C&F Financial Corporation (CFFI) — Free Cash Flow Generation Index

Latest as of December 2025: 0.51x

C&F Financial Corporation (CFFI) has a Free Cash Flow Generation Index of 0.51x as of December 2025. Free cash flow of $1.13 Million represents 1% of operating cash flow ($2.23 Million). Explore how much does C&F Financial Corporation reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.51x
Free Cash Flow / Operating CF

Free Cash Flow

$1.13 Million
USD

Operating Cash Flow

$2.23 Million
USD

Capital Expenditures

$1.10 Million
USD

C&F Financial Corporation Free Cash Flow Generation Index (1999–2025)

Historical FCF Generation Index trend for C&F Financial Corporation across 21 annual periods. For the full cash flow conversion analysis, see C&F Financial Corporation operating cash flow efficiency.

Annual Free Cash Flow Generation for C&F Financial Corporation (1999–2025)

Year-by-year Free Cash Flow Generation Index for C&F Financial Corporation. Check C&F Financial Corporation (CFFI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.90x $22.16 Million $24.49 Million $2.33 Million ▼ -0.5%
2024 0.91x $35.00 Million $38.49 Million $3.49 Million ▼ -5.5%
2023 0.96x $37.35 Million $38.81 Million $1.46 Million ▼ 0.0%
2022 0.96x $87.17 Million $90.56 Million $3.39 Million ▼ -0.7%
2021 0.97x $152.60 Million $157.39 Million $4.79 Million ▲ +4.4%
2018 0.93x $44.18 Million $47.55 Million $3.37 Million ▲ +10.9%
2017 0.84x $21.59 Million $25.77 Million $4.18 Million ▼ -6.9%
2016 0.90x $24.27 Million $26.98 Million $2.71 Million ▲ +2.0%
2015 0.88x $13.52 Million $15.33 Million $1.81 Million ▼ -6.8%
2014 0.95x $32.36 Million $34.18 Million $1.81 Million ▲ +0.5%
2013 0.94x $59.94 Million $63.64 Million $3.65 Million ▼ -2.9%
2012 0.97x $28.39 Million $29.28 Million $891.00K ▲ +3.8%
2011 0.93x $26.15 Million $27.99 Million $1.84 Million ▼ -5.3%
2009 0.99x $31.41 Million $31.84 Million $426.00K ▲ +1.9%
2008 0.97x $20.36 Million $21.02 Million $658.00K ▲ +3.7%
2007 0.93x $31.48 Million $33.71 Million $2.23 Million ▲ +598.8%
2006 -0.19x $-954.00K $5.09 Million $6.05 Million ▼ -133.0%
2005 0.57x $16.23 Million $28.62 Million $12.39 Million ▼ -41.4%
2003 0.97x $83.69 Million $86.56 Million $2.86 Million ▲ +16.8%
2000 0.83x $12.07 Million $14.57 Million $2.51 Million ▼ -11.5%
1999 0.94x $42.40 Million $45.30 Million $2.90 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).