Chemung Financial Corp (CHMG) — Free Cash Flow Generation Index
Chemung Financial Corp (CHMG) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $8.90 Million represents 1% of operating cash flow ($9.04 Million). Explore Chemung Financial Corp capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Chemung Financial Corp Free Cash Flow Generation Index (1993–2025)
Historical FCF Generation Index trend for Chemung Financial Corp across 33 annual periods. For the full cash flow conversion analysis, see how efficiently does Chemung Financial Corp generate cash.
Annual Free Cash Flow Generation for Chemung Financial Corp (1993–2025)
Year-by-year Free Cash Flow Generation Index for Chemung Financial Corp. Check CHMG cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $43.81 Million | $45.50 Million | $1.69 Million | ▲ +9.6% |
| 2024 | 0.88x | $26.19 Million | $29.82 Million | $3.63 Million | ▼ -10.8% |
| 2023 | 0.99x | $30.42 Million | $30.88 Million | $462.00K | ▼ -0.3% |
| 2022 | 0.99x | $34.62 Million | $35.05 Million | $426.00K | ▼ -0.2% |
| 2021 | 0.99x | $35.09 Million | $35.46 Million | $367.00K | ▲ +2.1% |
| 2020 | 0.97x | $27.79 Million | $28.66 Million | $867.00K | ▲ +0.3% |
| 2019 | 0.97x | $25.52 Million | $26.41 Million | $883.00K | ▲ +3.2% |
| 2018 | 0.94x | $26.00 Million | $27.77 Million | $1.77 Million | ▼ -0.1% |
| 2017 | 0.94x | $22.16 Million | $23.64 Million | $1.48 Million | ▲ +1.5% |
| 2016 | 0.92x | $20.45 Million | $22.14 Million | $1.70 Million | ▲ +0.6% |
| 2015 | 0.92x | $12.97 Million | $14.12 Million | $1.15 Million | ▲ +6.8% |
| 2014 | 0.86x | $15.86 Million | $18.44 Million | $2.59 Million | ▲ +2.5% |
| 2013 | 0.84x | $19.26 Million | $22.97 Million | $3.71 Million | ▼ -1.4% |
| 2012 | 0.85x | $20.89 Million | $24.56 Million | $3.67 Million | ▲ +18.3% |
| 2011 | 0.72x | $6.59 Million | $9.17 Million | $2.55 Million | ▼ -18.7% |
| 2010 | 0.88x | $15.77 Million | $17.82 Million | $2.08 Million | ▲ +11.9% |
| 2009 | 0.79x | $6.86 Million | $8.68 Million | $1.82 Million | ▲ +2.4% |
| 2008 | 0.77x | $14.18 Million | $18.36 Million | $4.18 Million | ▲ +5.8% |
| 2007 | 0.73x | $11.12 Million | $15.24 Million | $4.12 Million | ▲ +60.5% |
| 2006 | 0.45x | $4.69 Million | $10.31 Million | $5.62 Million | ▼ -38.0% |
| 2005 | 0.73x | $10.76 Million | $14.66 Million | $3.91 Million | ▼ -16.7% |
| 2004 | 0.88x | $14.81 Million | $16.81 Million | $2.01 Million | ▲ +2.9% |
| 2003 | 0.86x | $12.85 Million | $15.01 Million | $2.16 Million | ▲ +21.7% |
| 2002 | 0.70x | $10.97 Million | $15.60 Million | $4.63 Million | ▼ -1.4% |
| 2001 | 0.71x | $6.78 Million | $9.50 Million | $2.73 Million | ▼ -5.7% |
| 2000 | 0.76x | $9.24 Million | $12.22 Million | $2.98 Million | ▲ +29.2% |
| 1999 | 0.58x | $4.94 Million | $8.45 Million | $3.51 Million | ▼ -33.8% |
| 1998 | 0.88x | $10.06 Million | $11.39 Million | $1.33 Million | ▲ +46.9% |
| 1997 | 0.60x | $3.01 Million | $5.00 Million | $1.99 Million | ▼ -34.9% |
| 1996 | 0.92x | $10.51 Million | $11.37 Million | $862.68K | ▲ +33.1% |
| 1995 | 0.69x | $6.84 Million | $9.85 Million | $3.01 Million | ▲ +67.4% |
| 1994 | 0.41x | $1.42 Million | $3.42 Million | $2.00 Million | ▼ -54.6% |
| 1993 | 0.91x | $5.63 Million | $6.16 Million | $533.82K | — |