International Personal Finance PLC (IPF) — Tangible Net Worth Ratio
International Personal Finance PLC (IPF) has a Tangible Net Worth Ratio of 90.3% as of December 2025. This metric is calculated by deducting intangible assets (GBX52.70 Million) from net assets (GBX546.00 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore IPF net assets growth trend to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
International Personal Finance PLC Tangible Net Worth Ratio (2004–2025)
This chart shows how International Personal Finance PLC's Tangible Net Worth Ratio has changed across 25 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 90.3%, reflecting net assets of GBX546.00 Million with intangible assets of GBX52.70 Million GBX. For live market cap and overall valuation, see market cap of International Personal Finance PLC.
Annual Tangible Net Worth Ratio for International Personal Finance PLC (2004–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for International Personal Finance PLC from 2004 to 2025, covering 25 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore how much does International Personal Finance PLC reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (GBX) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 90.3% | GBX546.00 Million | GBX52.70 Million | GBX1.34 Billion | ▼ -1.7 pp |
| 2024 | 92.0% | GBX466.30 Million | GBX37.10 Million | GBX1.14 Billion | ▼ -1.5 pp |
| 2023 | 93.6% | GBX501.90 Million | GBX32.30 Million | GBX1.19 Billion | ▼ -0.2 pp |
| 2022 | 93.7% | GBX445.20 Million | GBX27.90 Million | GBX1.17 Billion | ▲ +0.6 pp |
| 2021 | 93.1% | GBX367.10 Million | GBX25.20 Million | GBX999.30 Million | ▲ +1.3 pp |
| 2020 | 91.8% | GBX370.50 Million | GBX30.20 Million | GBX1.02 Billion | ▲ +1.7 pp |
| 2019 | 90.1% | GBX436.40 Million | GBX43.20 Million | GBX1.32 Billion | ▼ -1.1 pp |
| 2018 | 91.2% | GBX433.00 Million | GBX38.00 Million | GBX1.32 Billion | ▼ -2.1 pp |
| 2017 | 93.3% | GBX496.90 Million | GBX33.10 Million | GBX1.34 Billion | ▲ +13.5 pp |
| 2017 | 79.8% | GBX46.57 Billion | GBX9.39 Billion | GBX710.01 Billion | ▼ -12.6 pp |
| 2016 | 92.4% | GBX429.50 Million | GBX32.60 Million | GBX1.21 Billion | ▲ +14.0 pp |
| 2016 | 78.4% | GBX41.97 Billion | GBX9.06 Billion | GBX668.73 Billion | ▼ -13.8 pp |
| 2015 | 92.2% | GBX327.20 Million | GBX25.60 Million | GBX1.02 Billion | ▲ +14.2 pp |
| 2015 | 78.0% | GBX39.76 Billion | GBX8.75 Billion | GBX654.64 Billion | ▼ -19.2 pp |
| 2014 | 97.2% | GBX361.60 Million | GBX10.10 Million | GBX962.80 Million | ▼ -2.3 pp |
| 2013 | 99.5% | GBX393.90 Million | GBX1.80 Million | GBX927.40 Million | ▲ +0.4 pp |
| 2012 | 99.1% | GBX375.80 Million | GBX3.20 Million | GBX780.50 Million | ▲ +0.2 pp |
| 2011 | 98.9% | GBX327.70 Million | GBX3.60 Million | GBX691.70 Million | ▲ +1.1 pp |
| 2010 | 97.8% | GBX309.00 Million | GBX6.80 Million | GBX702.70 Million | ▲ +2.2 pp |
| 2009 | 95.6% | GBX259.80 Million | GBX11.40 Million | GBX670.50 Million | ▲ +2.4 pp |
| 2008 | 93.2% | GBX258.80 Million | GBX17.50 Million | GBX764.90 Million | ▲ +2.4 pp |
| 2007 | 90.8% | GBX203.60 Million | GBX18.70 Million | GBX630.70 Million | ▲ +7.9 pp |
| 2006 | 82.9% | GBX81.90 Million | GBX14.00 Million | GBX520.80 Million | ▼ -13.7 pp |
| 2005 | 96.6% | GBX56.20 Million | GBX1.90 Million | GBX549.10 Million | ▼ -3.4 pp |
| 2004 | 100.0% | GBX22.00 Million | GBX0.00 | GBX451.00 Million | — |