million | $1.48 Million | ▲ +1.5% |
| 2016 | 0.92x | $20.45 Million | $22.14 Million | $1.70 Million | ▲ +0.6% |
| 2015 | 0.92x | $12.97 Million | $14.12 Million | $1.15 Million | ▲ +6.8% |
| 2014 | 0.86x | $15.86 Million | $18.44 Million | $2.59 Million | ▲ +2.5% |
| 2013 | 0.84x | $19.26 Million | $22.97 Million | $3.71 Million | ▼ -1.4% |
| 2012 | 0.85x | $20.89 Million | $24.56 Million | $3.67 Million | ▲ +18.3% |
| 2011 | 0.72x | $6.59 Million | $9.17 Million | $2.55 Million | ▼ -18.7% |
| 2010 | 0.88x | $15.77 Million | $17.82 Million | $2.08 Million | ▲ +11.9% |
| 2009 | 0.79x | $6.86 Million | $8.68 Million | $1.82 Million | ▲ +2.4% |
| 2008 | 0.77x | $14.18 Million | $18.36 Million | $4.18 Million | ▲ +5.8% |
| 2007 | 0.73x | $11.12 Million | $15.24 Million | $4.12 Million | ▲ +60.5% |
| 2006 | 0.45x | $4.69 Million | $10.31 Million | $5.62 Million | ▼ -38.0% |
| 2005 | 0.73x | $10.76 Million | $14.66 Million | $3.91 Million | ▼ -16.7% |
| 2004 | 0.88x | $14.81 Million | $16.81 Million | $2.01 Million | ▲ +2.9% |
| 2003 | 0.86x | $12.85 Million | $15.01 Million | $2.16 Million | ▲ +21.7% |
| 2002 | 0.70x | $10.97 Million | $15.60 Million | $4.63 Million | ▼ -1.4% |
| 2001 | 0.71x | $6.78 Million | $9.50 Million | $2.73 Million | ▼ -5.7% |
| 2000 | 0.76x | $9.24 Million | $12.22 Million | $2.98 Million | ▲ +29.2% |
| 1999 | 0.58x | $4.94 Million | $8.45 Million | $3.51 Million | ▼ -33.8% |
| 1998 | 0.88x | $10.06 Million | $11.39 Million | $1.33 Million | ▲ +46.9% |
| 1997 | 0.60x | $3.01 Million | $5.00 Million | $1.99 Million | ▼ -34.9% |
| 1996 | 0.92x | $10.51 Million | $11.37 Million | $862.68K | ▲ +33.1% |
| 1995 | 0.69x | $6.84 Million | $9.85 Million | $3.01 Million | ▲ +67.4% |
| 1994 | 0.41x | $1.42 Million | $3.42 Million | $2.00 Million | ▼ -54.6% |
| 1993 | 0.91x | $5.63 Million | $6.16 Million | $533.82K | — |