C&F Financial Corporation (CFFI) — Defensive Interval Ratio
C&F Financial Corporation (CFFI) has a Defensive Interval Ratio of 8913 days as of March 2026. Defensive assets of $488.39 Million (cash $-, short-term investments $476.64 Million, receivables $11.75 Million) cover 8913 days of daily cash needs of $54.79K/day. See C&F Financial Corporation (CFFI) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
C&F Financial Corporation Defensive Interval Ratio (1996–2025)
This chart shows how C&F Financial Corporation's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the ratio stands at 8913 days, meaning defensive assets of $488.39 Million can fund 8913 days of operations without new revenue. See C&F Financial Corporation (CFFI) net asset quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for C&F Financial Corporation (1996–2025)
The table below presents the year-by-year Defensive Interval Ratio for C&F Financial Corporation from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see C&F Financial Corporation stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 52 days | $338.96 Million | $6.49 Million/day | $- | $327.23 Million | ▲ +39 days |
| 2024 | 13 days | $77.05 Million | $6.04 Million/day | $- | $66.45 Million | ▼ -68 days |
| 2023 | 81 days | $472.84 Million | $5.83 Million/day | $- | $462.44 Million | ▼ -12 days |
| 2022 | 93 days | $521.57 Million | $5.59 Million/day | $- | $512.59 Million | ▲ +22 days |
| 2021 | 71 days | $379.88 Million | $5.34 Million/day | $- | $373.07 Million | ▲ +11 days |
| 2020 | 61 days | $294.49 Million | $4.86 Million/day | $- | $286.39 Million | ▼ -713 days |
| 2019 | 774 days | $196.51 Million | $253.92K/day | $- | $189.73 Million | ▲ +706 days |
| 2018 | 68 days | $222.35 Million | $3.28 Million/day | $- | $214.91 Million | ▼ -2 days |
| 2017 | 69 days | $226.56 Million | $3.27 Million/day | $- | $218.98 Million | ▼ -1 days |
| 2016 | 70 days | $217.29 Million | $3.10 Million/day | $- | $210.03 Million | ▼ -6 days |
| 2015 | 76 days | $226.31 Million | $2.98 Million/day | $- | $219.48 Million | ▼ -4 days |
| 2014 | 80 days | $228.32 Million | $2.85 Million/day | $- | $221.90 Million | ▼ 0 days |
| 2013 | 80 days | $224.47 Million | $2.80 Million/day | $- | $218.11 Million | ▼ -3 days |
| 2012 | 83 days | $158.49 Million | $1.91 Million/day | $- | $152.82 Million | ▼ -6238 days |
| 2011 | 6321 days | $149.89 Million | $23.71K/day | $- | $144.65 Million | ▲ +6244 days |
| 2010 | 78 days | $135.35 Million | $1.74 Million/day | $- | $130.28 Million | ▲ +4 days |
| 2009 | 73 days | $123.98 Million | $1.70 Million/day | $- | $118.57 Million | ▲ +10 days |
| 2008 | 63 days | $105.70 Million | $1.67 Million/day | $- | $100.60 Million | ▲ +6 days |
| 2007 | 57 days | $86.32 Million | $1.51 Million/day | $- | $81.25 Million | ▲ +10 days |
| 2006 | 47 days | $72.02 Million | $1.53 Million/day | $- | $67.58 Million | ▼ -2 days |
| 2005 | 49 days | $68.97 Million | $1.40 Million/day | $- | $65.30 Million | ▼ -5 days |
| 2004 | 54 days | $75.83 Million | $1.40 Million/day | $- | $72.79 Million | ▼ -78975 days |
| 2003 | 79029 days | $103.05 Billion | $1.30 Million/day | $- | $103.05 Billion | ▲ +21435 days |
| 2002 | 57594 days | $60.63 Billion | $1.05 Million/day | $- | $60.63 Billion | ▲ +57591 days |
| 2001 | 3 days | $3.06 Million | $889.65K/day | $- | $930.00K | ▼ -7 days |
| 2000 | 10 days | $8.32 Million | $799.13K/day | $- | $5.92 Million | ▲ +7 days |
| 1999 | 3 days | $2.10 Million | $716.44K/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $2.40 Million | $731.23K/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $2.20 Million | $635.89K/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $2.27 Million | $592.94K/day | $- | $- | — |