United Bankers Oyj (UNITED) — Financial Flexibility Index
United Bankers Oyj (UNITED) has a Financial Flexibility Index of 0.05x as of June 2025. Free cash flow of €1.90 Million (operating CF €1.25 Million minus capex €657.00K) represents 0% of total liabilities (€38.51 Million). Also explore UNITED net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
United Bankers Oyj Financial Flexibility Index (2013–2024)
Historical Financial Flexibility Index trend for United Bankers Oyj across 12 annual periods. Check United Bankers Oyj strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for United Bankers Oyj (2013–2024)
Year-by-year free cash flow to debt coverage for United Bankers Oyj. For the full company profile including market capitalisation, see UNITED company net worth.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.24x | €33.47 Million | €31.09 Million | €26.98 Million | ▲ +87.8% |
| 2023 | 0.66x | €16.21 Million | €12.97 Million | €24.55 Million | ▲ +24.1% |
| 2022 | 0.53x | €12.52 Million | €10.20 Million | €23.51 Million | ▲ +23.5% |
| 2021 | 0.43x | €14.58 Million | €13.09 Million | €33.83 Million | ▼ -16.5% |
| 2020 | 0.52x | €9.98 Million | €8.85 Million | €19.33 Million | ▲ +76.8% |
| 2019 | 0.29x | €7.36 Million | €6.62 Million | €25.21 Million | ▲ +13.8% |
| 2018 | 0.26x | €5.57 Million | €4.97 Million | €21.69 Million | ▼ -65.3% |
| 2017 | 0.74x | €6.24 Million | €5.15 Million | €8.44 Million | ▲ +544.9% |
| 2016 | 0.11x | €905.07K | €183.29K | €7.90 Million | ▼ -94.7% |
| 2015 | 2.16x | €5.35 Million | €4.66 Million | €2.47 Million | ▲ +103.1% |
| 2014 | 1.07x | €4.26 Million | €4.26 Million | €4.00 Million | ▲ +55.0% |
| 2013 | 0.69x | €1.46 Million | €1.46 Million | €2.13 Million | — |