C&F Financial Corporation (CFFI) — Working Capital to Net Assets Ratio
C&F Financial Corporation (CFFI) has a Working Capital to Net Assets ratio of 2.6% as of March 2026. Working capital of $7.04 Million (current assets of $27.04 Million minus current liabilities of $20.00 Million) is measured against net assets of $266.11 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See how many days can C&F Financial Corporation fund operations to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
C&F Financial Corporation Working Capital to Net Assets (1996–2025)
This chart shows how C&F Financial Corporation's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the ratio stands at 2.6%, reflecting working capital of $7.04 Million against net assets of $266.11 Million USD. For the complete balance sheet picture, see CFFI current and non-current assets.
Annual Working Capital to Net Assets for C&F Financial Corporation (1996–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for C&F Financial Corporation from 1996 to 2025, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check C&F Financial Corporation (CFFI) asset resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -743.8% | $-1.95 Billion | $262.35 Million | $418.09 Million | $2.37 Billion | ▲ +164.5 pp |
| 2024 | -908.3% | $-2.06 Billion | $226.97 Million | $142.63 Million | $2.20 Billion | ▼ -182.0 pp |
| 2023 | -726.3% | $-1.58 Billion | $217.52 Million | $548.00 Million | $2.13 Billion | ▲ +34.6 pp |
| 2022 | -760.9% | $-1.49 Billion | $196.23 Million | $548.23 Million | $2.04 Billion | ▼ -143.7 pp |
| 2021 | -617.2% | $-1.30 Billion | $211.02 Million | $647.63 Million | $1.95 Billion | ▲ +98.9 pp |
| 2020 | -716.1% | $-1.39 Billion | $194.47 Million | $381.16 Million | $1.77 Billion | ▼ -879.0 pp |
| 2019 | 162.9% | $269.26 Million | $165.27 Million | $361.94 Million | $92.68 Million | ▲ +729.0 pp |
| 2018 | -566.0% | $-860.14 Million | $151.96 Million | $337.36 Million | $1.20 Billion | ▲ +31.6 pp |
| 2017 | -597.7% | $-846.90 Million | $141.70 Million | $345.99 Million | $1.19 Billion | ▼ -14.0 pp |
| 2016 | -583.6% | $-812.50 Million | $139.21 Million | $320.49 Million | $1.13 Billion | ▼ -44.0 pp |
| 2015 | -539.6% | $-707.18 Million | $131.06 Million | $379.25 Million | $1.09 Billion | ▼ -17.5 pp |
| 2014 | -522.1% | $-645.34 Million | $123.61 Million | $395.93 Million | $1.04 Billion | ▲ +133.2 pp |
| 2013 | -655.2% | $-740.03 Million | $112.94 Million | $280.89 Million | $1.02 Billion | ▼ -154.2 pp |
| 2012 | -501.0% | $-512.05 Million | $102.20 Million | $184.11 Million | $696.16 Million | ▼ -1266.6 pp |
| 2011 | 765.6% | $735.64 Million | $96.09 Million | $744.29 Million | $8.65 Million | ▲ +1436.2 pp |
| 2010 | -670.6% | $-622.16 Million | $92.78 Million | $14.75 Million | $636.91 Million | ▼ -22.7 pp |
| 2009 | -647.9% | $-575.81 Million | $88.88 Million | $43.47 Million | $619.28 Million | ▲ +267.5 pp |
| 2008 | -915.4% | $-593.69 Million | $64.86 Million | $14.98 Million | $608.67 Million | ▼ -94.9 pp |
| 2007 | -820.5% | $-535.15 Million | $65.22 Million | $16.50 Million | $551.65 Million | ▼ -49.1 pp |
| 2006 | -771.4% | $-524.58 Million | $68.01 Million | $32.94 Million | $557.52 Million | ▲ +0.4 pp |
| 2005 | -771.8% | $-463.73 Million | $60.09 Million | $46.54 Million | $510.27 Million | ▼ -109.7 pp |
| 2004 | -662.1% | $-462.81 Million | $69.90 Million | $48.23 Million | $511.03 Million | ▼ -14.2 pp |
| 2003 | -647.9% | $-423.61 Million | $65.38 Million | $52.34 Million | $475.95 Million | ▼ -1.2 pp |
| 2002 | -646.7% | $-363.65 Million | $56.23 Million | $20.60 Million | $384.25 Million | ▲ +49.6 pp |
| 2001 | -696.3% | $-311.53 Million | $44.74 Million | $13.19 Million | $324.72 Million | ▲ +11.4 pp |
| 2000 | -707.7% | $-274.44 Million | $38.78 Million | $17.24 Million | $291.68 Million | ▼ -12.8 pp |
| 1999 | -694.9% | $-243.90 Million | $35.10 Million | $17.60 Million | $261.50 Million | ▲ +4.6 pp |
| 1998 | -699.5% | $-256.00 Million | $36.60 Million | $10.90 Million | $266.90 Million | ▼ -4.5 pp |
| 1997 | -695.0% | $-221.00 Million | $31.80 Million | $11.10 Million | $232.10 Million | ▼ -57.5 pp |
| 1996 | -637.5% | $-205.35 Million | $32.21 Million | $11.07 Million | $216.42 Million | — |