International Personal Finance PLC (IPF) — Cash Flow-to-Debt Ratio
International Personal Finance PLC (IPF) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of GBX-9.60 Million could theoretically repay 0% of its total liabilities (GBX791.30 Million) in one year. Explore investment intensity of International Personal Finance PLC to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
International Personal Finance PLC Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for International Personal Finance PLC across 20 annual periods. Also explore how large is International Personal Finance PLC's balance sheet for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for International Personal Finance PLC (2006–2025)
Year-by-year debt coverage analysis for International Personal Finance PLC. For market capitalisation and broader financial context, see IPF market cap.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | GBX-4.50 Million | GBX791.30 Million | ▼ -115.5% |
| 2024 | 0.04x | GBX24.80 Million | GBX675.40 Million | ▼ -70.6% |
| 2023 | 0.12x | GBX85.80 Million | GBX687.10 Million | ▲ +10171.7% |
| 2022 | 0.00x | GBX-900.00K | GBX725.90 Million | ▲ +96.8% |
| 2021 | -0.04x | GBX-24.80 Million | GBX632.20 Million | ▼ -109.0% |
| 2020 | 0.43x | GBX283.60 Million | GBX653.40 Million | ▲ +499.2% |
| 2019 | 0.07x | GBX64.20 Million | GBX886.30 Million | ▲ +7.0% |
| 2018 | 0.07x | GBX60.20 Million | GBX889.50 Million | ▲ +833.8% |
| 2017 | -0.01x | GBX-7.80 Million | GBX845.70 Million | ▼ -133.2% |
| 2016 | 0.03x | GBX21.80 Million | GBX784.40 Million | ▼ -13.8% |
| 2015 | 0.03x | GBX22.40 Million | GBX694.90 Million | ▼ -42.8% |
| 2014 | 0.06x | GBX33.90 Million | GBX601.20 Million | ▲ +2414.0% |
| 2013 | 0.00x | GBX-1.30 Million | GBX533.50 Million | ▼ -103.4% |
| 2012 | 0.07x | GBX29.20 Million | GBX404.70 Million | ▲ +120.7% |
| 2011 | 0.03x | GBX11.90 Million | GBX364.00 Million | ▼ -67.0% |
| 2010 | 0.10x | GBX39.00 Million | GBX393.70 Million | ▼ -39.5% |
| 2009 | 0.16x | GBX67.30 Million | GBX410.70 Million | ▲ +460.4% |
| 2008 | 0.03x | GBX14.80 Million | GBX506.10 Million | ▲ +278.4% |
| 2007 | -0.02x | GBX-7.00 Million | GBX427.10 Million | ▼ -131.8% |
| 2006 | 0.05x | GBX22.60 Million | GBX438.90 Million | — |