United Bankers Oyj (UNITED) — Cash Flow-to-Debt Ratio
United Bankers Oyj (UNITED) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2025, meaning its operating cash flow of €1.25 Million could theoretically repay 0% of its total liabilities (€38.51 Million) in one year. Explore UNITED strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Bankers Oyj Cash Flow-to-Debt Ratio (2013–2024)
Historical debt coverage capacity for United Bankers Oyj across 12 annual periods. Also explore UNITED total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for United Bankers Oyj (2013–2024)
Year-by-year debt coverage analysis for United Bankers Oyj. For market capitalisation and broader financial context, see UNITED market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 1.15x | €31.09 Million | €26.98 Million | ▲ +118.2% |
| 2023 | 0.53x | €12.97 Million | €24.55 Million | ▲ +21.8% |
| 2022 | 0.43x | €10.20 Million | €23.51 Million | ▲ +12.1% |
| 2021 | 0.39x | €13.09 Million | €33.83 Million | ▼ -15.5% |
| 2020 | 0.46x | €8.85 Million | €19.33 Million | ▲ +74.4% |
| 2019 | 0.26x | €6.62 Million | €25.21 Million | ▲ +14.7% |
| 2018 | 0.23x | €4.97 Million | €21.69 Million | ▼ -62.5% |
| 2017 | 0.61x | €5.15 Million | €8.44 Million | ▲ +2532.0% |
| 2016 | 0.02x | €183.29K | €7.90 Million | ▼ -98.8% |
| 2015 | 1.88x | €4.66 Million | €2.47 Million | ▲ +76.8% |
| 2014 | 1.07x | €4.26 Million | €4.00 Million | ▲ +55.0% |
| 2013 | 0.69x | €1.46 Million | €2.13 Million | — |