International Personal Finance PLC Defensive Interval Ratio
International Personal Finance PLC defensive interval ratio. International Personal Finance PLC (IPF) has a Defensive Interval Ratio of 16 days as of December 2025. Defensive assets of GBX2.90 Million (cash GBX-, short-term investments GBX-, receivables GBX2.90 Million) cover 16 days of daily cash needs of GBX184.38K/day. Explore IPF long-term investment intensity to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of International Personal Finance PLC (2006–2025)
Defensive interval ratio of International Personal Finance PLC from 2006 to 2025. This chart shows how International Personal Finance PLC's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 16 days, meaning defensive assets of GBX2.90 Million can fund 16 days of operations without new revenue. Read IPF total debt and obligations for a breakdown of total debt and financial obligations.
International Personal Finance PLC Defensive Interval Ratio by Year (2006–2025)
International Personal Finance PLC defensive interval ratio by year from 2006 to 2025. The table below presents the year-by-year Defensive Interval Ratio for International Personal Finance PLC from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see IPF total assets.
| Year | DIR (days) | Defensive Assets (GBX) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 16 days | GBX2.90 Million | GBX184.38K/day | GBX- | GBX- | ▼ -329 days |
| 2024 | 345 days | GBX13.60 Million | GBX39.45K/day | GBX- | GBX- | ▼ -831 days |
| 2023 | 1176 days | GBX689.60 Million | GBX586.58K/day | GBX- | GBX- | ▲ +794 days |
| 2022 | 381 days | GBX16.20 Million | GBX42.47K/day | GBX- | GBX- | ▲ +359 days |
| 2021 | 22 days | GBX6.80 Million | GBX309.04K/day | GBX- | GBX- | ▼ -78 days |
| 2020 | 100 days | GBX2.10 Million | GBX21.10K/day | GBX- | GBX- | ▲ +50 days |
| 2019 | 50 days | GBX16.90 Million | GBX339.45K/day | GBX- | GBX- | ▲ +3 days |
| 2018 | 47 days | GBX18.90 Million | GBX404.66K/day | GBX- | GBX- | ▼ -436 days |
| 2017 | 483 days | GBX19.30 Million | GBX40.00K/day | GBX- | GBX- | ▼ -193 days |
| 2016 | 676 days | GBX21.10 Million | GBX31.23K/day | GBX- | GBX300.00K | ▼ -17 days |
| 2015 | 693 days | GBX14.80 Million | GBX21.37K/day | GBX- | GBX- | ▲ +24 days |
| 2014 | 668 days | GBX14.10 Million | GBX21.10K/day | GBX- | GBX- | ▼ -474 days |
| 2013 | 1143 days | GBX14.40 Million | GBX12.60K/day | GBX- | GBX- | ▲ +18 days |
| 2012 | 1124 days | GBX15.40 Million | GBX13.70K/day | GBX- | GBX- | ▲ +1106 days |
| 2011 | 19 days | GBX4.60 Million | GBX246.30K/day | GBX- | GBX- | ▼ -1965 days |
| 2010 | 1984 days | GBX573.90 Million | GBX289.32K/day | GBX- | GBX- | ▲ +912 days |
| 2009 | 1072 days | GBX535.00 Million | GBX499.18K/day | GBX- | GBX- | ▼ -1884 days |
| 2008 | 2956 days | GBX579.10 Million | GBX195.89K/day | GBX- | GBX- | ▲ +453 days |
| 2007 | 2503 days | GBX446.40 Million | GBX178.36K/day | GBX- | GBX- | ▲ +1827 days |
| 2006 | 676 days | GBX498.50 Million | GBX737.81K/day | GBX- | GBX- | — |