Chemung Financial Corp (CHMG) — Tangible Net Worth Ratio
Chemung Financial Corp (CHMG) has a Tangible Net Worth Ratio of 100.0% as of March 2026. This metric is calculated by deducting intangible assets ($0.00) from net assets ($262.93 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See what is Chemung Financial Corp's book value for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Chemung Financial Corp Tangible Net Worth Ratio (1993–2025)
This chart shows how Chemung Financial Corp's Tangible Net Worth Ratio has changed across 33 annual periods from 1993 to 2025. As of March 2026, the ratio stands at 100.0%, reflecting net assets of $262.93 Million with intangible assets of $0.00 USD. Also explore CHMG net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Chemung Financial Corp (1993–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Chemung Financial Corp from 1993 to 2025, covering 33 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Chemung Financial Corp (CHMG) market capitalisation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | $254.71 Million | $0.00 | $2.71 Billion | ▲ +0.0 pp |
| 2024 | 100.0% | $215.31 Million | $0.00 | $2.78 Billion | ▲ +0.0 pp |
| 2023 | 100.0% | $195.24 Million | $0.00 | $2.71 Billion | ▲ +0.0 pp |
| 2022 | 100.0% | $166.39 Million | $0.00 | $2.65 Billion | ▲ +0.0 pp |
| 2021 | 100.0% | $211.46 Million | $15.00K | $2.42 Billion | ▲ +0.1 pp |
| 2020 | 99.9% | $199.70 Million | $258.00K | $2.28 Billion | ▲ +0.3 pp |
| 2019 | 99.6% | $182.63 Million | $742.00K | $1.79 Billion | ▲ +0.4 pp |
| 2018 | 99.2% | $165.03 Million | $1.35 Million | $1.76 Billion | ▲ +0.5 pp |
| 2017 | 98.6% | $152.75 Million | $2.08 Million | $1.71 Billion | ▲ +0.7 pp |
| 2016 | 98.0% | $143.75 Million | $2.94 Million | $1.66 Billion | ▲ +0.8 pp |
| 2015 | 97.1% | $137.24 Million | $3.93 Million | $1.62 Billion | ▲ +0.9 pp |
| 2014 | 96.2% | $134.03 Million | $5.07 Million | $1.52 Billion | ▲ +0.8 pp |
| 2013 | 95.4% | $138.58 Million | $6.38 Million | $1.48 Billion | ▼ -0.7 pp |
| 2012 | 96.1% | $131.12 Million | $5.14 Million | $1.25 Billion | ▲ +1.0 pp |
| 2011 | 95.1% | $125.93 Million | $6.19 Million | $1.22 Billion | ▼ -0.1 pp |
| 2010 | 95.2% | $97.41 Million | $4.66 Million | $958.33 Million | ▲ +1.2 pp |
| 2009 | 94.0% | $90.09 Million | $5.39 Million | $975.92 Million | ▲ +1.5 pp |
| 2008 | 92.5% | $83.01 Million | $6.20 Million | $838.32 Million | ▲ +6381.6 pp |
| 2007 | -6289.1% | $88.11 Million | $5.63 Billion | $788.87 Million | ▼ -5213.6 pp |
| 2006 | -1075.6% | $81.76 Million | $961.16 Million | $738.17 Million | ▲ +498.4 pp |
| 2005 | -1573.9% | $81.18 Million | $1.36 Billion | $718.04 Million | ▲ +463.1 pp |
| 2004 | -2037.1% | $82.20 Million | $1.76 Billion | $722.54 Million | ▲ +556.1 pp |
| 2003 | -2593.2% | $79.99 Million | $2.15 Billion | $747.21 Million | ▲ +519.9 pp |
| 2002 | -3113.1% | $79.43 Million | $2.55 Billion | $751.17 Million | ▼ -3195.8 pp |
| 2001 | 82.7% | $79.16 Million | $13.66 Million | $725.07 Million | ▼ -17.3 pp |
| 2000 | 100.0% | $74.31 Million | $0.00 | $676.24 Million | ▲ +0.0 pp |
| 1999 | 100.0% | $65.31 Million | $0.00 | $653.24 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $66.09 Million | $0.00 | $623.66 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $61.64 Million | $0.00 | $548.93 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $54.20 Million | $0.00 | $532.21 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $52.90 Million | $0.00 | $501.89 Million | ▲ +17.4 pp |
| 1994 | 82.6% | $45.74 Million | $7.95 Million | $494.33 Million | ▼ -17.4 pp |
| 1993 | 100.0% | $38.33 Million | $0.00 | $398.12 Million | — |