International Personal Finance PLC (IPF) — Net Asset Quality Index
International Personal Finance PLC (IPF) has a Net Asset Quality Index of 40.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX1.34 Billion minus total liabilities of GBX791.30 Million yields net assets of GBX546.00 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check International Personal Finance PLC (IPF) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
International Personal Finance PLC Net Asset Quality Index Over Time (2004–2025)
This chart shows how International Personal Finance PLC's Net Asset Quality Index has evolved across 25 annual periods from 2004 to 2025. As of December 2025, the index stands at 40.8%, representing net assets of GBX546.00 Million against total assets of GBX1.34 Billion GBX. See IPF net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for International Personal Finance PLC (2004–2025)
The table below presents the year-by-year Net Asset Quality Index for International Personal Finance PLC from 2004 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see IPF market cap.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 40.8% | GBX546.00 Million | GBX1.34 Billion | GBX791.30 Million | ▼ 0.0 pp |
| 2024 | 40.8% | GBX466.30 Million | GBX1.14 Billion | GBX675.40 Million | ▼ -1.4 pp |
| 2023 | 42.2% | GBX501.90 Million | GBX1.19 Billion | GBX687.10 Million | ▲ +4.2 pp |
| 2022 | 38.0% | GBX445.20 Million | GBX1.17 Billion | GBX725.90 Million | ▲ +1.3 pp |
| 2021 | 36.7% | GBX367.10 Million | GBX999.30 Million | GBX632.20 Million | ▲ +0.6 pp |
| 2020 | 36.2% | GBX370.50 Million | GBX1.02 Billion | GBX653.40 Million | ▲ +3.2 pp |
| 2019 | 33.0% | GBX436.40 Million | GBX1.32 Billion | GBX886.30 Million | ▲ +0.3 pp |
| 2018 | 32.7% | GBX433.00 Million | GBX1.32 Billion | GBX889.50 Million | ▼ -4.3 pp |
| 2017 | 37.0% | GBX496.90 Million | GBX1.34 Billion | GBX845.70 Million | ▲ +30.5 pp |
| 2017 | 6.6% | GBX46.57 Billion | GBX710.01 Billion | GBX663.44 Billion | ▼ -28.8 pp |
| 2016 | 35.4% | GBX429.50 Million | GBX1.21 Billion | GBX784.40 Million | ▲ +29.1 pp |
| 2016 | 6.3% | GBX41.97 Billion | GBX668.73 Billion | GBX626.76 Billion | ▼ -25.7 pp |
| 2015 | 32.0% | GBX327.20 Million | GBX1.02 Billion | GBX694.90 Million | ▲ +25.9 pp |
| 2015 | 6.1% | GBX39.76 Billion | GBX654.64 Billion | GBX614.88 Billion | ▼ -31.5 pp |
| 2014 | 37.6% | GBX361.60 Million | GBX962.80 Million | GBX601.20 Million | ▼ -4.9 pp |
| 2013 | 42.5% | GBX393.90 Million | GBX927.40 Million | GBX533.50 Million | ▼ -5.7 pp |
| 2012 | 48.1% | GBX375.80 Million | GBX780.50 Million | GBX404.70 Million | ▲ +0.8 pp |
| 2011 | 47.4% | GBX327.70 Million | GBX691.70 Million | GBX364.00 Million | ▲ +3.4 pp |
| 2010 | 44.0% | GBX309.00 Million | GBX702.70 Million | GBX393.70 Million | ▲ +5.2 pp |
| 2009 | 38.7% | GBX259.80 Million | GBX670.50 Million | GBX410.70 Million | ▲ +4.9 pp |
| 2008 | 33.8% | GBX258.80 Million | GBX764.90 Million | GBX506.10 Million | ▲ +1.6 pp |
| 2007 | 32.3% | GBX203.60 Million | GBX630.70 Million | GBX427.10 Million | ▲ +16.6 pp |
| 2006 | 15.7% | GBX81.90 Million | GBX520.80 Million | GBX438.90 Million | ▲ +5.5 pp |
| 2005 | 10.2% | GBX56.20 Million | GBX549.10 Million | GBX492.90 Million | ▲ +5.4 pp |
| 2004 | 4.9% | GBX22.00 Million | GBX451.00 Million | GBX429.00 Million | — |