Chemung Financial Corp Financial Flexibility Index
Chemung Financial Corp financial flexibility index. Chemung Financial Corp (CHMG) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $9.17 Million (operating CF $9.04 Million minus capex $133.00K) represents 0% of total liabilities ($2.49 Billion). See CHMG FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Chemung Financial Corp (1993–2025)
Financial flexibility index of Chemung Financial Corp from 1993 to 2025. Historical Financial Flexibility Index trend for Chemung Financial Corp across 33 annual periods. Check cash flow quality index of Chemung Financial Corp to evaluate the quality of earnings relative to operating cash generation.
Chemung Financial Corp Financial Flexibility Index by Year (1993–2025)
Chemung Financial Corp financial flexibility index by year from 1993 to 2025. Year-by-year free cash flow to debt coverage for Chemung Financial Corp. For the full cash flow conversion analysis, see how efficiently does Chemung Financial Corp generate cash.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $47.19 Million | $45.50 Million | $2.46 Billion | ▲ +47.2% |
| 2024 | 0.01x | $33.44 Million | $29.82 Million | $2.56 Billion | ▲ +4.8% |
| 2023 | 0.01x | $31.34 Million | $30.88 Million | $2.52 Billion | ▼ -12.9% |
| 2022 | 0.01x | $35.47 Million | $35.05 Million | $2.48 Billion | ▼ -11.9% |
| 2021 | 0.02x | $35.83 Million | $35.46 Million | $2.21 Billion | ▲ +14.3% |
| 2020 | 0.01x | $29.53 Million | $28.66 Million | $2.08 Billion | ▼ -16.5% |
| 2019 | 0.02x | $27.29 Million | $26.41 Million | $1.61 Billion | ▼ -8.5% |
| 2018 | 0.02x | $29.54 Million | $27.77 Million | $1.59 Billion | ▲ +15.2% |
| 2017 | 0.02x | $25.13 Million | $23.64 Million | $1.56 Billion | ▲ +2.4% |
| 2016 | 0.02x | $23.84 Million | $22.14 Million | $1.51 Billion | ▲ +52.9% |
| 2015 | 0.01x | $15.28 Million | $14.12 Million | $1.48 Billion | ▼ -32.2% |
| 2014 | 0.02x | $21.03 Million | $18.44 Million | $1.38 Billion | ▼ -23.8% |
| 2013 | 0.02x | $26.68 Million | $22.97 Million | $1.34 Billion | ▼ -21.1% |
| 2012 | 0.03x | $28.23 Million | $24.56 Million | $1.12 Billion | ▲ +135.1% |
| 2011 | 0.01x | $11.72 Million | $9.17 Million | $1.09 Billion | ▼ -53.5% |
| 2010 | 0.02x | $19.91 Million | $17.82 Million | $860.92 Million | ▲ +95.1% |
| 2009 | 0.01x | $10.50 Million | $8.68 Million | $885.83 Million | ▼ -60.3% |
| 2008 | 0.03x | $22.54 Million | $18.36 Million | $755.31 Million | ▲ +8.1% |
| 2007 | 0.03x | $19.36 Million | $15.24 Million | $700.76 Million | ▲ +13.8% |
| 2006 | 0.02x | $15.93 Million | $10.31 Million | $656.41 Million | ▼ -16.8% |
| 2005 | 0.03x | $18.57 Million | $14.66 Million | $636.86 Million | ▼ -0.8% |
| 2004 | 0.03x | $18.82 Million | $16.81 Million | $640.35 Million | ▲ +14.2% |
| 2003 | 0.03x | $17.17 Million | $15.01 Million | $667.22 Million | ▼ -14.6% |
| 2002 | 0.03x | $20.24 Million | $15.60 Million | $671.74 Million | ▲ +59.1% |
| 2001 | 0.02x | $12.23 Million | $9.50 Million | $645.91 Million | ▼ -25.1% |
| 2000 | 0.03x | $15.21 Million | $12.22 Million | $601.92 Million | ▲ +24.3% |
| 1999 | 0.02x | $11.95 Million | $8.45 Million | $587.93 Million | ▼ -10.9% |
| 1998 | 0.02x | $12.71 Million | $11.39 Million | $557.57 Million | ▲ +59.1% |
| 1997 | 0.01x | $6.99 Million | $5.00 Million | $487.30 Million | ▼ -44.0% |
| 1996 | 0.03x | $12.23 Million | $11.37 Million | $478.02 Million | ▼ -10.7% |
| 1995 | 0.03x | $12.87 Million | $9.85 Million | $448.99 Million | ▲ +137.4% |
| 1994 | 0.01x | $5.42 Million | $3.42 Million | $448.59 Million | ▼ -35.1% |
| 1993 | 0.02x | $6.69 Million | $6.16 Million | $359.80 Million | — |