International Personal Finance PLC Working Capital to Net Assets Ratio
International Personal Finance PLC working capital to net assets ratio. International Personal Finance PLC (IPF) has a Working Capital to Net Assets ratio of 191.0% as of December 2025. Working capital of GBX1.04 Billion (current assets of GBX1.11 Billion minus current liabilities of GBX67.30 Million) is measured against net assets of GBX546.00 Million. A higher ratio indicates strong short-term liquidity financed by the equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of International Personal Finance PLC (2006–2025)
Working capital to net assets ratio of International Personal Finance PLC from 2006 to 2025. This chart shows how International Personal Finance PLC's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 191.0%, reflecting working capital of GBX1.04 Billion against net assets of GBX546.00 Million GBX. Explore International Personal Finance PLC long-term investment intensity to see how much of total assets are deployed in long-term investments.
International Personal Finance PLC Working Capital to Net Assets Ratio by Year (2006–2025)
International Personal Finance PLC working capital to net assets ratio by year from 2006 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for International Personal Finance PLC from 2006 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see IPF total assets.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 191.0% | GBX1.04 Billion | GBX546.00 Million | GBX1.11 Billion | GBX67.30 Million | ▼ -1.9 pp |
| 2024 | 192.9% | GBX899.30 Million | GBX466.30 Million | GBX913.70 Million | GBX14.40 Million | ▲ +85.2 pp |
| 2023 | 107.6% | GBX540.20 Million | GBX501.90 Million | GBX754.30 Million | GBX214.10 Million | ▲ +98.1 pp |
| 2022 | 9.6% | GBX42.60 Million | GBX445.20 Million | GBX58.10 Million | GBX15.50 Million | ▲ +25.1 pp |
| 2021 | -15.6% | GBX-57.10 Million | GBX367.10 Million | GBX55.70 Million | GBX112.80 Million | ▼ -47.5 pp |
| 2020 | 32.0% | GBX118.50 Million | GBX370.50 Million | GBX126.20 Million | GBX7.70 Million | ▲ +50.8 pp |
| 2019 | -18.9% | GBX-82.30 Million | GBX436.40 Million | GBX41.60 Million | GBX123.90 Million | ▲ +0.1 pp |
| 2018 | -19.0% | GBX-82.20 Million | GBX433.00 Million | GBX65.50 Million | GBX147.70 Million | ▼ -23.6 pp |
| 2017 | 4.6% | GBX23.10 Million | GBX496.90 Million | GBX37.70 Million | GBX14.60 Million | ▼ -5.1 pp |
| 2016 | 9.8% | GBX41.90 Million | GBX429.50 Million | GBX53.30 Million | GBX11.40 Million | ▼ -2.0 pp |
| 2015 | 11.7% | GBX38.40 Million | GBX327.20 Million | GBX46.20 Million | GBX7.80 Million | ▼ -6.0 pp |
| 2014 | 17.7% | GBX64.10 Million | GBX361.60 Million | GBX71.80 Million | GBX7.70 Million | ▲ +11.9 pp |
| 2013 | 5.8% | GBX22.80 Million | GBX393.90 Million | GBX27.40 Million | GBX4.60 Million | ▼ -0.2 pp |
| 2012 | 6.0% | GBX22.40 Million | GBX375.80 Million | GBX27.40 Million | GBX5.00 Million | ▼ -152.0 pp |
| 2011 | 157.9% | GBX517.50 Million | GBX327.70 Million | GBX607.40 Million | GBX89.90 Million | ▼ -5.9 pp |
| 2010 | 163.8% | GBX506.10 Million | GBX309.00 Million | GBX611.70 Million | GBX105.60 Million | ▲ +13.3 pp |
| 2009 | 150.5% | GBX390.90 Million | GBX259.80 Million | GBX573.10 Million | GBX182.20 Million | ▼ -76.0 pp |
| 2008 | 226.4% | GBX586.00 Million | GBX258.80 Million | GBX657.50 Million | GBX71.50 Million | ▼ -7.7 pp |
| 2007 | 234.1% | GBX476.60 Million | GBX203.60 Million | GBX541.70 Million | GBX65.10 Million | ▲ +0.1 pp |
| 2006 | 233.9% | GBX191.60 Million | GBX81.90 Million | GBX460.90 Million | GBX269.30 Million | — |