United Bankers Oyj (UNITED) — Cash Flow-to-Debt Ratio
United Bankers Oyj (UNITED) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2025, meaning its operating cash flow of €1.25 Million could theoretically repay 0% of its total liabilities (€38.51 Million) in one year. See free cash flow generation of United Bankers Oyj to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Bankers Oyj Cash Flow-to-Debt Ratio (2013–2024)
Historical debt coverage capacity for United Bankers Oyj across 12 annual periods. Also explore UNITED shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for United Bankers Oyj (2013–2024)
Year-by-year debt coverage analysis for United Bankers Oyj. For market capitalisation and broader financial context, see how much is United Bankers Oyj worth.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 1.15x | €31.09 Million | €26.98 Million | ▲ +118.2% |
| 2023 | 0.53x | €12.97 Million | €24.55 Million | ▲ +21.8% |
| 2022 | 0.43x | €10.20 Million | €23.51 Million | ▲ +12.1% |
| 2021 | 0.39x | €13.09 Million | €33.83 Million | ▼ -15.5% |
| 2020 | 0.46x | €8.85 Million | €19.33 Million | ▲ +74.4% |
| 2019 | 0.26x | €6.62 Million | €25.21 Million | ▲ +14.7% |
| 2018 | 0.23x | €4.97 Million | €21.69 Million | ▼ -62.5% |
| 2017 | 0.61x | €5.15 Million | €8.44 Million | ▲ +2532.0% |
| 2016 | 0.02x | €183.29K | €7.90 Million | ▼ -98.8% |
| 2015 | 1.88x | €4.66 Million | €2.47 Million | ▲ +76.8% |
| 2014 | 1.07x | €4.26 Million | €4.00 Million | ▲ +55.0% |
| 2013 | 0.69x | €1.46 Million | €2.13 Million | — |