United Bankers Oyj (UNITED) — Free Cash Flow Generation Index

Latest as of June 2025: 0.45x

United Bankers Oyj (UNITED) has a Free Cash Flow Generation Index of 0.45x as of June 2025. Free cash flow of €562.00K represents 0% of operating cash flow (€1.25 Million). See working capital to net assets of United Bankers Oyj to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.45x
Free Cash Flow / Operating CF

Free Cash Flow

€562.00K
EUR

Operating Cash Flow

€1.25 Million
EUR

Capital Expenditures

€657.00K
EUR

United Bankers Oyj Free Cash Flow Generation Index (2013–2024)

Historical FCF Generation Index trend for United Bankers Oyj across 12 annual periods. Explore United Bankers Oyj (UNITED) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for United Bankers Oyj (2013–2024)

Year-by-year Free Cash Flow Generation Index for United Bankers Oyj. For the full company profile including market capitalisation, see United Bankers Oyj stock valuation.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2024 0.92x €28.72 Million €31.09 Million €2.38 Million ▲ +23.2%
2023 0.75x €9.72 Million €12.97 Million €3.25 Million ▼ -2.9%
2022 0.77x €7.88 Million €10.20 Million €2.32 Million ▼ -12.8%
2021 0.89x €11.59 Million €13.09 Million €1.49 Million ▲ +1.5%
2020 0.87x €7.72 Million €8.85 Million €1.13 Million ▼ -1.7%
2019 0.89x €5.88 Million €6.62 Million €742.00K ▲ +1.0%
2018 0.88x €4.37 Million €4.97 Million €599.00K ▲ +11.3%
2017 0.79x €4.07 Million €5.15 Million €1.08 Million ▲ +126.9%
2016 -2.94x €-538.49K €183.29K €721.78K ▼ -445.2%
2015 0.85x €3.96 Million €4.66 Million €693.22K ▼ -14.9%
2014 1.00x €4.26 Million €4.26 Million €0.00 ▲ +0.0%
2013 1.00x €1.46 Million €1.46 Million €0.00
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).