United Bankers Oyj Cash Flow-to-Debt Ratio
United Bankers Oyj cash flow-to-debt ratio. United Bankers Oyj (UNITED) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2025, meaning its operating cash flow of €1.25 Million could theoretically repay 0% of its total liabilities (€38.51 Million) in one year. Check UNITED capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of United Bankers Oyj (2013–2024)
Cash flow-to-debt ratio of United Bankers Oyj from 2013 to 2024. Historical debt coverage capacity for United Bankers Oyj across 12 annual periods. Check UNITED cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
United Bankers Oyj Cash Flow-to-Debt Ratio by Year (2013–2024)
United Bankers Oyj cash flow-to-debt ratio by year from 2013 to 2024. Year-by-year debt coverage analysis for United Bankers Oyj. For the full cash flow conversion analysis, see UNITED cash flow metrics.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 1.15x | €31.09 Million | €26.98 Million | ▲ +118.2% |
| 2023 | 0.53x | €12.97 Million | €24.55 Million | ▲ +21.8% |
| 2022 | 0.43x | €10.20 Million | €23.51 Million | ▲ +12.1% |
| 2021 | 0.39x | €13.09 Million | €33.83 Million | ▼ -15.5% |
| 2020 | 0.46x | €8.85 Million | €19.33 Million | ▲ +74.4% |
| 2019 | 0.26x | €6.62 Million | €25.21 Million | ▲ +14.7% |
| 2018 | 0.23x | €4.97 Million | €21.69 Million | ▼ -62.5% |
| 2017 | 0.61x | €5.15 Million | €8.44 Million | ▲ +2532.0% |
| 2016 | 0.02x | €183.29K | €7.90 Million | ▼ -98.8% |
| 2015 | 1.88x | €4.66 Million | €2.47 Million | ▲ +76.8% |
| 2014 | 1.07x | €4.26 Million | €4.00 Million | ▲ +55.0% |
| 2013 | 0.69x | €1.46 Million | €2.13 Million | — |