United Bankers Oyj (UNITED) — Free Cash Flow Generation Index
United Bankers Oyj (UNITED) has a Free Cash Flow Generation Index of 0.45x as of June 2025. Free cash flow of €562.00K represents 0% of operating cash flow (€1.25 Million). Explore reinvestment intensity of United Bankers Oyj to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
United Bankers Oyj Free Cash Flow Generation Index (2013–2024)
Historical FCF Generation Index trend for United Bankers Oyj across 12 annual periods. For the full cash flow conversion analysis, see United Bankers Oyj operating cash flow efficiency.
Annual Free Cash Flow Generation for United Bankers Oyj (2013–2024)
Year-by-year Free Cash Flow Generation Index for United Bankers Oyj. Check how aggressively does United Bankers Oyj reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (EUR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.92x | €28.72 Million | €31.09 Million | €2.38 Million | ▲ +23.2% |
| 2023 | 0.75x | €9.72 Million | €12.97 Million | €3.25 Million | ▼ -2.9% |
| 2022 | 0.77x | €7.88 Million | €10.20 Million | €2.32 Million | ▼ -12.8% |
| 2021 | 0.89x | €11.59 Million | €13.09 Million | €1.49 Million | ▲ +1.5% |
| 2020 | 0.87x | €7.72 Million | €8.85 Million | €1.13 Million | ▼ -1.7% |
| 2019 | 0.89x | €5.88 Million | €6.62 Million | €742.00K | ▲ +1.0% |
| 2018 | 0.88x | €4.37 Million | €4.97 Million | €599.00K | ▲ +11.3% |
| 2017 | 0.79x | €4.07 Million | €5.15 Million | €1.08 Million | ▲ +126.9% |
| 2016 | -2.94x | €-538.49K | €183.29K | €721.78K | ▼ -445.2% |
| 2015 | 0.85x | €3.96 Million | €4.66 Million | €693.22K | ▼ -14.9% |
| 2014 | 1.00x | €4.26 Million | €4.26 Million | €0.00 | ▲ +0.0% |
| 2013 | 1.00x | €1.46 Million | €1.46 Million | €0.00 | — |