C&F Financial Corporation Net Asset Quality Index

Latest as of March 2026: 9.5%

C&F Financial Corporation net asset quality index. C&F Financial Corporation (CFFI) has a Net Asset Quality Index of 9.5% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.81 Billion minus total liabilities of $2.55 Billion yields net assets of $266.11 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check earnings quality score of C&F Financial Corporation to evaluate the quality of earnings relative to operating cash generation.

Quality Index

9.5%
Equity / Total Assets

Net Assets

$266.11 Million
USD

Total Assets

$2.81 Billion
USD

Total Liabilities

$2.55 Billion
USD

Net Asset Quality Index of C&F Financial Corporation (1996–2025)

Net asset quality index of C&F Financial Corporation from 1996 to 2025. This chart shows how C&F Financial Corporation's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the index stands at 9.5%, representing net assets of $266.11 Million against total assets of $2.81 Billion USD. See C&F Financial Corporation (CFFI) net assets for net asset value and shareholders' equity analysis.

C&F Financial Corporation Net Asset Quality Index by Year (1996–2025)

C&F Financial Corporation net asset quality index by year from 1996 to 2025. The table below presents the year-by-year Net Asset Quality Index for C&F Financial Corporation from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see C&F Financial Corporation (CFFI) total market value.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 9.5% $262.35 Million $2.77 Billion $2.51 Billion ▲ +0.6 pp
2024 8.9% $226.97 Million $2.56 Billion $2.34 Billion ▼ -0.1 pp
2023 8.9% $217.52 Million $2.44 Billion $2.22 Billion ▲ +0.5 pp
2022 8.4% $196.23 Million $2.33 Billion $2.14 Billion ▼ -0.9 pp
2021 9.3% $211.02 Million $2.26 Billion $2.05 Billion ▼ 0.0 pp
2020 9.3% $194.47 Million $2.09 Billion $1.89 Billion ▼ -0.7 pp
2019 10.0% $165.27 Million $1.66 Billion $1.49 Billion ▼ 0.0 pp
2018 10.0% $151.96 Million $1.52 Billion $1.37 Billion ▲ +0.6 pp
2017 9.4% $141.70 Million $1.51 Billion $1.37 Billion ▼ -0.2 pp
2016 9.6% $139.21 Million $1.45 Billion $1.31 Billion ▲ +0.3 pp
2015 9.3% $131.06 Million $1.41 Billion $1.27 Billion ▲ +0.1 pp
2014 9.2% $123.61 Million $1.34 Billion $1.21 Billion ▲ +0.6 pp
2013 8.6% $112.94 Million $1.31 Billion $1.20 Billion ▼ -1.9 pp
2012 10.5% $102.20 Million $977.02 Million $874.82 Million ▲ +0.1 pp
2011 10.4% $96.09 Million $928.12 Million $832.03 Million ▲ +0.1 pp
2010 10.3% $92.78 Million $904.14 Million $811.36 Million ▲ +0.3 pp
2009 10.0% $88.88 Million $888.43 Million $799.55 Million ▲ +2.4 pp
2008 7.6% $64.86 Million $855.66 Million $790.80 Million ▼ -0.7 pp
2007 8.3% $65.22 Million $785.60 Million $720.37 Million ▼ -1.0 pp
2006 9.3% $68.01 Million $734.47 Million $666.46 Million ▲ +0.3 pp
2005 8.9% $60.09 Million $671.96 Million $611.87 Million ▼ -2.5 pp
2004 11.5% $69.90 Million $609.12 Million $539.22 Million ▲ +0.1 pp
2003 11.4% $65.38 Million $573.55 Million $508.16 Million ▲ +1.2 pp
2002 10.2% $56.23 Million $551.92 Million $495.69 Million ▼ -0.9 pp
2001 11.1% $44.74 Million $404.08 Million $359.33 Million ▼ -0.1 pp
2000 11.2% $38.78 Million $347.47 Million $308.69 Million ▲ +0.5 pp
1999 10.7% $35.10 Million $329.20 Million $294.10 Million ▼ -0.7 pp
1998 11.4% $36.60 Million $320.90 Million $284.30 Million ▼ 0.0 pp
1997 11.4% $31.80 Million $278.10 Million $246.30 Million ▼ -1.1 pp
1996 12.6% $32.21 Million $256.67 Million $224.46 Million —
pp = percentage points