International Personal Finance PLC Cash Flow-to-Debt Ratio
International Personal Finance PLC cash flow-to-debt ratio. International Personal Finance PLC (IPF) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of GBX-9.60 Million could theoretically repay 0% of its total liabilities (GBX791.30 Million) in one year. Check International Personal Finance PLC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of International Personal Finance PLC (2006–2025)
Cash flow-to-debt ratio of International Personal Finance PLC from 2006 to 2025. Historical debt coverage capacity for International Personal Finance PLC across 20 annual periods. Check International Personal Finance PLC earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
International Personal Finance PLC Cash Flow-to-Debt Ratio by Year (2006–2025)
International Personal Finance PLC cash flow-to-debt ratio by year from 2006 to 2025. Year-by-year debt coverage analysis for International Personal Finance PLC. For the full cash flow conversion analysis, see International Personal Finance PLC (IPF) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | GBX-4.50 Million | GBX791.30 Million | ▼ -115.5% |
| 2024 | 0.04x | GBX24.80 Million | GBX675.40 Million | ▼ -70.6% |
| 2023 | 0.12x | GBX85.80 Million | GBX687.10 Million | ▲ +10171.7% |
| 2022 | 0.00x | GBX-900.00K | GBX725.90 Million | ▲ +96.8% |
| 2021 | -0.04x | GBX-24.80 Million | GBX632.20 Million | ▼ -109.0% |
| 2020 | 0.43x | GBX283.60 Million | GBX653.40 Million | ▲ +499.2% |
| 2019 | 0.07x | GBX64.20 Million | GBX886.30 Million | ▲ +7.0% |
| 2018 | 0.07x | GBX60.20 Million | GBX889.50 Million | ▲ +833.8% |
| 2017 | -0.01x | GBX-7.80 Million | GBX845.70 Million | ▼ -133.2% |
| 2016 | 0.03x | GBX21.80 Million | GBX784.40 Million | ▼ -13.8% |
| 2015 | 0.03x | GBX22.40 Million | GBX694.90 Million | ▼ -42.8% |
| 2014 | 0.06x | GBX33.90 Million | GBX601.20 Million | ▲ +2414.0% |
| 2013 | 0.00x | GBX-1.30 Million | GBX533.50 Million | ▼ -103.4% |
| 2012 | 0.07x | GBX29.20 Million | GBX404.70 Million | ▲ +120.7% |
| 2011 | 0.03x | GBX11.90 Million | GBX364.00 Million | ▼ -67.0% |
| 2010 | 0.10x | GBX39.00 Million | GBX393.70 Million | ▼ -39.5% |
| 2009 | 0.16x | GBX67.30 Million | GBX410.70 Million | ▲ +460.4% |
| 2008 | 0.03x | GBX14.80 Million | GBX506.10 Million | ▲ +278.4% |
| 2007 | -0.02x | GBX-7.00 Million | GBX427.10 Million | ▼ -131.8% |
| 2006 | 0.05x | GBX22.60 Million | GBX438.90 Million | — |