United Bankers Oyj (UNITED) — Net Asset Quality Index
United Bankers Oyj (UNITED) has a Net Asset Quality Index of 59.3% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €94.73 Million minus total liabilities of €38.51 Million yields net assets of €56.22 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read UNITED liabilities breakdown for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
United Bankers Oyj Net Asset Quality Index Over Time (2013–2024)
This chart shows how United Bankers Oyj's Net Asset Quality Index has evolved across 12 annual periods from 2013 to 2024. As of June 2025, the index stands at 59.3%, representing net assets of €56.22 Million against total assets of €94.73 Million EUR. For live market cap and overall valuation, see market value of United Bankers Oyj.
Annual Net Asset Quality Index for United Bankers Oyj (2013–2024)
The table below presents the year-by-year Net Asset Quality Index for United Bankers Oyj from 2013 to 2024, covering 12 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check UNITED strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (EUR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 69.5% | €61.50 Million | €88.48 Million | €26.98 Million | ▲ +1.8 pp |
| 2023 | 67.7% | €51.57 Million | €76.12 Million | €24.55 Million | ▲ +0.6 pp |
| 2022 | 67.1% | €48.06 Million | €71.57 Million | €23.51 Million | ▲ +10.4 pp |
| 2021 | 56.7% | €44.34 Million | €78.16 Million | €33.83 Million | ▼ -10.2 pp |
| 2020 | 66.9% | €39.09 Million | €58.42 Million | €19.33 Million | ▲ +7.4 pp |
| 2019 | 59.5% | €37.07 Million | €62.28 Million | €25.21 Million | ▲ +1.2 pp |
| 2018 | 58.3% | €30.32 Million | €52.01 Million | €21.69 Million | ▼ -11.5 pp |
| 2017 | 69.8% | €19.53 Million | €27.97 Million | €8.44 Million | ▲ +3.7 pp |
| 2016 | 66.1% | €15.39 Million | €23.30 Million | €7.90 Million | ▼ -23.0 pp |
| 2015 | 89.1% | €20.17 Million | €22.65 Million | €2.47 Million | ▲ +8.8 pp |
| 2014 | 80.2% | €16.26 Million | €20.26 Million | €4.00 Million | ▲ +6.8 pp |
| 2013 | 73.4% | €5.87 Million | €8.00 Million | €2.13 Million | — |