International Personal Finance PLC Net Asset Quality Index
International Personal Finance PLC net asset quality index. International Personal Finance PLC (IPF) has a Net Asset Quality Index of 40.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX1.34 Billion minus total liabilities of GBX791.30 Million yields net assets of GBX546.00 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check IPF cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of International Personal Finance PLC (2004–2025)
Net asset quality index of International Personal Finance PLC from 2004 to 2025. This chart shows how International Personal Finance PLC's Net Asset Quality Index has evolved across 25 annual periods from 2004 to 2025. As of December 2025, the index stands at 40.8%, representing net assets of GBX546.00 Million against total assets of GBX1.34 Billion GBX. See International Personal Finance PLC shareholders equity for net asset value and shareholders' equity analysis.
International Personal Finance PLC Net Asset Quality Index by Year (2004–2025)
International Personal Finance PLC net asset quality index by year from 2004 to 2025. The table below presents the year-by-year Net Asset Quality Index for International Personal Finance PLC from 2004 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see International Personal Finance PLC market cap and net worth.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 40.8% | GBX546.00 Million | GBX1.34 Billion | GBX791.30 Million | ▼ 0.0 pp |
| 2024 | 40.8% | GBX466.30 Million | GBX1.14 Billion | GBX675.40 Million | ▼ -1.4 pp |
| 2023 | 42.2% | GBX501.90 Million | GBX1.19 Billion | GBX687.10 Million | ▲ +4.2 pp |
| 2022 | 38.0% | GBX445.20 Million | GBX1.17 Billion | GBX725.90 Million | ▲ +1.3 pp |
| 2021 | 36.7% | GBX367.10 Million | GBX999.30 Million | GBX632.20 Million | ▲ +0.6 pp |
| 2020 | 36.2% | GBX370.50 Million | GBX1.02 Billion | GBX653.40 Million | ▲ +3.2 pp |
| 2019 | 33.0% | GBX436.40 Million | GBX1.32 Billion | GBX886.30 Million | ▲ +0.3 pp |
| 2018 | 32.7% | GBX433.00 Million | GBX1.32 Billion | GBX889.50 Million | ▼ -4.3 pp |
| 2017 | 37.0% | GBX496.90 Million | GBX1.34 Billion | GBX845.70 Million | ▲ +30.5 pp |
| 2017 | 6.6% | GBX46.57 Billion | GBX710.01 Billion | GBX663.44 Billion | ▼ -28.8 pp |
| 2016 | 35.4% | GBX429.50 Million | GBX1.21 Billion | GBX784.40 Million | ▲ +29.1 pp |
| 2016 | 6.3% | GBX41.97 Billion | GBX668.73 Billion | GBX626.76 Billion | ▼ -25.7 pp |
| 2015 | 32.0% | GBX327.20 Million | GBX1.02 Billion | GBX694.90 Million | ▲ +25.9 pp |
| 2015 | 6.1% | GBX39.76 Billion | GBX654.64 Billion | GBX614.88 Billion | ▼ -31.5 pp |
| 2014 | 37.6% | GBX361.60 Million | GBX962.80 Million | GBX601.20 Million | ▼ -4.9 pp |
| 2013 | 42.5% | GBX393.90 Million | GBX927.40 Million | GBX533.50 Million | ▼ -5.7 pp |
| 2012 | 48.1% | GBX375.80 Million | GBX780.50 Million | GBX404.70 Million | ▲ +0.8 pp |
| 2011 | 47.4% | GBX327.70 Million | GBX691.70 Million | GBX364.00 Million | ▲ +3.4 pp |
| 2010 | 44.0% | GBX309.00 Million | GBX702.70 Million | GBX393.70 Million | ▲ +5.2 pp |
| 2009 | 38.7% | GBX259.80 Million | GBX670.50 Million | GBX410.70 Million | ▲ +4.9 pp |
| 2008 | 33.8% | GBX258.80 Million | GBX764.90 Million | GBX506.10 Million | ▲ +1.6 pp |
| 2007 | 32.3% | GBX203.60 Million | GBX630.70 Million | GBX427.10 Million | ▲ +16.6 pp |
| 2006 | 15.7% | GBX81.90 Million | GBX520.80 Million | GBX438.90 Million | ▲ +5.5 pp |
| 2005 | 10.2% | GBX56.20 Million | GBX549.10 Million | GBX492.90 Million | ▲ +5.4 pp |
| 2004 | 4.9% | GBX22.00 Million | GBX451.00 Million | GBX429.00 Million | — |