United Bankers Oyj (UNITED) — Tangible Net Worth Ratio
United Bankers Oyj (UNITED) has a Tangible Net Worth Ratio of 89.1% as of June 2025. This metric is calculated by deducting intangible assets (€6.12 Million) from net assets (€56.22 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore United Bankers Oyj annual equity growth to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
United Bankers Oyj Tangible Net Worth Ratio (2013–2024)
This chart shows how United Bankers Oyj's Tangible Net Worth Ratio has changed across 12 annual periods from 2013 to 2024. As of June 2025, the ratio stands at 89.1%, reflecting net assets of €56.22 Million with intangible assets of €6.12 Million EUR. For live market cap and overall valuation, see United Bankers Oyj market capitalisation.
Annual Tangible Net Worth Ratio for United Bankers Oyj (2013–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for United Bankers Oyj from 2013 to 2024, covering 12 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore United Bankers Oyj capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 89.3% | €61.50 Million | €6.58 Million | €88.48 Million | ▲ +1.1 pp |
| 2023 | 88.2% | €51.57 Million | €6.10 Million | €76.12 Million | ▼ -1.2 pp |
| 2022 | 89.4% | €48.06 Million | €5.10 Million | €71.57 Million | ▼ -1.0 pp |
| 2021 | 90.3% | €44.34 Million | €4.28 Million | €78.16 Million | ▲ +0.5 pp |
| 2020 | 89.8% | €39.09 Million | €3.98 Million | €58.42 Million | ▲ +0.6 pp |
| 2019 | 89.3% | €37.07 Million | €3.98 Million | €62.28 Million | ▲ +3.3 pp |
| 2018 | 85.9% | €30.32 Million | €4.27 Million | €52.01 Million | ▼ -7.0 pp |
| 2017 | 92.9% | €19.53 Million | €1.38 Million | €27.97 Million | ▼ -7.1 pp |
| 2016 | 100.0% | €15.39 Million | €0.00 | €23.30 Million | ▲ +0.0 pp |
| 2015 | 100.0% | €20.17 Million | €0.00 | €22.65 Million | ▲ +0.0 pp |
| 2014 | 100.0% | €16.26 Million | €0.00 | €20.26 Million | ▲ +0.0 pp |
| 2013 | 100.0% | €5.87 Million | €0.00 | €8.00 Million | — |