C&F Financial Corporation (CFFI) — Free Cash Flow Generation Index

Latest as of December 2025: 0.51x

C&F Financial Corporation (CFFI) has a Free Cash Flow Generation Index of 0.51x as of December 2025. Free cash flow of $1.13 Million represents 1% of operating cash flow ($2.23 Million). See CFFI net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.51x
Free Cash Flow / Operating CF

Free Cash Flow

$1.13 Million
USD

Operating Cash Flow

$2.23 Million
USD

Capital Expenditures

$1.10 Million
USD

C&F Financial Corporation Free Cash Flow Generation Index (1999–2025)

Historical FCF Generation Index trend for C&F Financial Corporation across 21 annual periods. Explore how well can C&F Financial Corporation service its debt to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for C&F Financial Corporation (1999–2025)

Year-by-year Free Cash Flow Generation Index for C&F Financial Corporation. For the full company profile including market capitalisation, see C&F Financial Corporation (CFFI) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.90x $22.16 Million $24.49 Million $2.33 Million ▼ -0.5%
2024 0.91x $35.00 Million $38.49 Million $3.49 Million ▼ -5.5%
2023 0.96x $37.35 Million $38.81 Million $1.46 Million ▼ 0.0%
2022 0.96x $87.17 Million $90.56 Million $3.39 Million ▼ -0.7%
2021 0.97x $152.60 Million $157.39 Million $4.79 Million ▲ +4.4%
2018 0.93x $44.18 Million $47.55 Million $3.37 Million ▲ +10.9%
2017 0.84x $21.59 Million $25.77 Million $4.18 Million ▼ -6.9%
2016 0.90x $24.27 Million $26.98 Million $2.71 Million ▲ +2.0%
2015 0.88x $13.52 Million $15.33 Million $1.81 Million ▼ -6.8%
2014 0.95x $32.36 Million $34.18 Million $1.81 Million ▲ +0.5%
2013 0.94x $59.94 Million $63.64 Million $3.65 Million ▼ -2.9%
2012 0.97x $28.39 Million $29.28 Million $891.00K ▲ +3.8%
2011 0.93x $26.15 Million $27.99 Million $1.84 Million ▼ -5.3%
2009 0.99x $31.41 Million $31.84 Million $426.00K ▲ +1.9%
2008 0.97x $20.36 Million $21.02 Million $658.00K ▲ +3.7%
2007 0.93x $31.48 Million $33.71 Million $2.23 Million ▲ +598.8%
2006 -0.19x $-954.00K $5.09 Million $6.05 Million ▼ -133.0%
2005 0.57x $16.23 Million $28.62 Million $12.39 Million ▼ -41.4%
2003 0.97x $83.69 Million $86.56 Million $2.86 Million ▲ +16.8%
2000 0.83x $12.07 Million $14.57 Million $2.51 Million ▼ -11.5%
1999 0.94x $42.40 Million $45.30 Million $2.90 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).