United Bankers Oyj (UNITED) — Defensive Interval Ratio
United Bankers Oyj (UNITED) has a Defensive Interval Ratio of 2995555 days as of December 2023. Defensive assets of €8.21 Million (cash €0.00, short-term investments €-, receivables €8.21 Million) cover 2995555 days of daily cash needs of €2.74/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
United Bankers Oyj Defensive Interval Ratio (2017–2023)
This chart shows how United Bankers Oyj's Defensive Interval Ratio has evolved across 7 annual periods from 2017 to 2023. As of December 2023, the ratio stands at 2995555 days, meaning defensive assets of €8.21 Million can fund 2995555 days of operations without new revenue. For the complete balance sheet picture, see UNITED asset base.
Annual Defensive Interval Ratio for United Bankers Oyj (2017–2023)
The table below presents the year-by-year Defensive Interval Ratio for United Bankers Oyj from 2017 to 2023, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See UNITED working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (EUR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2023 | 2995555 days | €8.21 Million | €2.74/day | €0.00 | €- | ▲ +223380 days |
| 2022 | 2772175 days | €7.59 Million | €2.74/day | €0.00 | €- | ▲ +71358 days |
| 2021 | 2700818 days | €14.80 Million | €5.48/day | €0.00 | €- | ▲ +2054281 days |
| 2020 | 646537 days | €5.31 Million | €8.22/day | €0.00 | €- | ▲ +645069 days |
| 2019 | 1468 days | €24.99 Million | €17.02K/day | €- | €- | ▼ -447 days |
| 2018 | 1915 days | €16.15 Million | €8.43K/day | €- | €- | ▲ +506 days |
| 2017 | 1409 days | €9.04 Million | €6.41K/day | €- | €- | — |