International Personal Finance PLC (IPF) — Cash Flow-to-Debt Ratio
International Personal Finance PLC (IPF) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of GBX-9.60 Million could theoretically repay 0% of its total liabilities (GBX791.30 Million) in one year. See IPF FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
International Personal Finance PLC Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for International Personal Finance PLC across 20 annual periods. Also explore International Personal Finance PLC net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for International Personal Finance PLC (2006–2025)
Year-by-year debt coverage analysis for International Personal Finance PLC. For market capitalisation and broader financial context, see market value of International Personal Finance PLC.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | GBX-4.50 Million | GBX791.30 Million | ▼ -115.5% |
| 2024 | 0.04x | GBX24.80 Million | GBX675.40 Million | ▼ -70.6% |
| 2023 | 0.12x | GBX85.80 Million | GBX687.10 Million | ▲ +10171.7% |
| 2022 | 0.00x | GBX-900.00K | GBX725.90 Million | ▲ +96.8% |
| 2021 | -0.04x | GBX-24.80 Million | GBX632.20 Million | ▼ -109.0% |
| 2020 | 0.43x | GBX283.60 Million | GBX653.40 Million | ▲ +499.2% |
| 2019 | 0.07x | GBX64.20 Million | GBX886.30 Million | ▲ +7.0% |
| 2018 | 0.07x | GBX60.20 Million | GBX889.50 Million | ▲ +833.8% |
| 2017 | -0.01x | GBX-7.80 Million | GBX845.70 Million | ▼ -133.2% |
| 2016 | 0.03x | GBX21.80 Million | GBX784.40 Million | ▼ -13.8% |
| 2015 | 0.03x | GBX22.40 Million | GBX694.90 Million | ▼ -42.8% |
| 2014 | 0.06x | GBX33.90 Million | GBX601.20 Million | ▲ +2414.0% |
| 2013 | 0.00x | GBX-1.30 Million | GBX533.50 Million | ▼ -103.4% |
| 2012 | 0.07x | GBX29.20 Million | GBX404.70 Million | ▲ +120.7% |
| 2011 | 0.03x | GBX11.90 Million | GBX364.00 Million | ▼ -67.0% |
| 2010 | 0.10x | GBX39.00 Million | GBX393.70 Million | ▼ -39.5% |
| 2009 | 0.16x | GBX67.30 Million | GBX410.70 Million | ▲ +460.4% |
| 2008 | 0.03x | GBX14.80 Million | GBX506.10 Million | ▲ +278.4% |
| 2007 | -0.02x | GBX-7.00 Million | GBX427.10 Million | ▼ -131.8% |
| 2006 | 0.05x | GBX22.60 Million | GBX438.90 Million | — |