Chemung Financial Corp (CHMG) — Free Cash Flow Generation Index

Latest as of March 2026: 0.99x

Chemung Financial Corp (CHMG) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $8.90 Million represents 1% of operating cash flow ($9.04 Million). Read CHMG total debt and obligations for a breakdown of total debt and financial obligations.

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

$8.90 Million
USD

Operating Cash Flow

$9.04 Million
USD

Capital Expenditures

$133.00K
USD

Chemung Financial Corp Free Cash Flow Generation Index (1993–2025)

Historical FCF Generation Index trend for Chemung Financial Corp across 33 annual periods. Explore reinvestment intensity of Chemung Financial Corp to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Chemung Financial Corp (1993–2025)

Year-by-year Free Cash Flow Generation Index for Chemung Financial Corp. For the full company profile including market capitalisation, see Chemung Financial Corp (CHMG) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $43.81 Million $45.50 Million $1.69 Million ▲ +9.6%
2024 0.88x $26.19 Million $29.82 Million $3.63 Million ▼ -10.8%
2023 0.99x $30.42 Million $30.88 Million $462.00K ▼ -0.3%
2022 0.99x $34.62 Million $35.05 Million $426.00K ▼ -0.2%
2021 0.99x $35.09 Million $35.46 Million $367.00K ▲ +2.1%
2020 0.97x $27.79 Million $28.66 Million $867.00K ▲ +0.3%
2019 0.97x $25.52 Million $26.41 Million $883.00K ▲ +3.2%
2018 0.94x $26.00 Million $27.77 Million $1.77 Million ▼ -0.1%
2017 0.94x $22.16 Million $23.64 Million $1.48 Million ▲ +1.5%
2016 0.92x $20.45 Million $22.14 Million $1.70 Million ▲ +0.6%
2015 0.92x $12.97 Million $14.12 Million $1.15 Million ▲ +6.8%
2014 0.86x $15.86 Million $18.44 Million $2.59 Million ▲ +2.5%
2013 0.84x $19.26 Million $22.97 Million $3.71 Million ▼ -1.4%
2012 0.85x $20.89 Million $24.56 Million $3.67 Million ▲ +18.3%
2011 0.72x $6.59 Million $9.17 Million $2.55 Million ▼ -18.7%
2010 0.88x $15.77 Million $17.82 Million $2.08 Million ▲ +11.9%
2009 0.79x $6.86 Million $8.68 Million $1.82 Million ▲ +2.4%
2008 0.77x $14.18 Million $18.36 Million $4.18 Million ▲ +5.8%
2007 0.73x $11.12 Million $15.24 Million $4.12 Million ▲ +60.5%
2006 0.45x $4.69 Million $10.31 Million $5.62 Million ▼ -38.0%
2005 0.73x $10.76 Million $14.66 Million $3.91 Million ▼ -16.7%
2004 0.88x $14.81 Million $16.81 Million $2.01 Million ▲ +2.9%
2003 0.86x $12.85 Million $15.01 Million $2.16 Million ▲ +21.7%
2002 0.70x $10.97 Million $15.60 Million $4.63 Million ▼ -1.4%
2001 0.71x $6.78 Million $9.50 Million $2.73 Million ▼ -5.7%
2000 0.76x $9.24 Million $12.22 Million $2.98 Million ▲ +29.2%
1999 0.58x $4.94 Million $8.45 Million $3.51 Million ▼ -33.8%
1998 0.88x $10.06 Million $11.39 Million $1.33 Million ▲ +46.9%
1997 0.60x $3.01 Million $5.00 Million $1.99 Million ▼ -34.9%
1996 0.92x $10.51 Million $11.37 Million $862.68K ▲ +33.1%
1995 0.69x $6.84 Million $9.85 Million $3.01 Million ▲ +67.4%
1994 0.41x $1.42 Million $3.42 Million $2.00 Million ▼ -54.6%
1993 0.91x $5.63 Million $6.16 Million $533.82K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).