International Personal Finance PLC (IPF) — Defensive Interval Ratio

Latest as of December 2025: 16 days

International Personal Finance PLC (IPF) has a Defensive Interval Ratio of 16 days as of December 2025. Defensive assets of GBX2.90 Million (cash GBX-, short-term investments GBX-, receivables GBX2.90 Million) cover 16 days of daily cash needs of GBX184.38K/day. Check how tangible is International Personal Finance PLC's equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

16 days
Days of operational coverage

Defensive Assets

GBX2.90 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX184.38K
Current Liabilities ÷ 365

Current Liabilities

GBX67.30 Million
GBX

International Personal Finance PLC Defensive Interval Ratio (2006–2025)

This chart shows how International Personal Finance PLC's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 16 days, meaning defensive assets of GBX2.90 Million can fund 16 days of operations without new revenue. Also explore net asset momentum of International Personal Finance PLC to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for International Personal Finance PLC (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for International Personal Finance PLC from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is International Personal Finance PLC worth.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2025 16 days GBX2.90 Million GBX184.38K/day GBX- GBX- ▼ -329 days
2024 345 days GBX13.60 Million GBX39.45K/day GBX- GBX- ▼ -831 days
2023 1176 days GBX689.60 Million GBX586.58K/day GBX- GBX- ▲ +794 days
2022 381 days GBX16.20 Million GBX42.47K/day GBX- GBX- ▲ +359 days
2021 22 days GBX6.80 Million GBX309.04K/day GBX- GBX- ▼ -78 days
2020 100 days GBX2.10 Million GBX21.10K/day GBX- GBX- ▲ +50 days
2019 50 days GBX16.90 Million GBX339.45K/day GBX- GBX- ▲ +3 days
2018 47 days GBX18.90 Million GBX404.66K/day GBX- GBX- ▼ -436 days
2017 483 days GBX19.30 Million GBX40.00K/day GBX- GBX- ▼ -193 days
2016 676 days GBX21.10 Million GBX31.23K/day GBX- GBX300.00K ▼ -17 days
2015 693 days GBX14.80 Million GBX21.37K/day GBX- GBX- ▲ +24 days
2014 668 days GBX14.10 Million GBX21.10K/day GBX- GBX- ▼ -474 days
2013 1143 days GBX14.40 Million GBX12.60K/day GBX- GBX- ▲ +18 days
2012 1124 days GBX15.40 Million GBX13.70K/day GBX- GBX- ▲ +1106 days
2011 19 days GBX4.60 Million GBX246.30K/day GBX- GBX- ▼ -1965 days
2010 1984 days GBX573.90 Million GBX289.32K/day GBX- GBX- ▲ +912 days
2009 1072 days GBX535.00 Million GBX499.18K/day GBX- GBX- ▼ -1884 days
2008 2956 days GBX579.10 Million GBX195.89K/day GBX- GBX- ▲ +453 days
2007 2503 days GBX446.40 Million GBX178.36K/day GBX- GBX- ▲ +1827 days
2006 676 days GBX498.50 Million GBX737.81K/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)