C&F Financial Corporation (CFFI) — Financial Flexibility Index
C&F Financial Corporation (CFFI) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $3.33 Million (operating CF $2.23 Million minus capex $1.10 Million) represents 0% of total liabilities ($2.51 Billion). Also explore CFFI net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
C&F Financial Corporation Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for C&F Financial Corporation across 30 annual periods. Check C&F Financial Corporation strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for C&F Financial Corporation (1996–2025)
Year-by-year free cash flow to debt coverage for C&F Financial Corporation. For the full company profile including market capitalisation, see C&F Financial Corporation stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $26.82 Million | $24.49 Million | $2.51 Billion | ▼ -40.4% |
| 2024 | 0.02x | $41.97 Million | $38.49 Million | $2.34 Billion | ▼ -0.9% |
| 2023 | 0.02x | $40.27 Million | $38.81 Million | $2.22 Billion | ▼ -58.8% |
| 2022 | 0.04x | $93.95 Million | $90.56 Million | $2.14 Billion | ▼ -44.3% |
| 2021 | 0.08x | $162.17 Million | $157.39 Million | $2.05 Billion | ▲ +313.0% |
| 2020 | -0.04x | $-70.15 Million | $-80.37 Million | $1.89 Billion | ▼ -344.1% |
| 2019 | -0.01x | $-12.46 Million | $-15.16 Million | $1.49 Billion | ▼ -122.5% |
| 2018 | 0.04x | $50.93 Million | $47.55 Million | $1.37 Billion | ▲ +69.8% |
| 2017 | 0.02x | $29.95 Million | $25.77 Million | $1.37 Billion | ▼ -3.1% |
| 2016 | 0.02x | $29.68 Million | $26.98 Million | $1.31 Billion | ▲ +68.1% |
| 2015 | 0.01x | $17.14 Million | $15.33 Million | $1.27 Billion | ▼ -54.6% |
| 2014 | 0.03x | $35.99 Million | $34.18 Million | $1.21 Billion | ▼ -47.2% |
| 2013 | 0.06x | $67.29 Million | $63.64 Million | $1.20 Billion | ▲ +62.7% |
| 2012 | 0.03x | $30.17 Million | $29.28 Million | $874.82 Million | ▼ -3.8% |
| 2011 | 0.04x | $29.83 Million | $27.99 Million | $832.03 Million | ▲ +337.1% |
| 2010 | -0.02x | $-12.27 Million | $-13.41 Million | $811.36 Million | ▼ -137.5% |
| 2009 | 0.04x | $32.27 Million | $31.84 Million | $799.55 Million | ▲ +47.2% |
| 2008 | 0.03x | $21.68 Million | $21.02 Million | $790.80 Million | ▼ -45.1% |
| 2007 | 0.05x | $35.94 Million | $33.71 Million | $720.37 Million | ▲ +198.4% |
| 2006 | 0.02x | $11.14 Million | $5.09 Million | $666.46 Million | ▼ -75.1% |
| 2005 | 0.07x | $41.02 Million | $28.62 Million | $611.87 Million | ▲ +4152.2% |
| 2004 | 0.00x | $-892.00K | $-5.28 Million | $539.22 Million | ▼ -100.9% |
| 2003 | 0.18x | $89.42 Million | $86.56 Million | $508.16 Million | ▲ +533.1% |
| 2002 | -0.04x | $-20.14 Million | $-21.05 Million | $495.69 Million | ▲ +32.7% |
| 2001 | -0.06x | $-21.69 Million | $-38.98 Million | $359.33 Million | ▼ -209.1% |
| 2000 | 0.06x | $17.08 Million | $14.57 Million | $308.69 Million | ▼ -66.2% |
| 1999 | 0.16x | $48.20 Million | $45.30 Million | $294.10 Million | ▲ +247.9% |
| 1998 | -0.11x | $-31.50 Million | $-32.40 Million | $284.30 Million | ▼ -1037.1% |
| 1997 | -0.01x | $-2.40 Million | $-4.00 Million | $246.30 Million | ▲ +34.4% |
| 1996 | -0.01x | $-3.33 Million | $-4.30 Million | $224.46 Million | — |